now this is reality
the average is 9-12 anyways dont feel bad, the way im going to do it in 5 years is by doubling my payments
damn welcome slap in the face
I was wondering the same thing
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10-02-2013, 09:04 AM #61
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10-02-2013, 09:05 AM #62
- Join Date: Feb 2013
- Location: Dallas, Texas, United States
- Age: 37
- Posts: 2,807
- Rep Power: 22268
not really...still buy what I want and do what I want. Got mine down to ~30k and pay 330 a month. If I didn't like new cars and things of the sort I could of already paid it off.
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10-02-2013, 09:06 AM #63
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10-02-2013, 09:07 AM #64
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10-02-2013, 09:09 AM #65
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10-02-2013, 09:10 AM #66
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10-02-2013, 09:11 AM #67
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10-02-2013, 09:12 AM #68
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10-02-2013, 09:13 AM #69
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10-02-2013, 09:13 AM #70
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10-02-2013, 09:15 AM #71
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10-02-2013, 09:16 AM #72
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10-02-2013, 09:18 AM #73
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10-02-2013, 09:18 AM #74
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10-02-2013, 09:20 AM #75
- Join Date: Apr 2012
- Location: Maryland, United States
- Age: 30
- Posts: 12,881
- Rep Power: 16047
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10-02-2013, 09:21 AM #76
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10-02-2013, 09:24 AM #77
Are apartments cheaper than houses for you guys? Around here, unless you get section 8, apartments cost the same. 2 bedroom apartment averages around $600-$800. We live in a 3 bedroom house with an attached 2 car garage, basement, and 1 acre for $800. And we own, not rent.
"An injury to one, is an injury to all. Workers of the world, unite!"
https://www.iww.org/
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10-02-2013, 09:25 AM #78
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10-02-2013, 09:27 AM #79
my mind is completely fukking shattered at ppl who owe like 30k and up.
i owe zero. does nobody here get scholarships to schools? and if you dont get a scholarship, whats wrong with a state school? holy chit.
i go to a 43k/yr uni. if i were to live here it would be 57k/year.
lol phuck that. got a scholarship and stayed at home. ended up paying <10k for four years combined.
had i not gotten a scholarship i would have gone to some 6k/yr state school or something.
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10-02-2013, 09:28 AM #80
- Join Date: Apr 2012
- Location: Maryland, United States
- Age: 30
- Posts: 12,881
- Rep Power: 16047
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10-02-2013, 09:29 AM #81
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10-02-2013, 09:30 AM #82
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10-02-2013, 09:31 AM #83
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10-02-2013, 09:33 AM #84
6 years. Close to $90-$100k. This is what happens when you are young and are brainwashed by your parents that you NEED to go to college. Absolutely won't be going that route with my son. She agrees college was the worst decision of her life.
And my son has everything he needs plus some."An injury to one, is an injury to all. Workers of the world, unite!"
https://www.iww.org/
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10-02-2013, 09:36 AM #85
Most people don't like to live in bumfuk USA and most jobs are near high priced urban areas.
PS let's just go ahead and forget about property taxes, maintenance around the house, landscaping, etc. Zero chits given about those things when renting.
What did she major in, basket weaving? Also, you two are morons for having a kid so early with that kind of debt. Have her work for a couple more years and your quality of life would be 10x better with children involved. Idiots gonna idiot.
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10-02-2013, 09:37 AM #86
- Join Date: Apr 2012
- Location: Maryland, United States
- Age: 30
- Posts: 12,881
- Rep Power: 16047
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10-02-2013, 09:37 AM #87
Didn't know it was after the crash. We lived in nice apartments and they cost $850. I have friends that live in typical young 20yr old apartments for $450-$600. Around here there is no reason not to buy because a cheap house in the city is going to run just as much as an apartment.
"An injury to one, is an injury to all. Workers of the world, unite!"
https://www.iww.org/
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10-02-2013, 09:39 AM #88
Yup.
When I signed up for them they all kinds of consolidation programs, interest reduction, payback assistance, etc.... then the collapse happened and all that went away in my senior year and I was fcked.
They are getting better with working on it with me though.
I'm gonna hopefully start putting extra towards it soon and after 30/32 increase payment by 50%, put all tax returns toward it, and maybe pick up one of those internet tutoring gigs for extra scratch and pay that all off.
By 40 I hope to be 100% debt free.... just sucks because most people by 40 have significant savings, equity in a house, big 401k, etc... and I'll have nothing aside some measily savings and a measily 401k.
Money never mattered to me much though. So long as I have aesthetics, friends, family, a good woman, amd can support myself and take vacations here and there I am good.
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10-02-2013, 09:41 AM #89
So early? We are 27 and adopted 7 months ago. She originally went to get into law school. Then switched to teaching. After she found out the union was a joke, she dropped out and took a good paying job with the county. Our child comes first. I think any married woman with a child that has a career has already failed as both a mother and wife. Plus, we'd be breaking even if she went back to work because she'd be working to pay for child care.
Also, renting is throwing your money away."An injury to one, is an injury to all. Workers of the world, unite!"
https://www.iww.org/
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10-02-2013, 09:41 AM #90
- Join Date: Jul 2007
- Location: Illinois, United States
- Age: 38
- Posts: 916
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