where does your extra money go misc?
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03-15-2024, 06:03 AM #1
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03-15-2024, 06:04 AM #2
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03-15-2024, 06:36 AM #3
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03-15-2024, 06:38 AM #4
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03-15-2024, 06:40 AM #5
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03-15-2024, 07:08 AM #6
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03-15-2024, 07:14 AM #7
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03-15-2024, 07:16 AM #8
Nothing at all. I don’t have the budget for anything else including savings. I spend everything I earn on bills, food and essentials like gas, insurance, etc. I can’t even remember the last time I bought myself new clothes or something cool just because. I was using an 11 year old laptop until my girl bought me a MacBook for my birthday last year.
I will say that despite the low income, I’m generally responsible with the money I do make. My car is fully paid off, I’m no debt crew, not even a credit card.
But still can’t splurge.
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03-15-2024, 07:19 AM #9
My regular gym and my gymnastics gym. Besides paying $$$ for them, especially the gymnastics gym, I spend a lot of my time there. So, well worth it. It's what I want to do, goals that are challenging and will be met.
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03-15-2024, 07:20 AM #10
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03-15-2024, 07:45 AM #11
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03-15-2024, 07:49 AM #12
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03-15-2024, 08:02 AM #13
You can get a tent and lights for cheap these days and learn to grow. i like growing more than smoking. Im a senior veteran member on the worlds largest grow site and i can get rare seeds and cuts for free
I quite smoking and drinking recently.Ive drank and smoked enough for 2 lifetimes. Im just taking a break. Over 2 weeks sober. Its not forever. trying to save money and get in shape. gotta get rid of this beer gut
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03-15-2024, 08:06 AM #14
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03-15-2024, 08:08 AM #15
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03-15-2024, 08:10 AM #16
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03-15-2024, 08:16 AM #17
Video games, a few subscriptions (nothing crazy), sometimes weekend nights out with the gf, weed/alcohol/nicotine-vapes, diet soda, cat supplies, usually $300-1000 on certain holidays, sometimes a few annual vacations.
Then everything else is either added to the emergency fund or going into a non-retirement investment brokerage account.
I can be a little more spendy with leisure because I have zero debts (paid off student loans and car loans years ago), and my 2-paychecks-no-bonuses-no-overtime take home pay is about 2.5x my cost of living.i7-14700k
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03-15-2024, 09:05 AM #18
A buncha chit. lol
Just bought new tires for the wife's jeep...there's $1500
My track car needs new tires and a few other mods ....there's $4k
Projects around the house & backyard....just burn the cash.
Regular monthly saving & Investment distributions....$450/week
Daycare's like $200/week and she only goes 3 days/week....still pay for the whole week though.
I'm going to need a new lawnmower this year....my $120 FB Marketplace pickup 2 years ago aint gonna make it another season, Will probably go rider again..them's ain't cheap.
There's a bunch of chit and something always seems to find it's way to need to be paid/bought/spent and my paycheck Seems to continue to go less and less far.
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03-15-2024, 09:07 AM #19
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03-15-2024, 09:08 AM #20
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03-15-2024, 09:10 AM #21
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03-15-2024, 09:12 AM #22
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A lot of travel. Easily my biggest expense after mortgage/food/bills. But hey at least the flights are free.
I’m grouping in gambling with travel because I don’t gamble at casinos around here and it would be too depressing otherwise.(they/them) #ProudVegan We can beat this! Triple Vax. Wear Two Masks (one FFP2/3). Get a Covid Passport. Don't forget your Booster(s)! Asymptomatic long covid survivor
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03-15-2024, 09:14 AM #23
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03-15-2024, 09:16 AM #24
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03-15-2024, 09:30 AM #25
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03-15-2024, 09:31 AM #26
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03-15-2024, 09:41 AM #27
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03-15-2024, 09:46 AM #28
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03-15-2024, 09:48 AM #29
Nobody here is paying 250 an ounce
Any ounce around the 200 $ mark here must be the highest quality available
I get my ounces for about 140 CAD ...and that's good quality to me .
So without doing calculations you're talking probably 110 USD for a good Oz here
And also it's completely legal here, and we have stores...but black market the quality is better and cheaper .
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03-15-2024, 09:48 AM #30
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