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  1. #121
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  2. #122
    o hai xKyle10's Avatar
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    Originally Posted by Gizzyhardcore View Post
    for the 1st time in about 15 years no debt.

    Sold one investment property and used profit to pay remainder of mortgage on my apt i live in, and the other apt I own as a rental, and then thru the rest in shares.

    I have $250k revolving credit at 6.2% with the bank I can draw down on. I should really be leveraging off of this.

    But lifes pretty sweet with a 88k job i barely work 30 hours a week for. $2.2k rental income a month, and monthly dividend payments from the shares I own.

    in before manlet, forever alone

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    brah you have made it. how much do you have to pay in maintenance and fees for the rental properties?
    also how do you make that much and only work 30 hours a week? line of work?

    Originally Posted by Mrlooker View Post
    90%+ of people can not go against the grain.

    If all their friends going to college and their parents/teachers expect them to go to college, that is what they do, even if it is not the best option with fees so ludicrous.
    this + good luck jeff on finding work without a degree.
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  3. #123
    BEATINGU jackamo2887's Avatar
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  4. #124
    Droppin' truth bombs Zerafian's Avatar
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    funny how people in this thread think debt on a house is ok but debt on a credit card isnt...debt is debt, stop acting like one is worse then the other.

    In reality theres a lot of people that dont want to buy houses so they see that debt as a waste.

    Miscers being hypocrites like usual...idiots.
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  5. #125
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  6. #126
    Banned dirtdickens's Avatar
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    Originally Posted by Zerafian View Post
    funny how people in this thread think debt on a house is ok but debt on a credit card isnt...debt is debt, stop acting like one is worse then the other.

    In reality theres a lot of people that dont want to buy houses so they see that debt as a waste.

    Miscers being hypocrites like usual...idiots.
    You might be an actual retard
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  7. #127
    I gives it straight Sinergy2010's Avatar
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  8. #128
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    Originally Posted by Zerafian View Post
    funny how people in this thread think debt on a house is ok but debt on a credit card isnt...debt is debt, stop acting like one is worse then the other.

    In reality theres a lot of people that dont want to buy houses so they see that debt as a waste.

    Miscers being hypocrites like usual...idiots.
    But who was interest rates? But who was equity?
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  9. #129
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    20k in Student loans

    30k in the bank.

    No thanks Jeff, I'm buying a house first. **** Student loans.
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  10. #130
    Registered User SuperDavid's Avatar
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  11. #131
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    About $7k atm, gonna be wayyyyyyyyyyyyyy more than that when i have my 2nd back surgery. Herniated L5/S1, No job, no insurance. Hopefully i'll be able to get some assistance through vocational rehab or something, otherwise, it will easily be +$225k. They already want to keep me in the hospital for 3 nights
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  12. #132
    Registered User Scotty.'s Avatar
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    No debt from undergrad degree

    Pay off CC every month out of checking (just use for points/credit rating)

    Going back to school in the fall which means I'll probably end up 50-75K in debt to student loans over the next 3 years. Will hopefully be pretty easy to pay off once I'm on that lawyer time salary tho
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  13. #133
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    Originally Posted by tank2003 View Post
    About $7k atm, gonna be wayyyyyyyyyyyyyy more than that when i have my 2nd back surgery. Herniated L5/S1, No job, no insurance. Hopefully i'll be able to get some assistance through vocational rehab or something, otherwise, it will easily be +$225k. They already want to keep me in the hospital for 3 nights

    damn....that is hefty
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  14. #134
    Creampie Connoisseur basshead444's Avatar
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    About $40k in student loans. Was about $45k but I knocked a good chunk of it off when I made a bunch of money from eBay.
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  15. #135
    Big League RTone's Avatar
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    $800 left on student loans @ 6%
    ~$1800 left on mobile home @ 8%
    ~$1500 on credit card @ 0% (for 6 more months)

    Technically no debt though because I have more cash in checking account @ 2% interest than I do in debt.
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  16. #136
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    About $15k on credit cards and $10k car loan. Gonna pay it off after I hit the mega millions.
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  17. #137
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  18. #138
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    Originally Posted by RTone View Post
    $800 left on student loans @ 6%
    ~$1800 left on mobile home @ 8%
    ~$1500 on credit card @ 0% (for 6 more months)

    Technically no debt though because I have more cash in checking account @ 2% interest than I do in debt.
    Why not use cash in checking at 2% to pay off 8% and 6% debts??
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  19. #139
    Doucherus Magnificus GnarlySheen's Avatar
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    Originally Posted by justinjude View Post
    389k in student loans

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  20. #140
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  21. #141
    Creampie Connoisseur basshead444's Avatar
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    Originally Posted by justinjude View Post
    389k in student loans


    about 7500 in credit cards
    Wtf, did you to go Illuminati school or something?
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  22. #142
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    Originally Posted by Scotty. View Post
    Why not use cash in checking at 2% to pay off 8% and 6% debts??
    the $800 will be paid off in 3 months, the $1800 will be paid off in 1 year or whenever I feel like selling the place and moving. The total interest I have left to pay on those is so low, probably around $100 dollars total, that I'd rather have the money in the bank as an emergency cushion.
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  23. #143
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    None of the student loan debt that you guys have even matters, atleast you'll have a good job.
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  24. #144
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    Originally Posted by xKyle10 View Post
    brah you have made it. how much do you have to pay in maintenance and fees for the rental properties?
    also how do you make that much and only work 30 hours a week? line of work?


    this + good luck jeff on finding work without a degree.
    well its a government job, meant to be 40 hours a week but i soon realized no one works even close to that, so my start times slipped to 9:30 and I leave about 5 each day. with long lunches, coffee breaks etc

    I pay rates of about $1500, property manager fees about $1k, and body corporate about $1200.

    havent made it yet its a soulless life without a significant other
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  25. #145
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    Originally Posted by Gizzyhardcore View Post
    well its a government job, meant to be 40 hours a week but i soon realized no one works even close to that, so my start times slipped to 9:30 and I leave about 5 each day. with long lunches, coffee breaks etc

    I pay rates of about $1500, property manager fees about $1k, and body corporate about $1200.

    havent made it yet its a soulless life without a significant other
    just flaunt that paper in the clubs and find some young hbb semi sloot who already got it out of her system and you will have truly made it



    also kiwi govt of peace. pretty sure govt. jobs in US have grossly inflated incomes for no reason as well. tfw blue collar mindset in a white collar world
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