Do I have enough saved to splurge?

[Aethelings]

35 years old, 120,000 household income
no debt besides 300k mortgage (500k house)
80k in 403b
120k state retirement plan
120k roth ira (qqq, appl)
65k vanguard retirement
~10k saved for our young children in savings accounts + grandparents have some APPL stock for them.


Have 40,000 sitting in checking/savings account ---- what do?

Thinking maybe a 30k boat?

[RobParks2M]

Lolz. If you actually got $40k sitting in savings/checking why not buy some food and start eating so you can look like an appropriately sized adult male?

But srs this is a stupid question. Why does any of that matter if you are interested in buying a boat.

[Aethelings]

Lolz. If you actually got $40k sitting in savings/checking why not buy some food and start eating so you can look like an appropriately sized adult male?

But srs this is a stupid question. Why does any of that matter if you are interested in buying a boat.

that picture is from when i was a teenager, im 5'10 205 20%bf now

i dont necessarily want a boat, just don't know what to do with that money. i think I have enough saved up to blow some of the money on something that will depreciate in value

[RobParks2M]

that picture is from when i was a teenager, im 5'10 205 20%bf now

i dont necessarily want a boat, just don't know what to do with that money. i think I have enough saved up to blow some of the money on something that will depreciate in value

^lol I was just trolling. Regardless you don't want a boat. Boats are fun when it is someone else's and you just pay for gas/beer. How difficult is it to access the 403b or vanguard account? Seems to me you don't have much for liquid assets if those aren't easily accessible. Regardless I personally don't think you are in a position to spend 30G on a toy you'll use 3-4 times a year, but consumerism is what drives the economy so go for it fella! Hope the $30k is figuring in taxes.

[ninetynine8]

you know what to do.

put it all on doge bud, gl