Woman hit my car while I was backing out of driveway this morning (pics)

[VBSurfer85]

UPDATE: She called my insurance and said she was taking her passenger to the doctor (8 year old). Not that she HAD taken him but that she WAS going to. They asked ask her to make a recorded statement on the incident and she refused. I gave my account (fully backed out and shifting gear when hit) and they will now determine fault and proceed from there. Strongly considering a lawyer. Confirmed she has suspended license and no insurance.


I was fully out of the driveway and switching to drive when she hit my rear bumper (her passenger side front end hit me). She got out and first thing she said was "I don't have any insurance". I told her I'd call the police and she insisted we did not and that she would get her car fixed on her own. My damage as minimal (need a new bumper). Her car is fuked. We exchanged info but I didn't give her my insurance info. She called an hour after asking for my insurance info. I already filed a claim with my insurance and they(USAA) said liability lies with both parties. Am I at fault? Am I fuked now?

My car








Her car

[GreekyBeth]

Edit out your tag #.

You'll most likely have to file through your insurance, pay the deductible and deal with any rate increase.

[badbl00d]

judging from the pics, I'd say you were at fault, but you're insured, and she isn't...so I wouldn't worry about it. If she makes any real issue about it, she'll be opening up a can of worms she doesn't need...do you have accident forgiveness?

[DeeezNuttz]

Always watch the road when pulling out of my driveway crew

[zilaniz]

you will prob be found at fault since you backed out into the road into her(that's how insurance will see it)

[chlaxman]

Was she driving on the spare?

OP you're not phucked. Insurance rate may go up though and you'll have to pay your deductible obviously.

Take out your tag number brah

[justdragit]

You were at fault. She should file against your insurance.

[jwlee7ucla]

Op please draw a picture illustrating this.

However, if you told your insurance u were backing out, you at fault.

If you finished backing out, shes at fault.

I'm dealing with the exact same **** right now been waiting over a month for it to resolve.

[TheLBM]

my goodness you dont want your plate posted.
I took it out for you, hopefully you are ok with that. If not, add it back in

[Brawlbro]

brah, you shoulda made her pay up on the spot or call the police. you had all the leverage . cough up 800$ for new bumper

[badbl00d]

on a sidenote that sl00t really needs some new tires...but then again, what do you expect from someone with no insurance?

[Broseph82]

Looks to me you backed into her bruh. Why would she need your insurance info if she didn't have any? Hmmmm.

Also, my state gives out tickets ($200) if you don't have insurance. Would have filed police report. Then if she runs it's fleeing scene or hit n run...

[jesteraq]

He was not fully out of the driveway therefore he is at fault.

[VBSurfer85]

Looks to me you backed into her bruh. Why would she need your insurance info if she didn't have any? Hmmmm.

Also, my state gives out tickets ($200) if you don't have insurance. Would have filed police report. Then if she runs it's fleeing scene or hit n run...

But I was already out in the road. I was just getting ready to put the car in drive to go forward. I think she tried to swerve at the very end. Prolly texting or some shti. All she kept saying was "dis is so fuked up. I sorry i sorry. I don't have insurance. don't call the police"

[Brawlbro]

He was not fully out of the driveway therefore he is at fault.

yup. op goofed

[supercrunch]

nice tire brah.... its obvious you dont put **** off

[VBSurfer85]

nice tire brah.... its obvious you dont put **** off

Not my car ya fuking dunce

[OhioStateBucki]

I'm no expert on the matter but I've always heard that the person backing up is at fault almost every time. If you had fully backed out or were almost totally backed out and about to be switching it to drive, then you'd be okay. Another exception would be if she was speeding.

[chlaxman]

But I was already out in the road. I was just getting ready to put the car in drive to go forward. I think she tried to swerve at the very end. Prolly texting or some shti. All she kept saying was "dis is so fuked up. I sorry i sorry. I don't have insurance. don't call the police"

Looking at her tire I'd be surprised if she didn't slide anytime she braked hard.

[jesteraq]

But I was already out in the road. I was just getting ready to put the car in drive to go forward. I think she tried to swerve at the very end. Prolly texting or some shti. All she kept saying was "dis is so fuked up. I sorry i sorry. I don't have insurance. don't call the police"

Should have asked her to cough up some cash right then and there.

[Griggz]

It looks like she has been driving a newer altima on a donut for years. what the **** lol



Also, you are at fault so go ahead and get a check from her asap and cash it. Her not having insurance makes her SOL so she doesn't have much of a choice.

[regl8r]

Ladie: "I don't have insurance, plz don't call the police OP."
OP: "Sure no problem have a nice day"

You don goofed OP

[VBSurfer85]

I'm no expert on the matter but I've always heard that the person backing up is at fault almost every time. If you had fully backed out or were almost totally backed out and about to be switching it to drive, then you'd be okay. Another exception would be if she was speeding.

I looked both ways, checked my backup camera, and then remained looking back while moving out. The street she lives on is like 2 houses away from mind and I'm almost certain she came flying around the corner. She has 2 pending speeding tickets in the same city and I believe a suspended license.

[badbl00d]

But I was already out in the road. I was just getting ready to put the car in drive to go forward. I think she tried to swerve at the very end. Prolly texting or some shti. All she kept saying was "dis is so fuked up. I sorry i sorry. I don't have insurance. don't call the police"

That changes things a bit OP. I wouldn't have let her leave...srs. You said you have a camera that turns on when you engage reverse? Do these cameras record?

[buckeyenutz]

I was almost fully out of the driveway when she hit my rear bumper (her passenger side front end hit me). She got out and first thing she said was "I don't have any insurance". I told her I'd call the police and she insisted we did not and that she would get her car fixed on her own. My damage as minimal (need a new bumper). Her car is fuked. We exchanged info but I didn't give her my insurance info. She called an hour after asking for my insurance info. I already filed a claim with my insurance and they(USAA) said liability lies with both parties. Am I at fault? Am I fuked now?

My car








Her car

Strong bald doughnut!

[justdragit]

But I was already out in the road. I was just getting ready to put the car in drive to go forward. I think she tried to swerve at the very end. Prolly texting or some shti. All she kept saying was "dis is so fuked up. I sorry i sorry. I don't have insurance. don't call the police"

Your version and the pics don't line up.. MSPaint us a pic, bitch.

[strongphallus]

mirin the tread on her tires

[VBSurfer85]

I guess what I'm really asking is since no police report was filed, she has NO insurance, fault on both parties, does she have any avenue for legal recourse? My insurance has already been notified.

[DAASTRIVAS]

Strong car to penis ratio op.

[Dec4y]

Ladie: "I don't have insurance, plz don't call the police OP."
OP: "Sure no problem have a nice day"

You don goofed OP

In this case maybe not. OP is at fault, but there's no police report to say so. Also bish can't afford/be bothered with insurance so she sure as **** won't be getting an attorney to help navigate dealing with OPs insurance. OP needs to pressure her for a quick monetary compensation and call it a day.