The Official PL Family Appreciation Thread: Part IX

[TheStigIsBig]

Also, who decides what is considered "adequate"? Does it cover alcohol poisoning, rape, and contraceptives/abortions since that is what students at FSU like to do?

Got something you need to tell us brah?

Lol, I've never gotten into an accident. Unless you count me completely stopped and a lady, on 2 separate occasions, rear ending me with basically no damage as an accident. And I've only gotten 1 speeding ticket 6 years ago.



Lol, I'm not indian and I was born in Florida so what am I trying to integrate into?

Yes I would count that as an accident.

*peers more closely at avatar*

pakistani?

i lol'd.

Arian is a Navaho

[arian11]

*peers more closely at avatar*

pakistani?

Nope. But I guess you are heading in the right direction...west.

Yes I would count that as an accident.

I would call it more of a fender bender. Insurance didn't go up. 1 lady I just let go. The other one I made money off of because I haven't switched my bumper yet.

[TheStigIsBig]

Nope. But I guess you are heading in the right direction...west.



I would call it more of a fender bender. Insurance didn't go up. 1 lady I just let go. The other one I made money off of because I haven't switched my bumper yet.

Yeah you are welcome for that advice lol. I bank off my insurance companies. Made grands because of accidents that weren't even that bad. And insurance has actually gone down since then. Love it.

[JacobRothenberg]

Nope. But I guess you are heading in the right direction...west.

Jordanian?

[dtaps24]

Yeah you are welcome for that advice lol. I bank off my insurance companies. Made grands because of accidents that weren't even that bad. And insurance has actually gone down since then. Love it.

Stig v. "****in Rack Bro"

Time to make it rain bitches

[isaku900]

i would call it more of a fender bender. Insurance didn't go up. 1 lady i just let go. The other one i made money off of because i haven't switched my bumper yet.

wow, your insurance didn't go up after a not at fault accident? What an amazing miracle...

[arian11]

Yeah you are welcome for that advice lol. I bank off my insurance companies. Made grands because of accidents that weren't even that bad. And insurance has actually gone down since then. Love it.

You aren't really banking off the insurance company since they get more money from the other person than they give you. Them taking $1000 from the lady and giving me $500 is not banking off the insurance companies. That's why I told her she could just give me money without telling her insurance company, but she didn't want to do it.

Jordanian?

Nope. This country is an "axis of evil", it use to be a pretty big empire, and a lot of **** is going down with them as of late. It is on the continent of Asia but the majority of its people would probably be considered Caucasian.

[TheStigIsBig]

Jordanian?

He is Indonesian.

Stig v. "****in Rack Bro"

Time to make it rain bitches

awwwwww yeahh



in b4 FBI..I may need your help soon Taps lulz

[isaku900]

You aren't really banking off the insurance company since they get more money from the other person than they give you. Them taking $1000 from the lady and giving me $500 is not banking off the insurance companies. That's why I told her she could just give me money without telling her insurance company, but she didn't want to do it.

err....wat.

[JacobRothenberg]

Nope. This country is an "axis of evil", it use to be a pretty big empire, and a lot of **** is going down with them as of late. It is on the continent of Asia but the majority of its people would probably be considered Caucasian.

dont be scared just because i have a jewish sounding name homie

[TheStigIsBig]

You aren't really banking off the insurance company since they get more money from the other person than they give you. Them taking $1000 from the lady and giving me $500 is not banking off the insurance companies. That's why I told her she could just give me money without telling her insurance company, but she didn't want to do it.

What does the insurance money they get from the other person have to do with ME banking off the insurance company?

Strong logic is strong

[isaku900]

What does the insurance money they get from the other person have to do with ME banking off the insurance company?

Strong logic is strong

Arian clearly understands insurance quite well...

[bmontgomery87]

I feel like the understanding of car insurance is minimal in this thread.

[simp3204]

err....wat.

I think Arian is saying it would have been cheaper for the lady to just pay out of pocket then to go through her insurance company since she was at fault.

Arian you would love California specifically southern Orange County. There are a ton of Persian people here and half my chemistry class is Persian.

[TheStigIsBig]

Arian clearly understands insurance quite well...

I am starting to lose respect for the FSU Engineering department for accepting this brown feller.

[isaku900]

I feel like the understanding of car insurance is minimal in this thread.

I'm an auto insurance adjuster...so my mind = blown right now.

[simp3204]

I'm an auto insurance adjuster...so my mind = blown right now.

Does that position in any way give you access to giving awesome deals? Or simply not raising/lowering rates?

[arian11]

dont be scared just because i have a jewish sounding name homie

Heh, aren't your full/part asian?

What does the insurance money they get from the other person have to do with ME banking off the insurance company?

Strong logic is strong

By saying you "banked" off the insurance company, you make it sound like you screwed them over and they lost money.

Arian clearly understands insurance quite well...

Teach me then.

I feel like the understanding of car insurance is minimal in this thread.

Teach us then.

I think Arian is saying it would have been cheaper for the lady to just pay out of pocket then to go through her insurance company since she was at fault.

Arian you would love California specifically southern Orange County. There are a ton of Persian people here and half my chemistry class is Persian.

I know. I've been to San Francisco and Los Angeles several times. I applied to USC for undergrad as well but didn't get in.

[isaku900]

Does that position in any way give you access to giving awesome deals? Or simply not raising/lowering rates?

neither.

[bmontgomery87]

I'm an auto insurance adjuster...so my mind = blown right now.

Lol. I work in life/disability/mortgage insurance. so this thread is entertaining the hell out of me this morning.

[TheStigIsBig]

Heh, aren't your full/part asian?



By saying you "banked" off the insurance company, you make it sound like you screwed them over and they lost money.



Teach me then.



Teach us then.



I know. I've been to San Francisco and Los Angeles several times. I applied to USC for undergrad as well but didn't get in.

Pretty sure if I meant that I would of wrote "I SCREWED over my insurance company". Banking off an individual means you made money off of them.

[TheStigIsBig]

Lol. I work in life/disability/mortgage insurance. so this thread is entertaining the hell out of me this morning.

I may be contacting you soon if another ****IN rack tries to kill me.

[simp3204]

I know. I've been to San Francisco and Los Angeles several times. I applied to USC for undergrad as well but didn't get in.

Whats the deal with Persian ladies? They seem crazy as shiat and super materialistic.

neither.

[bmontgomery87]

I may be contacting you soon if another ****IN rack tries to kill me.

Term life insurance sounds like it would be a great choice

[arian11]

Pretty sure if I meant that I would of wrote "I SCREWED over my insurance company". Banking off an individual means you made money off of them.

But I didn't really make money off them because it was money I was owed. If anything, I lost money because the money they gave me is not equal to the value that my car dropped from getting into an accident. When I went to get quotes they said an aftermarket bumper would not work on a new Civic and quoted me for a factory one or whatever you call it. But then when the lady's insurance guy came, he said that they were bsing me and that an aftermarket bumper is fine and gave me like $100-$200 less than those original quotes. So, most likely, I got like $500 for $700 worth of damage to my car if I don't change the bumper. And if I do change the bumper, the color won't match exactly and people will be able to notice and thus the value of the car will be lower than had that lady not crashed into me. But the thought of getting $500 for "nothing" just gives people the illusion that they "made" money off their car insurance company.

[TheStigIsBig]

Term life insurance sounds like it would be a great choice

Do you also sell used cars?

lol

[bmontgomery87]

But I didn't really make money off them because it was money I was owed. If anything, I lost money because the money they gave me is not equal to the value that my car dropped from getting into an accident. When I went to get quotes they said an aftermarket bumper would not work on a new Civic and quoted me for a factory one or whatever you call it. But then when the lady's insurance guy came, he said that they were bsing me and that an aftermarket bumper is fine and gave me like $100-$200 less than those original quotes. So, most likely, I got like $500 for $700 worth of damage to my car if I don't change the bumper. And if I do change the bumper, the color won't match exactly and people will be able to notice and thus the value of the car will be lower than had that lady not crashed into me. But the thought of getting $500 for "nothing" just gives people the illusion that they "made" money off their car insurance company.

her company sucks/ you should've raised hell with insurance adjuster / you should've checked with another shop.
dunno if the laws vary from state to state, but anytime I've been in an accident, the claims adjuster looked at my car, wrote me a check, then I was free to do what I needed to do. I could pocket the money, find a shop to do the work for less, or take it to a good shop, and if it was going to be over the amount the insurance company quoted, they had to deal with the insurance company and negotiate the price.

is it not like there in other states?

[arian11]

Whats the deal with Persian ladies? They seem crazy as shiat and super materialistic.

I've never dated a Persian woman before. But by going through my family, I would have to agree. My mom is pretty crazy and materialistic. I have cousin who went to Iran and came back with a nose job and boob job and thought nobody would notice. The men are a bit more normal. My dad works his a$$ off every day and makes a ton of money and then chooses not to spend it. He's never been back to Iran since he left 20+ years ago and I can't remember the last time he's been on vacation or done something fun for himself.

[bmontgomery87]

Do you also sell used cars?
lol

I've got a 2002 honda crv I'll sell ya I suppose
I'm on my 10th or 11th car (+4 motorcycles) at the age of 24 , so I'd say I'm pretty close to being a car dealer.

[TheStigIsBig]

But I didn't really make money off them because it was money I was owed. If anything, I lost money because the money they gave me is not equal to the value that my car dropped from getting into an accident. When I went to get quotes they said an aftermarket bumper would not work on a new Civic and quoted me for a factory one or whatever you call it. But then when the lady's insurance guy came, he said that they were bsing me and that an aftermarket bumper is fine and gave me like $100-$200 less than those original quotes. So, most likely, I got like $500 for $700 worth of damage to my car if I don't change the bumper. And if I do change the bumper, the color won't match exactly and people will be able to notice and thus the value of the car will be lower than had that lady not crashed into me. But the thought of getting $500 for "nothing" just gives people the illusion that they "made" money off their car insurance company.

tl;dr

I banked off of them because I bought a car for 500 dollars from a friend, got in an accident months later in the car. I was quoted 1800 dollars to fix it and received a check in the mail. It was actually only going to cost 500 dollars to fix the dent and headlight on the car, but I didnt fix it. Sold the car DAMAGED to carmax for 1600 dollars. LULZ

That chunk of change gained went as a down payment for the next car.