House Republicans introduce The American Health Care Act

[7Seconds]

That's because it's a lose lose policy. If you go for the capitalist route, people complain they are going to be left to die in the streets. If you go the socialist route, people will complain they have to pay more. I am not sure there even exists a solution to healthcare that would make everybody happy. And at the end of the day politicians care about votes.

Nothing will make everybody happy but maybe we could have some sort of universal health care for catestrophic care. And then implement free market principles on the rest.

[ljimd]

And you know this how?

Obamacare Lite

[dsm246]

Before Obamacare, people without insurance just went to the Emergency Room when they needed care and stiffed the hospital. Now, everyone ELSE (taxpayers) pay for their coverage and the hospital gets paid.

People who WERE without insurance still get free healthcare and the taxpayers pay - instead of the hospitals. Not a big difference that I can see. But now, my 30-year-old daughter is forced to pay too much for insurance with a deductible so high that she can't afford to actually USE the insurance that she is forced to buy..

Yeah, I think this is a good point. When you are rolled into an ER you are going to get treatment regardless of whether you have insurance or can pay for that treatment. And keep in mind the ER charges are very high - much higher than if that same person had gone to an urgent care or to a regular primary care doctor. If you can't pay, those costs are going to be passed on to the rest of us in one way or another. So, as a taxpayers and insurance policy holders, we are really already paying for everyone's health care. Our choice now is really just how we want to pay for it.

[Mobraelite]

Defunding planned parenthood so millions of low income women lose health screening. Pathetic.

Actually making these low income slots think twice before spreading their legs because now they won't get free abortions , how pathetic

[lotusdeva]

From three biggest critics of Obamacare and health care experts (I found this to be the most informative piece I read about it so far).

http://www.vox.com/policy-and-politi...ealth-care-act

[lotusdeva]

You can't come to an emergency room with Hep C, for example, and ask for medicine (which is 38k, FYI). Hep C is not an emergency, but left untreated can lead to liver cancer. So no, it's not the same thing. Before Obamacare, a person in this scenario will die. Same goes to other types of cancers and pre-existing conditions

[ImBunky]

You can't come to an emergency room with Hep C, for example, and ask for medicine (which is 38k, FYI). Hep C is not an emergency, but left untreated can lead to liver cancer. So no, it's not the same thing. Before Obamacare, a person in this scenario will die. Same goes to other types of cancers and pre-existing conditions

But even before Obamacare you couldn't be denied coverage for a pre-existing condition as long as you didn't let your insurance lapse more then 90 days (I believe, may have been 60 days) and it didn't matter what level of coverage you had (I carried catastrophic insurance through a period of unemployment for like $70/month).

[lotusdeva]

But even before Obamacare you couldn't be denied coverage for a pre-existing condition as long as you didn't let your insurance lapse more then 90 days (I believe, may have been 60 days) and it didn't matter what level of coverage you had (I carried catastrophic insurance through a period of unemployment for like $70/month).

And what about those who didn’t get insurance through employer or government and had pre-existing condition? These people would be denied and as a result would die.

[ImBunky]

And what about those who didn’t get insurance through employer or government and had pre-existing condition? These people would be denied and as a result would die.

Did all of these people die before Obama care? At my Oncologists office they had options for individuals without insurance.

[lotusdeva]

Did all of these people die before Obama care? At my Oncologists office they had options for individuals without insurance.

I am sure not all of these people died. Here is an example:



Denied chemo and pills WITH insurance and this lady died

[lotusdeva]

how emergency rooms dealt with patients :

[Jtbny]

And what about those who didn’t get insurance through employer or government and had pre-existing condition? These people would be denied and as a result would die.

This about sums about some people position on it.

As long as hard working middle class people are taken care of, I really don't care what happens "below" them on the food chain. Let them eat cake.

[ImBunky]

I am sure not all of these people died. Here is an example: https://www.youtube.com/watch?v=xXQPIooS1dc

Denied chemo and pills WITH insurance and this lady died

Oh, there are all kinds of terrible stories out there, but as you pointed out this case was with insurance. Would Obamacare have avoided this incident?

Trump talked about Tort reform and going after the high costs of drugs, that would be a step in the right direction to lowering insurance costs. Here is a link to a thread on the cost of a med I am taking. If you read through the posts you will see that many found options to reduce the cost drastically. So the drug manufacturer often isn't getting paid the exorbitant price so why can't they lower it. They get paid from those with insurance and write of those without. I happen to be in a research study and get it for free now, at one point my co-pay was $90 per month (not sure what my insurance was paying)

http://www.myelomabeacon.com/forum/t...-t123-110.html

[lotusdeva]

Oh, there are all kinds of terrible stories out there, but as you pointed out this case was with insurance. Would Obamacare have avoided this incident?

Trump talked about Tort reform and going after the high costs of drugs, that would be a step in the right direction to lowering insurance costs. Here is a link to a thread on the cost of a med I am taking. If you read through the posts you will see that many found options to reduce the cost drastically. So the drug manufacturer often isn't getting paid the exorbitant price so why can't they lower it. They get paid from those with insurance and write of those without. I happen to be in a research study and get it for free now, at one point my co-pay was $90 per month (not sure what my insurance was paying)

http://www.myelomabeacon.com/forum/t...-t123-110.html

With Obamacare, you can't be denied chemo. I am all for lowering drug costs, however, the Republican bill makes no mention of it

[Mobraelite]

With Obamacare, you can't be denied chemo. I am all for lowering drug costs, however, the Republican bill makes no mention of it

You ONLY lower cost by getting government out and letting companies compete for business like in a free market

Stop looking for government to control everything , this Trump care won't be any better, it's just a continuation of big government

Nothing is changing if this even passes which many say it won't

You're the third person I've come across today that thinks goverent should somehow lower cost

[lotusdeva]

You ONLY lower cost by getting government out and letting companies compete for business like in a free market

Stop looking for government to control everything , this Trump care won't be any better, it's just a continuation of big government

Nothing is changing if this even passes which many say it won't

You're the third person I've come across today that thinks goverent should somehow lower cost

My point is that this "terrific plan" that Trump promised during his campaign does not exist. If this thing passes, many will lose health insurance, nothing terrific about that.

[Mobraelite]

My point is that this "terrific plan" that Trump promised during his campaign does not exist. If this thing passes, many will lose health insurance, nothing terrific about that.

And I agree that would happen ,

but don't think that more government is the solution or that they need a bill to make anything better

after all it is government that got us into this mess like many other messes they started ie housing market, student loans etc , this is no exception

[itsagoodday]

Anybody here actually using the ACA insurance program.

I am, as are a number of other people I know who are self-employed and therefore not receiving insurance through a traditional employer. I've been picking up my own health insurance for geez, I don't even remember how long, 12+ years? I used my local chamber of commerce as a broker to get insurance for a long time, although I now go through my state exchange.

Why do you ask, did you have a question?

[Flounderbout]

As long as hard working middle class people are taken care of, I really don't care what happens "below" them on the food chain. Let them eat cake.

10/10 for honesty
0/10 for humanity

Btw you do understand where the "let them eat cake" line comes from right?

[Brackneyc]

I am, as are a number of other people I know who are self-employed and therefore not receiving insurance through a traditional employer. I've been picking up my own health insurance for geez, I don't even remember how long, 12+ years? I used my local chamber of commerce as a broker to get insurance for a long time, although I now go through my state exchange.

Why do you ask, did you have a question?

Do you find it better than buying insurance on the open market. Have you had to use it for a basic, or a major claim.

I have not used the ACA program, but did buy insurance for my family when I was self employed prior to the ACA. I could not afford it for myself due to being a fat person, but did cover my wife and two kids.

In its current state, do you think it is ok? Too expensive?

Do you think a person should be able to opt out of insurance? I do, just for the record.

[startingat56]

As long as hard working middle class people are taken care of, I really don't care what happens "below" them on the food chain. Let them eat cake.

Tell me how you can reconcile "the Greatest Country on Earth" and "Eff you, I got mine"?

you certainly don't understand economics if you think you can ignore everything below the middle class.

After 9/11 the national patriotism was high, but it was more about hate directed at "them" than it was about unity of "us", then it faded away

Everybody thanks God in America,
Heard He's gonna forget about the rest of the world,
And take up in America
(Kim Mitchell)

[Jtbny]

10/10 for honesty
0/10 for humanity

Btw you do understand where the "let them eat cake" line comes from right?

It's falsely attributed to Marie-Antoinette's which is funny here considering her husband eventually lost his head over it...literally

[NorwichGrad]

Somebody explain how gubmint gonna take care of ehr-body.

Gubmint aint babee dadee.

The best thing that could ever happen to Individuals....


...is for this goddamn empire to finally collapse.

No more dropping of freedom bombs, no more installing of puppet regimes, no more stealing of wealth through taxation, etc.



Can't you people see what's happened to this once great Republic?

WE HAVE BECOME THE VERY EMPIRE OUR FOUNDING FATHERS WARNED ABOUT.


www.usdebtclock.org

[wesleysh21]

10/10 for honesty
0/10 for humanity

Btw you do understand where the "let them eat cake" line comes from right?

Yes, I do.

[wesleysh21]

Tell me how you can reconcile "the Greatest Country on Earth" and "Eff you, I got mine"?

you certainly don't understand economics if you think you can ignore everything below the middle class.

After 9/11 the national patriotism was high, but it was more about hate directed at "them" than it was about unity of "us", then it faded away

Everybody thanks God in America,
Heard He's gonna forget about the rest of the world,
And take up in America
(Kim Mitchell)

Do you have any idea how many programs we have for the poor? Like seriously, its insane how many there are. And the middle class keeps taking up the poop shoot. I'm over it. I'm tired of being demonized every time someone from the middle class has the gall to say "hey, what about us?" Politicians get up on stage and talking about improving the middle class, then all they do is try to prop up the lower class. Please quit trying to convince me that that helps the middle class.

Even Bill Clinton said it. The middle class got raped by Obamacare. Not everyone, but lots and lots of them. Everything was going good, they had a doctor and a plan that they liked at a price they deemed acceptable. Then someone came along and wanted to give more people healthcare, so many in the middle class took the brunt of the burden for it.

Yes, I care MORE about getting costs DOWN and improving the coverage of the middle class right now. Its time for a course correction. And again...poor people already have tons of programs.

[startingat56]

Somebody explain how gubmint gonna take care of ehr-body.

Gubmint aint babee dadee.

The best thing that could ever happen to Individuals....


...is for this goddamn empire to finally collapse.

No more dropping of freedom bombs, no more installing of puppet regimes, no more stealing of wealth through taxation, etc.



Can't you people see what's happened to this once great Republic?

WE HAVE BECOME THE VERY EMPIRE OUR FOUNDING FATHERS WARNED ABOUT.


www.usdebtclock.org

The true power has always resided with the people ... it's just that they are selfish and ignorant

When given a choice to buy foreign or domestic, people only consider the cost to them at the moment

The biggest roadblock to domestic goods and services being affordable is unions, the very definition of ignorant and selfish

Business manufactures offshore to avoid unions, and gets cheaper labour by default, as well as skirting environmental and health and safety concerns. Of course 3PL is an option, but you don't get all the benefits of offshore

Your government is not failing you, you are failing you. Less than half of the eligible voters vote, and those who don't vote have no interest (enter Trump to awaken some of them). Politicians do what politicians do when they are not held accountable. Politicians look after their own interests.

Government agencies could work if they were not unionized, and people held their politicians accountable. The government is mandated to hire the unhireable. With no resistance, they tax and spend. It's not a partisan thing, cause both parties are equally guilty.

[itsagoodday]

Do you find it better than buying insurance on the open market. Have you had to use it for a basic, or a major claim.

In all honesty, I find coverage under the ACA to be no better or worse. It's the same insurance, just buying it through a different venue. For the 12-whatever years I've been picking up my own health insurance, pretty much every year my coverage has changed, whether I wanted it to or not. The plan I was on got dropped or changed, the insurer I was covered by went under, left the state or got acquired by another insurer, and rates consistently went up every single year. My plan this year is under one of the major insurers I've been covered by in previous years.

I've used it for basic claims, thankfully nothing major. It functions the same as it ever did. I do have two friends with coverage under the ACA who have had major medical procedures, and their coverage went through as expected.

I have not used the ACA program, but did buy insurance for my family when I was self employed prior to the ACA. I could not afford it for myself due to being a fat person, but did cover my wife and two kids.

In its current state, do you think it is ok? Too expensive?

Oh, it's definitely expensive. Rates were churning upwards before the ACA, and it did nothing to improve them. But I also think they would have continued to increase on their own.

I'm not a fan of our health insurance system overall, and I'd certainly like to see improvements made. Oddly enough, I worked for one of the major insurers back when I was getting my degree, and the company was every bit as broken, convoluted and expensive on the inside as it's insurance was on the outside.

Not that anyone asked my opinion, but I think one chunk of the problem is that major insurers are (often? all?) for-profit entities and publicly traded companies. In any industry, what is best for your customers and what is best for your profit margin are generally two conflicting things.

Do you think a person should be able to opt out of insurance? I do, just for the record.

Yes. For myself, if I had the option, I would prefer to only have catastrophic coverage. Unfortunately while this coverage does exist, there is an age limit on it now (35? I think it was), and I'm over the age limit.

[Mark1T]

^^ Nice post, Ms. itsagoodday

[sy2502]

My point is that this "terrific plan" that Trump promised during his campaign does not exist. If this thing passes, many will lose health insurance, nothing terrific about that.

European checking in, would you like me to tell you stories on how people don't get treatment they need in countries with socialized healthcare (the Democrat's wet dream)? I can tell you about Britain and Italy from personal experience. Lovely, uplifting stories of people dying because of rationed healthcare. Want to hear them?

[thomashenry]

[QUOTE=NorwichGrad;1486366281]Somebody explain how gubmint gonna take care of her


This


$12976.21 in Health insurance last year, out of my check + an 8000 Deductible, 1/2 my Employer will meet, $5-60 Co pays on my wife's 7 Prescription's per month, and Monthly Dr Visits @ 30+ per pop, if it wasn`t for The IRS and Healthcare I`d be independently wealthy :], not too mention I am still paying on the 390 Grand Bill from her stroke almost 11 Years ago {different employer with CRAP ins Coverage} and that was almost 1500 for the Family per month, the one thing I am thankful for, is that since I do pay that exorbitant amount is that she gets what is exactly needed every time