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07-26-2024, 06:35 PM #91
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07-26-2024, 07:05 PM #92
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07-26-2024, 07:06 PM #93
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07-26-2024, 07:17 PM #94
*never own a home in a high cost of living area*
best thing you can do as a young person is move to a place with a low cost of living
the city I live in has around 100k residents, average household income is 150-180k and average house price is like 450-500k (detached home). Can get a duplex or townhouse for 300-400k
very accessible
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07-26-2024, 07:21 PM #95
This is a super rare situation. The vast majority of high income cities in America have houses in 600-2mil range
Truthfully speaking, even making 150k and buying a 500 house is not some great situation nowadays. 150K is 9K a month after taxes. 500k house at 7% interest is like a 3800 payment. That's still close to half your income on a mortgage.
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07-26-2024, 07:22 PM #96
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07-26-2024, 07:24 PM #97
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07-26-2024, 07:39 PM #98
These are the responses that blow my mind. It's the same with income. "Well just work harder and find a better job dufus!!!"
People cannot wrap their minds around macroeconomics. They immediately apply it to single or small scale thinking. Yea guess what, a small percentage of people can thrive by moving to a lower cost of living area somewhere in the US. BUT....that's not a macro systemic solution. It's almost ridiculous to even make that point in this conversation. Whatever solution you think you have...you have to apply it for everybody in the macro problem. So not everyone can move and do that. That's not how job markets work, that's not how cost of living works, etc. Everyone did that with Idaho and now Idaho is completely unaffordable lmao.
Sometimes I wonder how many people have ever removed themselves and thought about about a topic deeply. How many people can actually critically think because the misc is failing me lately within that idea.
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07-26-2024, 07:41 PM #99
Yes my friend and me was discussing this today. Either you buy a few years ago or you learn how to build houses. The price of houses increased crazily over a couple of years, even in the chit areas of town.
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07-26-2024, 07:42 PM #100
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07-26-2024, 08:05 PM #101
When I was a kid I grew up living in the same house in a rich neighborhood for 20 years
I thought we were paying to buy the house
Turns out, the entire time she was renting from her best friend who was basically having the house paid off via my mom renting
Eventually she sold the place, new owners wanted 4k a month or something
While everyone I went to school with is now in a nice paid off house by their parents, i can't even rent a place by myself
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07-26-2024, 08:13 PM #102
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07-26-2024, 08:34 PM #103
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07-26-2024, 08:35 PM #104
It is one of the reasons why so many Americans are moving out of blue states to red states. Unaffordable housing is largely a problem found in blue states due to blue states not allowing permits for housing to be built, and high regulation requirements making housing more expensive.. As a result I believe blue states will be growing older, as younger Americans move to red states where generally more affordable housing and greater work opportunities can be found.
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07-26-2024, 09:04 PM #105
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07-26-2024, 09:44 PM #106
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Anyone who says they'll never own a house, they're 100% right.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
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07-26-2024, 09:49 PM #107
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07-26-2024, 11:41 PM #108
this culture simply gets demographically replaced by more reproductive/cross-generational cultures. you will find soon in your city the most popular baby name will be Mohammad. you will find, for instance in Paris, Brussels, Frankfurt and Munich, 70% of under-6 children are Muslim.
your opinion is fine, just know that it will die with you
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07-27-2024, 12:45 AM #109
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Not everyone is entitled to own land or property. Been that way for thousands of years. That’s why those of us who get to do so are referred to as LandLORDs.
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07-27-2024, 01:00 AM #110
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07-27-2024, 02:13 AM #111
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07-27-2024, 02:37 AM #112
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07-27-2024, 03:30 AM #113
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07-27-2024, 03:41 AM #114
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07-27-2024, 03:49 AM #115
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07-27-2024, 03:50 AM #116
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07-27-2024, 03:53 AM #117
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07-27-2024, 04:09 AM #118By reading this post you acknowledge r32gojirra is an online persona and all posts by r32gojirra are satirical in nature. Comments by r32gojirra shall not reflect on the integrity and morals of the author portraying the online character nor any professional or contractual affiliates of the author.
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07-27-2024, 04:19 AM #119
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07-27-2024, 04:54 AM #120
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