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  1. #1
    Registered User conics's Avatar
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    Exclamation Does it really matter what car u buy (GTFIH)

    If u want to buy the cheapest new or used

    At the end of the day

    Does it matter what u buy

    Regardless of what u buy the average car payment is 300-400 per month if u buy new or used taking into accounts repairs.

    Used or beaters are only good if u know how to repair cars ur self to save $

    So y not just buy new?

    I’m thinking of getting a 2018+ camry or accord but am deciding if I should get used. New, or cpo. I feel like they are all the same price in the end so y not just buy new.


    Y camry or accord over corolla or civic? Cuz it works for Uber comfort and Lyft comfort which needs to be 2018+ but the prices are so close to y not just buy new

    Also prolly just gonna take out a loan through credit union since it may be cheaper and better interact rate

    And just pay 300-400 a month

    Am still considering the Mitsubishi Mirage since it’s the cheapest new but y not pay a bit more and get a camry even if it’s not new

    But I don’t plan to drive much anyways so I feel like I just need a car around 5-10k but then worried about repairs

    Like a 2012 corolla or civic but it’s so hard to decide what to do I’ve been looking at cars all day now and I hate it

    Everything is always too expensive or has a problem I hate this

    I wish I could just pay someone that can help me find the perfect car

    Going with new is also good don’t have to worry about inspections
    I don't check my CP, IDC about reps/negs


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  2. #2
    clownslayer SaviorSelfJT's Avatar
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    Motorcycle? Hell even E-bikes can get you somewhere now
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  3. #3
    Registered User conics's Avatar
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    Originally Posted by SaviorSelfJT View Post
    Motorcycle? Hell even E-bikes can get you somewhere now
    I travel far sometimes now and it’s winter here
    I don't check my CP, IDC about reps/negs


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  4. #4
    clownslayer SaviorSelfJT's Avatar
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    Why not something with all wheel drive if it’s winter conditions too harsh for e bike
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  5. #5
    Registered User conics's Avatar
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    Originally Posted by SaviorSelfJT View Post
    Why not something with all wheel drive if it’s winter conditions too harsh for e bike
    Don’t drive That much
    I don't check my CP, IDC about reps/negs


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  6. #6
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    in for conics car troll thread
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  7. #7
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    Go to the dealership and when they give you a bad price tell them that carvana and carmax will soon be taking their jobs.
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  8. #8
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    Get a used Lexus.
    Luxury and reliability
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  9. #9
    Registered User conics's Avatar
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    Originally Posted by dmaaack View Post
    Get a used Lexus.
    Luxury and reliability
    Too expensive
    I don't check my CP, IDC about reps/negs


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  10. #10
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    Lol …… IN !
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  11. #11
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    Why not buy new? Because of depreciation. Everyone knows the depreciation of a typical car is at its worst during the first years of its life. At least if it's 3+ years old you've evaded the worst of that depreciation.

    MSRP on a 2021 Camry was $25k for the LE with no add-ons. Now the most expensive (usually coinciding with lowest mileage to boot) 2021 Camry LE I can possibly find on auto trader isn't even $20k, srs. And that one has a couple of upgrades too to boot.
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  12. #12
    Registered User conics's Avatar
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    Originally Posted by Visel View Post
    Why not buy new? Because of depreciation. Everyone knows the depreciation of a typical car is at its worst during the first years of its life. At least if it's 3+ years old you've evaded the worst of that depreciation.

    MSRP on a 2021 Camry was $25k for the LE with no add-ons. Now the most expensive (usually coinciding with lowest mileage to boot) 2021 Camry LE I can possibly find on auto trader isn't even $20k, srs. And that one has a couple of upgrades too to boot.
    So how much is that camry?

    Also who gives a fk about depreciation

    New cars have warranty too

    New Mitsubishi Mirage is 20k
    Do 10k down and ur only making payments of 200 a month
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  13. #13
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    Originally Posted by conics View Post
    So how much is that camry?

    Also who gives a fk about depreciation

    New cars have warranty too

    New Mitsubishi Mirage is 20k
    Do 10k down and ur only making payments of 200 a month
    $19.5k with 15k miles, but the add-ons would've made it probably $27k new back in the day. So basically dropped $7.5k in 3 years.

    As long as you're OK with the minus $5k or so over all for the stronger depreciation associated with buying it new... AKA looking out for your future 2028 self who might want to trade it in for another car but getting only like 65% of what you paid for it if you're lucky.

    EDIT:

    Why not just save up and buy a car with cash instead? It sucks already to have a depreciating asset. It'll suck even more to also throw further negativity to your net worth as a result of interest accruing to boot.

    I have a '18 Camry myself. Paid off years ago pre-COVID. Haven't had a car payment in years. Can still trade this sucker in for probably $16k+ thanks to the low mileage and overall health.

    I've been eyeballing the 2025 Camry lineup. When I get a house (w/ a garage) I'll probably trade mine in for a certified pre-owned 2025 Camry XLE, paying the difference with cash.
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  14. #14
    Registered User conics's Avatar
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    Exclamation

    Originally Posted by Visel View Post
    $19.5k with 15k miles, but the add-ons would've made it probably $27k new back in the day. So basically dropped $7.5k in 3 years.

    As long as you're OK with the minus $5k or so over all for the stronger depreciation associated with buying it new... AKA looking out for your future 2028 self who might want to trade it in for another car but getting only like 65% of what you paid for it if you're lucky.

    EDIT:

    Why not just save up and buy a car with cash instead? It sucks already to have a depreciating asset. It'll suck even more to also throw further negativity to your net worth as a result of interest accruing to boot.

    I have a '18 Camry myself. Paid off years ago pre-COVID. Haven't had a car payment in years. Can still trade this sucker in for probably $16k+ thanks to the low mileage and overall health.

    I've been eyeballing the 2025 Camry lineup. When I get a house (w/ a garage) I'll probably trade mine in for a certified pre-owned 2025 Camry XLE, paying the difference with cash.
    Dude I’m not good with math numbers and cars talk so hard to understand what ur sayin

    idc about addons I just want the base version

    Also idk but I feel like used or cpo corolla Camrys civics accords are very close to the price of a new one like 3-5k difference and I feel like at the point just get a new one?

    Also if I’m buying used interest rates are usually higher than new so then again it’s not worth it

    Interest on this mirage is like 2k which over 5 years isn’t that bad.

    Also I would rather have money now cuz I’m trying to live my life to the fullest atm got my entire mid and late 30s and 40s and 50s to fkin make money right now I want to enjoy it which is another reason to keep monthly payments low and buy the cheapest best car which I think would be new if possible

    With these used 5-10k cars prolly a lot of repairs but not sure even if it’s a corolla with 100-150k miles?


    Also was thinking of buying a camry or accord for Lyft comfort or Uber comfort but they basically pay regular price now so it’s not worth it
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  15. #15
    Registered User conics's Avatar
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    Bump
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  16. #16
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