Background: vet of 2 wars, West Point grad, owned 2 homes, married at 32 with no kids and one dog.
1. The debt thing-Everyone's said it, let me say it again. Debt sucks. You fork over $1000 for a flat screen because you have a $15K limit thinking "no problem, I'll throw $200 in there every month." You won't. You will spend the $200 elsewhere, interest will pile up, other purchases pile up, pretty soon your $1000 flatscreen, $2000 tempur-pedic, $1600 lawn tractor and $1400 Vegas trip end up costing you 5 years of paying double that in interest cost. If you don't have the money, don't buy it. Holding off on things like Ipods for a couple of years feels good when you buy one for half the price of version 1, with three times the capabilities in it while your friend is still paying off his first one. Save money. Emergencies WILL happen. (Flying home for funeral emergencies-not "I have to have this xbox game" emergencies)
2. Girls- I played the field for 10 years, and loved it. I am a believer in being respectful of girls (ones that are worthy of respect-others I avoided). There are an incredible amount of girls who love sex and ONLY want sex and no relationship out there, especially in college. Be up front with them in a respectful way. I had a constant flow of friends with benefits, all over the country (I traveled a lot in the military) and it was stress free, because until they were married, having a fund date followed with hot sex was all they wanted. No need to act like you have other intentions or pretend you are something you are not. Be at ease, be CONFIDENT in yourself and be honest about what you want, in business, life and with women. If you want to get married to a girl that is into bondage, good at cooking and likes watching movies, be up front-you will eventually find her. If not, you spend 10 years in a gut wrenching marriage, wasting 10 years, having kids who resent you and losing a huge chunk of your wealth. Don't do it. Relax, be confident and go after what you want.
3. Body- You owe it to yourself to take care of it. Don't spend time in the gym to look good for girls. Spend time in the gym to BE someone that is strong enough to do anything in life and is GENUINELY a ripped powerhouse. There are the guys who spend 5 months sculpting to look ripped for spring break, get to Lauderdale, get drunk, get in a fight, injure themselves in a stupid accident and never even touch a girl. There is another type that maintains his body year round (cutting and bulking at his own discretion) for HIMSELF. You have the confidence in your body that when that azzhole starts something you can take him down if you WANT. You walk into a bar knowing the women want a man with a body like yours-year round. You don't have to wear a certain shirt to show off your muscles-you look good in anything. Don't waste your body with drugs. Don't EVER EVER EVER get into taking Oxycodone/Vicodin or any other opiate for recreational purposes-it will crush your life. Some crawl away, some don't. Handle your alcohol. You never look good plastered, and lose a lot of opportunities for great things, and endanger your life a lot easier. I have almost died many more times under the influence in my 20's, way more than in Iraq or Af'stan. Your friends that drink all the time will look like they are 50 when you are 35.
4. Dedicate yourself to SOMETHING. Join the military, travel for a year, move to a big city. Learn what it means to dedicate yourself and struggle to make something happen. The people who stayed in their hometown and never risked anything are the most boring people you will meet. Get out of your comfort zone and know what it means to fail and bounce back. NFQ-NEVER FKING QUIT! When life gets hard, it's an opportunity to harden yourself and build your experience portfolio. Learn to harden your mind as well as your body. Do the hard things first, and then do more of them. If you suck at deadlifts, spend a half hour with someone who aces them, have them teach you the exact form, then practice doing them over and over. Don't practice until you get it right, practice until you can't get it wrong.
5. Mindset- Life can be a constant adrenaline rush or a crapfest depending on your outlook. One man looks at his car dying as the worst day while the next guy looks at it as a great excuse to pick out a different car. One man is crushed by his father dying, while the next is thankful he was able to spend all the time he did with him, and tell him over and over how much he meant to him, and knows his father was proud of him. Keep yourself pumped, and not by drugs. Pump yourself in your own way. Put on music that riles you up, makes you so surging with adrenaline that you want to punch something, and tackle your day. Going to class? Determine to practice the hell out of it to the point where you can't get an answer wrong and pretty soon people are coming to you for answers. Going to baseball practice? Go there and practice your worst attributes-you suck at hitting? Hit off 4 different pitchers, buy them a case of beer to pitch to you for 2 hours straight. Perfect practice makes perfect-practice until you can't get it wrong. Pretty soon every day isn't long enough-you want more to each adrenaline packed day to be the best at every dammn thing you do. Master it all. Harden your mind to peak condition and pretty soon you will notice people coming to you for advice on everything-and you will know what it means tot really be respected for who you are-not because you have 22" rims or some material crap that can be taken away at any time.
6. Finally-always reflect on what you want to have done when you are an old man sitting in your rocker on your front porch when you are 90. What stories will you have? What accomplishments will you have? What will your pride feel like? You can BS everyone throughout your life, but when your curtain call is up, you will know what you really represent, and who you are. Rip this life apart like it is an adrenaline fest, don't wake up when you are 40 and realize all you have is a beer belly, a recliner and a tv. LIVE IT.
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