What's your take on cash account with 3.8% apy?

[CanardMedic]

Talking about WEALTHFRONT here.
I've recently put 40k into this and I like it so far, you can move that money into investments if you wish but I haven't done that because I have another investment account with them but it's been so stagnant for a year that I don't even want to mess with that.

Obviously I always feel there's a better type of account to put my money into but I thought maybe some of you could chime on this.
Thank you all.

[RobParks2M]

Talking about WEALTHFRONT here.
I've recently put 40k into this and I like it so far, you can move that money into investments if you wish but I haven't done that because I have another investment account with them but it's been so stagnant for a year that I don't even want to mess with that.

Obviously I always feel there's a better type of account to put my money into but I thought maybe some of you could chime on this.
Thank you all.

I did this with Sofi savings account with the same interest rate plus a $250 bonus with direct deposit. I had $30,000 sitting in a legacy bank getting like 0.2% interest or some peasant chit like that. So far I've been happy with it. I was gonna throw the money into I-bonds... but I can't help but think I'll do just as good laddering short term T-bills or even sitting in this savings account. I presume if rates keep going up they will raise their interest rates quickly as well, but I don't think you can go wrong with whichever online bank you go with. Swap em around for bonuses when you can.