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  1. #31
    Registered User WoofieNugget's Avatar
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    Originally Posted by WantToBeLeaf View Post
    What are your thoughts on leasing vs buying vs financing?
    Paying cash will always get you the best deal because everyone gets paid right away.

    I've leased before because I own a business and it was a business write-off, but that's typically the only way it works well unless you get a stupid low interest rate and payback percentage (which you can negotiate). But then if you want to buy it out you owe more on the back end. Also, every ding, scratch and things like windshield cracks have to be repaired or replaced before returning it. For example, I had to replace my summer tires upon return even though the car had like 30k miles on it because they were worn beyond the lease requirements.

    Most new cars now have zero percent interest deals if you have good credit, which is a big incentive to buy new.
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  2. #32
    Banned MOP055's Avatar
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    Originally Posted by WoofieNugget View Post
    Paying cash will always get you the best deal because everyone gets paid right away.

    I've leased before because I own a business and it was a business write-off, but that's typically the only way it works well unless you get a stupid low interest rate and payback percentage (which you can negotiate). But then if you want to buy it out you owe more on the back end. Also, every ding, scratch and things like windshield cracks have to be repaired or replaced before returning it. For example, I had to replace my summer tires upon return even though the car had like 30k miles on it because they were worn beyond the lease requirements.

    Most new cars now have zero percent interest deals if you have good credit, which is a big incentive to buy new.

    who the fukk told you that you can negotiate on buyback price IE residual on a lease? That has never existed on any car company ever
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  3. #33
    Milf Hunter OffwhiteBrah's Avatar
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    The internet is phasing you thieves out lol
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  4. #34
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    Originally Posted by samsbolton View Post
    Don’t give up. Keep hustling and hopefully you can move up to a lower middle class salary

    lollllll


    miscers gon misc
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  5. #35
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    Originally Posted by OffwhiteBrah View Post
    The internet is phasing you thieves out lol

    my salary last 8 years


    2013 - 70
    2014 - 100
    2015- 150
    2016- 150
    2017- 140
    2018- 150
    2019 - 178
    this year prolly looking at 190, srs
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  6. #36
    Social media influencer AWillis's Avatar
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    how do you survive on only 20k a month?
    Subjecting yourself to self imposed discipline is the surest way to increase the quality of your existence

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  7. #37
    Never Be Satisfied JohnRainbo's Avatar
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    Originally Posted by MOP055 View Post
    my salary last 8 years


    2013 - 70
    2014 - 100
    2015- 150
    2016- 150
    2017- 140
    2018- 150
    2019 - 178
    this year prolly looking at 190, srs
    Just randomly saying things on the internet doesn't make them true. I, too, look forward to the day I can circumvent a ****ing salesperson to buy a car. Don't mind retail of any sort, but certainly hate shopping for cars. Dudes almost always give off a scummy vibe.
    "You can always be thinner... look better"
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  8. #38
    Milf Hunter OffwhiteBrah's Avatar
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    Originally Posted by MOP055 View Post
    my salary last 8 years


    2013 - 70
    2014 - 100
    2015- 150
    2016- 150
    2017- 140
    2018- 150
    2019 - 178
    this year prolly looking at 190, srs
    lol k fam
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  9. #39
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    Originally Posted by JohnRainbo View Post
    Just randomly saying things on the internet doesn't make them true. I, too, look forward to the day I can circumvent a ****ing salesperson to buy a car. Don't mind retail of any sort, but certainly hate shopping for cars. Dudes almost always give off a scummy vibe.

    I've posted many paystubs, srs
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  10. #40
    My pronouns are Bro/Brah Procta's Avatar
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    whats worse than brag threads....red brag threads
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  11. #41
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    Originally Posted by AWillis View Post
    how do you survive on only 20k a month?


    lollllllllllllllllllll
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  12. #42
    Registered User 78novacaine's Avatar
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    Originally Posted by WoofieNugget View Post
    Most new cars now have zero percent interest deals if you have good credit, which is a big incentive to buy new.
    We thought we were going to go this route when we bought my wife's new vehicle a few months ago. Turns out the manufacturer/dealer discounts they were offering could not be combined with the 0% financing. We ran the numbers and used our own financing. When it's all said and done we will still end up under MSRP for the grand total including TT&L, dealer fees and all interest paid by the end of the loan. I'm good with that.
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  13. #43
    1:12TilTheDayIFukinDie DesiredUserphag's Avatar
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    Can you LDAR already, *******? FFS
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  14. #44
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    Originally Posted by JohnRainbo View Post
    Just randomly saying things on the internet doesn't make them true. I, too, look forward to the day I can circumvent a ****ing salesperson to buy a car. Don't mind retail of any sort, but certainly hate shopping for cars. Dudes almost always give off a scummy vibe.

    the most hilarious part is that I make tons of gross profit and my customers absolutely love me


    hell, the more profit I make, the more they love me
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  15. #45
    Registered User Sinan09400's Avatar
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    Sup dave
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