How much do you pay in monthly minimum credit card payments

[8pieces]

almost pay $1k in minimum payments alone

[Condo41]

If any of you have CREDIT CARD debt right now I'm gonna f*cking rage.

Wtf guys...don't do that

[8pieces]

If any of you have CREDIT CARD debt right now I'm gonna f*cking rage.

Wtf guys...don't do that

ye sucks but that's life son

[Condo41]

ye sucks but that's life son

No it isn't. No it f*cking is not.

Imagine having that $1K a month dude.

Come on.

Don't have CC debt. That isn't life. That's slavery. Don't do it.

Get out of it.

"I cant" you can. You can! Do it. Stop all spending and go monk mode. Get out of it.

[Hutrapper]

If any of you have CREDIT CARD debt right now I'm gonna f*cking rage.

Wtf guys...don't do that

Imagine. lol.


I use my credit card for EVERYTHING. I get a percentage cash back. But I pay it off every few days.

Fuk paying a red cent of interest.

[Condo41]

Imagine. lol.


I use my credit card for EVERYTHING. I get a percentage cash back. But I pay it off every few days.

Fuk paying a red cent of interest.

Same dude I'm using delta American express to pay for a round trip 1st class trip to Japan, never paid that company any interest whatsoever

[Lefticle]

almost pay $1k in minimum payments alone

What an idiot lmfao

Same dude I'm using delta American express to pay for a round trip 1st class trip to Japan, never paid that company any interest whatsoever

This. I use my points for business travel and the company reimburses me in cash lol

Never paid 1 cent of CC interest in my entire life

[Train57]

I pay like $400 a month and interests is like 20% racked up like 2k on OF last month so ill be paying for a while

[John L]

Just lol if you carry a balance

[Irezumi]

Last time I used a credit card was probably over 10 years ago. I don't even own a credit card lol. They stopped giving me offers since I used to pay the entire balance at once so I don't reckon they fancy customers who they can't make interest off of.

[300Lane1]

Zero, pay off in full every month.

[dingler]

No credit card debt. I pay 1500 a month for vehicles and insurance though. SMH

[8pieces]

Never paid 1 cent of CC interest in my entire life

you're a self admitted trustfund kid.

[TrynaBeast]

Only use credit card for cash back. No way am I gunna let a balance carry over.
The interest is crazy high. And debt means you're not free
Get rid of that CC debt asap

[Lefticle]

you're a self admitted trustfund kid.

Wrong again lol. You're so poor and dumb that you got yourself into CC debt, no wonder you're so bitter about by my personal success lmfaoooooo


Go ahead and post my joke from 2014 that you obsessively keep AGAIN

Spoiler!

[8pieces]

Wrong again lol. You're so poor and dumb that you got yourself into CC debt, no wonder you're so bitter about by my personal success lmfaoooooo

[headturner1]

If any of you have CREDIT CARD debt right now I'm gonna f*cking rage.

Wtf guys...don't do that

I do. Charger my IRS payment (srs). 0% apr for a year though

[theory816]

CC debt isn't an issue if you can pay it off. It really depends on what interest rates one's getting.

When I wuz building my credit score, all my cards had like 24% interest rates lol. Not sure what the interest rate is for folks with good credit though. Haven't owned a CC in a while so I forgot all the little facts.

[sfgiants13]

None. Anyone that pays the minimum balance on their card is a retard. Set the full balance to autopay like an adult.

[AnaboLecter]

300ish /month usually

[leoaa777]

Zero, pay full balance crew

[LethalGunz34]

Bout 350.

[BullittEV]

Same dude I'm using delta American express to pay for a round trip 1st class trip to Japan, never paid that company any interest whatsoever

mirin, I use alaska airlines and will churn out the max 50K yearly spend on that for tier status. It only gets you to the first tier which sucks, thinking of switching. Should hit second tier from flying so we'll see how that goes.


And yeah, no balances- thats a great way to never be able to get a larger loan and/or a decent rate.

I do. Charger my IRS payment (srs). 0% apr for a year though

That's a tricky game, dont wait until the last month to pay it off.

[mchabs]

I treat my credit card like a debit card. just pay the statement balance each month.

LOL@ paying interest.

[Wayne Evans]

Howdy....

I'd guess most of us have been in that bottomless abyss of CC debt.

We're both retired now and due solely to our move out of of Ca. (2019) to another state we had about 6K+ in CC debt after it all was done.
It was painful to look at that statement each month.
Unfortunately, sometimes we have to take that route.

But....we paid 200+ a month and the last payment was May 2023.
Talk about a happy f'ing day that was!
Time for some Crown Royal and wallow in the glory of having NO CC debt.

Easy to say, but if one can't exceed paying their suggested minimums (dble or triple) it will be like a big black nimbus cloud that follows us around as a constant reminder.
Oh....we have no CC with anyone now and can easily live within our means.

Back to it.

[theory816]

Howdy....

I'd guess most of us have been in that bottomless abyss of CC debt.

We're both retired now and due solely to our move out of of Ca. (2019) to another state we had about 6K+ in CC debt after it all was done.
It was painful to look at that statement each month.
Unfortunately, sometimes we have to take that route.

But....we paid 200+ a month and the last payment was May 2023.
Talk about a happy f'ing day that was!
Time for some Crown Royal and wallow in the glory of having NO CC debt.

Easy to say, but if one can't exceed paying their suggested minimums (dble or triple) it will be like a big black nimbus cloud that follows us around as a constant reminder.
Oh....we have no CC with anyone now and can easily live within our means.

Back to it.

how much was the interest rate?

[Wayne Evans]

how much was the interest rate?

Oh shvt....

I'm thinking it was 16% + - or so.
TBH....I can't recall accurately.
I do recall quite well that it truly sucked to be under that CC debt cloud.

[fishnbrah]

for me, $0.00 a month

[AvDontCare]

EDIT: I'm an idiot, I read car payments




AMEX Platinum crew
Pay it all every 2 weeks

[1WayTrainRides]

$0
Some annual fees but I don’t pay chit to the bank.