Recommend me an everyday credit card (reps)

[Cornetto1]

Looking for an everyday credit card that I use for groceries, eating out, etc. I only travel once or twice a year if that means anything but I’m looking for a credit card that will give me points that I can use for rewards. Will give poverty reps.

[keyboardworkout]

I'm happy with Discover.

[GordonXXX]

Bank of America Cash Rewards Visa Card. 3% Cash Back for Every Restaurant/Bar Purchase (Choice). Also other Cash Back Rewards (Choice). No Annual Fee.

$200 Sign Up Bonus.

https://www.bankofamerica.com/credit...-credit-cards/

[meanstringbean]

Chase Preferred, get that extra weight. Thing could stop a bullet

[LtGoose]

Discover.

They give you ridiculous credit lines. One of mine came with an 8k limit.

[Yellowbeaver]

Amex Gold ($250 annual fee tho)

[quadfecta]

Whichever one gives you $200+ rewards bonus on $500-1000 in purchases in the first 3 months + 0% apr grace period

Chase freedom rewards unlimited is one of the best for this, and I think you get an additional $100 bonus if a friend with the card refers you. Unlimited 1.5% cash back on all purchases

[CougarP01]

citi double cash is good for your description. 2% on all purchases pretty straight to the point no annual fee

I’m a csp user primarily though

[Jestbrah]

do you have a good enough credit score to get approved for most credit cards, or are you trying to get your first credit card to increase your credit score?

All these suggestions wont happen if you have a **** credit score.

[Lefticle]

Any American Express. It's extremely easy to dispute charges if someone won't give you a refund. That alone is worth it above any Visa/MC/Discover benefits. It's way more difficult with all other CC companies.

[eXistenceLies]

If you are going to use it everyday then go with the citi double cash. 2% on everything.

[1fast1]

definitely AmEx Centurion.
the concierge service alone is worth it.

[Cornetto1]

do you have a good enough credit score to get approved for most credit cards, or are you trying to get your first credit card to increase your credit score?

All these suggestions wont happen if you have a **** credit score.

Credit score is 769

[ko300zx]

Whichever one gives you $200+ rewards bonus on $500-1000 in purchases in the first 3 months + 0% apr grace period

Chase freedom rewards unlimited is one of the best for this, and I think you get an additional $100 bonus if a friend with the card refers you. Unlimited 1.5% cash back on all purchases

Should get at least two if you want to points max. I use this one as well as the Freedom that gives 5% on certain categories every month.

[Jestbrah]

Credit score is 769

then proceed with the suggestions here

[Krunok]

My every day card is the Paypal Cashback Mastercard. I prefer banking through Paypal, and this card has 2% cash back on all purchases, with no annual fee, most importantly. Downside is no intro bonus.

As some have suggested, the Citi Double Cash is basically the same. But just an option if you'd prefer to bank elsewhere.

[iloveus]

I suggest the JP Morgan Reserve Card. $549 annual fee. It's invite only because you need at least $10 million worth of assets.

The Con: Only 3x points per card


https://www.creditcardinsider.com/cr...-reserve-card/

[vulgoo]

Citi double cash

[128]

definitely AmEx Centurion.
the concierge service alone is worth it.

Doesn’t every Miscer have a black card?

[ralphlaurenbrah]

Citi doublecash



No other card can ever compete. 2% back on every single purchase adds up to a ****ton of money

[bodeh66]

American Express Blue Cash Preferred
$95 per year
But my favorite card/daily driver.