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  1. #31
    Honest US Citizen Seatard's Avatar
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    Originally Posted by CalmWind View Post
    interesting, because i paid $700 cash at the airport, the last time i bought plane tickets from ... American Airlines.

    and if they had said no, just deposit it into a basic checking debit account and use the debit card. It acts as a credit card too. Don't need a good FICO to have a basic checking.


    try again
    That's why I said most airlines my dude. The few that do accept cash are dependent on the services available at the airport.

    You can pay with cash or check at some airport ticket counters or travel centers.
    https://www.aa.com/i18n/customer-ser...nt-options.jsp


    And you gave your SS# when opening your basic checking account, meaning they checked your credit score and set your spending limits accordingly.
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  2. #32
    Yeshua is Messiah CalmWind's Avatar
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    Originally Posted by Seatard View Post
    That's why I said most airlines my dude. The few that do accept cash are dependent on the services available at the airport.



    https://www.aa.com/i18n/customer-ser...nt-options.jsp


    And you gave your SS# when opening your basic checking account, meaning they checked your credit score and set your spending limits accordingly.
    again, anyone can open a basic checking and deposit money and use their debit card like a credit card.

    problem solved. they can now go anywhere and buy anything if they have the money in their account.
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  3. #33
    Honest US Citizen Seatard's Avatar
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    Originally Posted by CalmWind View Post
    again, anyone can open a basic checking and deposit money and use their debit card like a credit card.

    problem solved.
    Again, your spending limits are controlled by the bank based on their determination of the risk you present.
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  4. #34
    Registered User frankdtank20's Avatar
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    Obviously ya can't legally stop women from voting but it would make society better if they were discouraged from voting, especially women who live in large cities.
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  5. #35
    Yeshua is Messiah CalmWind's Avatar
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    Originally Posted by Seatard View Post
    Again, your spending limits are controlled by the bank based on their determination of the risk you present.
    do you not know what depositing the money into a checking account means? are you talking about lines of credit and credit cards???

    because i am talking about a basic checking account that is backed by your cash deposits... aka.. you already have the money and it's sitting in your account to spend.




    example, hotel costs $1,000, and you have that in your account. don't need any FICO, the bank is not loaning you anything, it's your money.


    what are you even talking about.
    Last edited by CalmWind; 05-23-2024 at 12:32 PM.
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  6. #36
    Registered User Polaris's Avatar
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    Originally Posted by CalmWind View Post
    do you not know what depositing the money into a checking account means? are you talking about lines of credit and credit cards???

    because i am talking about a basic checking account that is backed by your cash deposits... aka.. you already have the money and it's sitting in your account to spend.



    it sounds like you're talking about lines of credit, aka credit cards. i'm talking about depositing the cash and only spending what you have in cash in your account.

    example, hotel costs $1,000, and you have that in your account. don't need any FICO, the bank is not loaning you anything, it's your money.


    what are you even talking about.
    I think he's a bit dim.
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  7. #37
    ¯\_ (ツ)_/¯ Anachron's Avatar
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    Originally Posted by Seatard View Post
    Most airlines do not accept cash. The workarounds usually involve some sort of credit, which we all know is based on your credit score. A low credit score can result in zero or low credit availability, meaning you might have to convert your drug money into a gift card or some other form of digital currency. Not impossible, but not as simple as you or I typing in a few numbers and having a ticket in 5 minutes.

    I'm not saying a credit score directly parallels a social credit score, but in practice there are definitely some parallels.

    And none of this has much to do with the original point of using AI as a a surveillance tool. The US and China are both heavy users of the technology. We just like to pretend we're the good guys.
    Incorrect.

    The workarounds do not involve any kind of credit.

    Try again?

    Remember, you are trying to prove that if you have bad credit, you cannot buy plane tickets.

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  8. #38
    Yeshua is Messiah CalmWind's Avatar
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    Originally Posted by Polaris View Post
    I think he's a bit dim.
    is he??

    because i am starting to think he's never had a checking account
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  9. #39
    Honest US Citizen Seatard's Avatar
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    Originally Posted by CalmWind View Post
    do you not know what depositing the money into a checking account means? are you talking about lines of credit and credit cards???

    because i am talking about a basic checking account that is backed by your cash deposits... aka.. you already have the money and it's sitting in your account to spend.




    example, hotel costs $1,000, and you have that in your account. don't need any FICO, the bank is not loaning you anything, it's your money.


    what are you even talking about.
    I'll try to not be condescending, please read the terms and conditions of setting up bank accounts and accessing your deposits through writing checks and using a debit card. It's not purely "your money" once you agree to the terms.

    I won't say every bank is the same because I don't know, but mine have always required I give them permission to run a credit check before they will approve the new account. They will check FICO and ChexSystems to look for past fraud and financial history. If you read the fine print you'll likely find that a credit score is used to determine how quickly deposits are cleared for withdrawal, and along with things total deposits, used to determine your daily debit card withdrawal and purchasing limits, and help them mitigate your overall risk as a customer.
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  10. #40
    ¯\_ (ツ)_/¯ Anachron's Avatar
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    Originally Posted by Seatard View Post
    I'll try to not be condescending, please read the terms and conditions of setting up bank accounts and accessing your deposits through writing checks and using a debit card. It's not purely "your money" once you agree to the terms.

    I won't say every bank is the same because I don't know, but mine have always required I give them permission to run a credit check before they will approve the new account. They will check FICO and ChexSystems to look for past fraud and financial history. If you read the fine print you'll likely find that a credit score is used to determine how quickly deposits are cleared for withdrawal, and along with things total deposits, used to determine your daily debit card withdrawal and purchasing limits, and help them mitigate your overall risk as a customer.
    Still struggling to show us how you are barred from buying plane tickets if you have a low FICO score?

    How they will refuse to let you stay at a "four star hotel" if you have a low FICO score?

    Because that's what your original point was.

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  11. #41
    Honest US Citizen Seatard's Avatar
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    Originally Posted by Anachron View Post
    Remember, you are trying to prove that if you have bad credit, you cannot buy plane tickets.

    No, I'm not. What I wrote was that
    a low score will leave you struggling to buy plane tickets
    and I meant this as saying that as you approach the lowest credit score, you approach zero credit worthiness, which makes it more challenging to move about in a nearly cashless activity like air transportation.

    If you read to struggle as meaning absolutely cannot, then let me know and I'll clarify further because that was not my intent.
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  12. #42
    Honest US Citizen Seatard's Avatar
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    Originally Posted by Anachron View Post
    Because that's what your original point was.

    No, my original point was that CalmWind will never get laid (by a Woman™) with his attitudes about women.
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  13. #43
    Yeshua is Messiah CalmWind's Avatar
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    Originally Posted by Seatard View Post
    I'll try to not be condescending, please read the terms and conditions of setting up bank accounts and accessing your deposits through writing checks and using a debit card. It's not purely "your money" once you agree to the terms.

    I won't say every bank is the same because I don't know, but mine have always required I give them permission to run a credit check before they will approve the new account. They will check FICO and ChexSystems to look for past fraud and financial history. If you read the fine print you'll likely find that a credit score is used to determine how quickly deposits are cleared for withdrawal, and along with things total deposits, used to determine your daily debit card withdrawal and purchasing limits, and help them mitigate your overall risk as a customer.
    Having a poor credit score will not prevent you from opening a checking account.

    try again
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  14. #44
    Honest US Citizen Seatard's Avatar
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    Originally Posted by CalmWind View Post
    Having a poor credit score will not prevent you from opening a checking account.

    try again
    Who said it would?



    LOL, you're absolutely incapable of reading or comprehending anything aren't you? I will try one more time though, maybe Chase will do a better job of reaching your autistic inner child than I did.

    https://www.chase.com/personal/credi...ith-bad-credit
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  15. #45
    Yeshua is Messiah CalmWind's Avatar
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    Originally Posted by Seatard View Post
    Who said it would?

    [img]https://media2.giphy.com/media/TuBibZuan3I9a/giphy.gifmg]

    LOL, you're absolutely incapable of reading or comprehending anything aren't you? I will try one more time though, maybe Chase will do a better job of reaching your autistic inner child than I did.

    https://www.chase.com/personal/credi...ith-bad-credit
    You're literally retarded or trolling, it's hopeless
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  16. #46
    ¯\_ (ツ)_/¯ Anachron's Avatar
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    Originally Posted by Seatard View Post
    No, I'm not. What I wrote was that and I meant this as saying that as you approach the lowest credit score, you approach zero credit worthiness, which makes it more challenging to move about in a nearly cashless activity like air transportation.

    If you read to struggle as meaning absolutely cannot, then let me know and I'll clarify further because that was not my intent.
    Interesting.

    Let me refresh your memory:

    In practice there is little difference between our "FICO score" and whatever a social credit score is, we're just not as blatant about how it is used.
    Having a low social credit score in China will lead to not being able to buy plane tickets at all.

    So are you ready to admit that having a low FICO score is not at all like having a low social credit score in China?

    Or are you finally going to show me how a low FICO score means you are not allowed to buy plane tickets?

    Pick one.

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  17. #47
    Trolling the trolls..... dabbmw2002's Avatar
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    Originally Posted by Anachron View Post
    Interesting.

    Let me refresh your memory:



    Having a low social credit score in China will lead to not being able to buy plane tickets at all.

    So are you ready to admit that having a low FICO score is not at all like having a low social credit score in China?

    Or are you finally going to show me how a low FICO score means you are not allowed to buy plane tickets?

    Pick one.

    Might be time to rename him CCPtard
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    I'm not sure how I feel about this issue.
    Repeal the 19th
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    Didn’t read thread but I agree with OPs thread title.

    Things have gotten worse each decade after 1920. Facts
    Tsar Ivan IV Grozny:

    “And if you, having a dog's mouth, want to bark for fun—that's your custom as a serf: it is an honor to you, but it is disgrace for us to think of you, let alone to snarl back at you, and there is naught worse in this world than to bark along with you, and if you want to bark, find yourself a serf like you, and bark with him."
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    Honest US Citizen Seatard's Avatar
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    Originally Posted by Anachron View Post
    Having a low social credit score in China will lead to not being able to buy plane tickets at all.
    Sometimes. Reminds me of our secret no-fly lists.

    Are you saying you see zero parallels between China's social credit rankings and the credit, consumer, insurance and investment risk scores and criminal background checks that are applied to people and companies in the US?

    Because when you mentioned yesterday that I might want to look into it, I did. This was one source I read through, you should link one of yours. https://joinhorizons.com/china-socia..._Credit_System

    There seem to be the expected inherent differences based on culture and system of government, but looking at what the scores are meant to accomplish there are a lot of similarities, and like ours, China's system is firmly rooted in ranking financial credit worthiness.
    Last edited by Seatard; 05-23-2024 at 06:27 PM.
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  21. #51
    Registered User BalkanPrince's Avatar
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    Women are biologically going to vote with whoever promises them a soft cushion where the government will baby them and take care of them, something they used to expect a man to do for them.

    Well Jewish feminism changed that. They no longer want a man and family, they want a career and boss girl culture. When they find out how hard financials and independence is, they sink in financial despair. So what do they do? They look for someone to baby them, and who do will do that for them now that they single, in debt, and lonely? The politicians who promise them free ****. The government takes the role of the man in the house.

    So how do they vote? They vote for big government. What does big government do? Bankrupt a entire society.

    Everyone knows this is true.
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  22. #52
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    Too bad. Women do vote. And nothing you Hitler praising swine do will prevent their power. You live in a different world today. Women are educated and empowered to stop you.
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    Originally Posted by CalmWind View Post
    I recently graduated (want to be a software engineer)
    You recently graduated, but joined this forum 12 years ago. Were you 10 at the time, or has it taken you 10 years to graduate?
    My personal pronouns are: Don't talk to me/Fck off
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