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  1. #61
    Cold Hearted SOB Dave22reborn's Avatar
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    Originally Posted by Seatard View Post
    PPP was always a loan, administered by the SBA https://www.sba.gov/funding-programs...ection-program and they provided a mechanism for loan forgiveness as part of the agreement.

    Every government issued student loan includes a mechanism for forgiveness as part of the agreement. At worst it's after meeting the criteria of 240 payments, there are other criteria for forgiveness after 120 payments, or if someone attended one of those pop up for profit university scams, etc. Payment terms and criteria for forgiveness, like any contract, are always negotiable if the parties agree.

    One of the main differences between the SBA issued business loans and the Dept. of Ed issued student loans is that PPP was a temporary program with little need to revise terms. Student loans are a long term permanent program and there will be occasional need to revisit and revise terms. There is a mechanism for that and it is at the root of what Biden and Trump did by adjusting minimum payment calculations, the definition of qualifying payments, the length of the agreement, etc.
    Jesus Christ, don't force businesses to shut down, is that hard???
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  2. #62
    Honest US Citizen Seatard's Avatar
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    Originally Posted by RIKTER View Post
    It was a loan in name only.

    BOLD: Then whats the issue, meet the criteria(I honestly dont know what the criteria is) and have the rest forgiven, unless you're advocating that the criteria both parties agreed to at that time, should no longer be valid today?

    If the govt wants to forgive the loans, then rescind the payments that have already been made to the universities. Only those who profit from all this would argue against that.
    PPP became a loan in name only because of the massive fraud and incompetence in managing the program, which is yet another parallel with student loans. But it was always a loan, not a grant.

    The issue is simply coming to agreement on how best to revise the criteria for student loan forgiveness.

    Let's be honest, 90% of the "debate" is because PPP was initiated during the Trump admin and addressing student loan forgiveness is a Biden initiative, and many have decided where they stand based on that alone. Then they look for distinctions to justify their stance so they don't look like basic partisans.
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  3. #63
    Honest US Citizen Seatard's Avatar
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    Originally Posted by Dave22reborn View Post
    Jesus Christ, don't force businesses to shut down, is that hard???
    Hot take coming form a career law enforcement officer.
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  4. #64
    Honest US Citizen Seatard's Avatar
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    Originally Posted by Stizzel View Post
    Yes it was a loan given as a temporary measure to allow businesses to survive idiotic lockdown policies from communist governors, with a forgiveness mechanism built in

    Im not seeing how using this means you're a hypocrite because you dont want to pay for some idiots 200k gender studies debt just because the aformentioned idiots barista job cant cover it
    LOL at painting PPP as so wholesome when it was riddled with fraud and used to buy Ferrari's and vacations with people still shutting down their businesses anyway.

    Hypocrite.
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  5. #65
    русский агент Stizzel's Avatar
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    Originally Posted by Seatard View Post
    LOL at painting PPP as so wholesome when it was riddled with fraud and used to buy Ferrari's and vacations with people still shutting down their businesses anyway.

    Hypocrite.
    Thats not even remotely what i said. Im not a fan of these programs at all.
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  6. #66
    Honest US Citizen Seatard's Avatar
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    Originally Posted by Stizzel View Post
    Thats not even remotely what i said. Im not a fan of these programs at all.
    It sounded like you were for PPP because it was a survival tool for victims of communist state governors. I tend to agree, PPP should have never existed because employees already had unemployment insurance as a fallback.

    I don't know what exactly the solution for education is. It's ridicuoulsy important for maintaining some sort of 1st world status for the US. I'd probably be okay with scrapping the current system in favor of a more cut throat process.
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  7. #67
    Registered User georgeenoob's Avatar
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    Debt relief, student loan forgiveness. Emphasis on relief and forgiveness. Both for and against it can make a viable argument, but can you imagine being financially burdened for decades because you made a mistake at 18 with good intentions to secure a future?

    Help each other out. Not everyone who needs a loan for college is an irresponsible, unrealistically ambitious spoiled kid.
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  8. #68
    Honest US Citizen Seatard's Avatar
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    Originally Posted by georgeenoob View Post
    Debt relief, student loan forgiveness. Emphasis on relief and forgiveness. Both for and against it can make a viable argument, but can you imagine being financially burdened for decades because you made a mistake at 18 with good intentions to secure a future?

    Help each other out.
    I wonder what the correlation is between those who like to claim we're a Christian nation and those who will tell you to go fuk yourself in an angry neg.
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  9. #69
    Registered User RIKTER's Avatar
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    Originally Posted by Seatard View Post
    PPP became a loan in name only because of the massive fraud and incompetence in managing the program, which is yet another parallel with student loans. But it was always a loan, not a grant.

    The issue is simply coming to agreement on how best to revise the criteria for student loan forgiveness.

    Let's be honest, 90% of the "debate" is because PPP was initiated during the Trump admin and addressing student loan forgiveness is a Biden initiative, and many have decided where they stand based on that alone. Then they look for distinctions to justify their stance so they don't look like basic partisans.
    I got two rounds of PPP and was audited both times...trust me, no additions were added to my home lol

    No one here is against going after those who committed fraud. Lock em up!

    Do you believe the tax payer or the universities(who already got paid) should be on the hook for student loan forgiveness? Why no in power is suggesting the former is very telling.
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  10. #70
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    In Washington free money is bad for "others" unless it is for you, your campaign, your lobbyists, your donors, topics and causes that you support or for your friends.

    pay to play continues.
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  11. #71
    Honest US Citizen Seatard's Avatar
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    Originally Posted by RIKTER View Post
    I got two rounds of PPP and was audited both times...trust me, no additions were added to my home lol

    No one here is against going after those who committed fraud. Lock em up!

    Do you believe the tax payer or the universities(who already got paid) should be on the hook for student loan forgiveness? Why no in power is suggesting the former is very telling.
    First I don't think there should be blanket student loan forgiveness, or knocking an arbitrary $10k or $20k off the principle. It's useless pandering.

    At the end of it, just like with your PPP funding, it can only be the taxpayer on the hook. And I'm okay with a targeted, logical approach to smoothing out the financial bumps for both you and students.
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  12. #72
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    Originally Posted by Seatard View Post
    I wonder what the correlation is between those who like to claim we're a Christian nation and those who will tell you to go fuk yourself in an angry neg.
    He's as good a Christian as anybody imo.
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  13. #73
    Registered User Paul Kreul's Avatar
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    Originally Posted by Seatard View Post
    Other than you probably making more money (weird flex, but congrats, srs, I'm just a regular middle class American), you're literally wrong about everything else you posted.

    Trotting out the Constitutional Republic line and then somehow not grasping or remembering the lock downs were authorized through state powers is top tier WTF.

    And good luck with all the things you feel the constitution entitles you to, you sound like the typical 22 year old liberal college student, but it doesn't work that way. There are certain areas where the government can't stand in your way, except when it can, but it doesn't give you anything.
    They were not authorized by Federal dum dum, (but nice try on your pivot lol) & not even state Governor’s had the authority to enforce..it came down to the Sheriff’s decision because the Sheriff, & only the Sheriff has jurisdiction of the county..it’s like you literally know nothing on how this country operates.

    You constantly do this autistic pivot where you use the points others make against you as your own…reread the persons post you are responding to before you proceed with your illogical ramblings.
    Last edited by Paul Kreul; 04-18-2024 at 09:18 AM.
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    Yeah, that $3,200 total I got over the course of 3 "stimi" checks really makes up for all of the welfare I never received, like OP who sits at home all day living off the government cheese
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  15. #75
    Honest US Citizen Seatard's Avatar
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    Originally Posted by Paul Kreul View Post
    They were not authorized by Federal dum dum, (but nice try on your pivot lol) & not even state Governor’s had the authority to enforce..it came down to the Sheriff’s decision because the Sheriff, & only the Sheriff has jurisdiction of the county..it’s like you literally know nothing on how this country operates.

    You constantly do this autistic pivot where you use the points others make against you as your own…reread the persons post you are responding to before you proceed with your illogical ramblings.
    When I said "the government" it was referring to any federal, state, or local government with authority depending on where someone lives. It was you who made the assumption it only referred to the federal government and then went off into your own little irrelevant argument.

    And I have zero idea WTF you're trying to say there in the first paragraph. The authority structure will be different in each state (queue your very impressive understanding of muh Constitutional Republic).

    In general, both the state and federal governments have emergency powers to order quarantines and limit access to public spaces and publicly regulated businesses during a health emergency. During covid, some state governors exercised those powers to varying degrees. In my state, the State Police (and National Guard, and public health officials, etc.) have jurisdiction throughout the state, so you're incorrect about whatever you are trying to say about a county sheriff.

    This is basic stuff and it's hilarious that you're peppering accusations of not knowing how things operate into your posts. It's a clear sign you're unsure of yourself.
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    Originally Posted by Stizzel View Post
    Thats not even remotely what i said. Im not a fan of these programs at all.
    why the fuk would a russian care about any of this? go shovel snow Mr. Potato head.
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  17. #77
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    Originally Posted by Paul Kreul View Post
    They were not authorized by Federal dum dum, (but nice try on your pivot lol) & not even state Governor’s had the authority to enforce..it came down to the Sheriff’s decision because the Sheriff, & only the Sheriff has jurisdiction of the county..it’s like you literally know nothing on how this country operates.

    You constantly do this autistic pivot where you use the points others make against you as your own…reread the persons post you are responding to before you proceed with your illogical ramblings.
    he's so triggered he's like a human ping-pong ball with his train of thought.
    plus he doesn't seem to actually know anything.
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    Originally Posted by Seatard View Post
    It sounded like you were for PPP because it was a survival tool for victims of communist state governors. I tend to agree, PPP should have never existed because employees already had unemployment insurance as a fallback.

    I don't know what exactly the solution for education is. It's ridicuoulsy important for maintaining some sort of 1st world status for the US. I'd probably be okay with scrapping the current system in favor of a more cut throat process.
    Using communism to fix communism is a bad idea. Fraud and abuse should be the expectation. I just don't see the correlation to student loan forgiveness. People that need forgiveness got the wrong degree; it's a situation caused by their own incompetence. Not the same for people that got shut down by the government.
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  19. #79
    Honest US Citizen Seatard's Avatar
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    Originally Posted by Stizzel View Post
    Using communism to fix communism is a bad idea. Fraud and abuse should be the expectation. I just don't see the correlation to student loan forgiveness. People that need forgiveness got the wrong degree; it's a situation caused by their own incompetence. Not the same for people that got shut down by the government.
    The student loan forgiveness advocates make similar arguments that effectively blames government for preying on youth, destroying the job market, and destroying the value of their income with their policy decisions.

    Conversely, they make the same argument that only incompetent business owners needed the PPP loans. Many survived just fine without burdening taxpayers.

    Everyone uses the same logic to lookout for themselves, take what they can, and justifying it by saying it isn’t their fault.

    That’s a lot of the correlation IMO.
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    Originally Posted by Dave22reborn View Post
    Take a midol, you seem irritable.
    Dave, no cares. You're a JIDF and a JEW.
    ***Disclaimer: All posts made by [2011change] are works of satire and made for entertainment use only.***
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    Originally Posted by NitrogenWidget View Post
    he's so triggered he's like a human ping-pong ball with his train of thought.
    plus he doesn't seem to actually know anything.
    Excellent input as usual Gilligan.

    Good boy.
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    Originally Posted by Seatard View Post
    Excellent input as usual Gilligan.

    Good boy.
    you seem angry.

    oh btw, can you define "illegal alien" and what is wrong with saying it yet?
    Or are you still struggling with that term?
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    Originally Posted by NitrogenWidget View Post
    you seem angry.

    oh btw, can you define "illegal alien" and what is wrong with saying it yet?
    Or are you still struggling with that term?
    I have no idea what you’re talking about Gilligan.
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    Originally Posted by Seatard View Post
    I have no idea what you’re talking about Gilligan.
    a simple "no" would of sufficed.
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    Originally Posted by NitrogenWidget View Post
    a simple "no" would of sufficed.
    Thanks lil’ buddy! I’ll remember that for next time.
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