View Poll Results: How much?

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  • $3 mill @ 30

    24 32.00%
  • $30 mill @ 40

    44 58.67%
  • $300 mill @ 50

    4 5.33%
  • $3 bill @ 60

    3 4.00%
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  1. #1
    Registered User miscallday12's Avatar
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    Question Would you rather have $3 mill at 30 years old....

    $30 million at 40, $300 million at 50, or $3 billion at 60? Staying afloat and living normie middle class until then.

    And why?
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  2. #2
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    30 mil at 40
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  3. #3
    Unregistered User Cleveland33's Avatar
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    $3M at 30 i could stop working but it would not be the lifestyle I want to live

    $30M at 40 - can stop working and live comfortably
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  4. #4
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    Originally Posted by WankstaParadise View Post
    30 mil at 40
    This

    Still young enough to enjoy it for many years.
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  5. #5
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    3 mil @ 30.
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  6. #6
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    3 @ 30. Invest 2 in indexes/mutual funds/etc, buy house outright in the $300-500k range, then use the remainder as start up capital for dat der slumlord life. Could have everything on cruise control by 35 and surpass that 30 million mark by 40.
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  7. #7
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    3 billion at 60. I would just tell the bank and investors about the deal and cut them on the deal in exchange for money.
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  8. #8
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    Def not choices 3 or 4.

    If you've been either impoverished or an underearner for too long a period of time, getting a ton of money at 50 or older won't undo a lot of the damage that will have likely have happened to you by 50, and especially 60.

    I'd say somewhere between 1 and 2. Maybe like 10-15 million at 35, given the general parameters and sliding scale of the money-in-relation-to-age that the poll choices seem to be indicating.

    At 60 you could help out a ton of people with 3 billion, but if by then your health (both physical and mental) are largely unreversible, what's the point, because you wouldn't be able to help yourself all that much if you were fairly debilitated. You're also likely to be pretty bitter by then if like has largely passed you by. At 50, I'd say that the likelihood of this is AT BEST 50/50, even after you get $300 million.

    Besides, money comes and goes and can vanish in a flash. But turning back the clock is literally impossible.
    Last edited by Milo1974; 11-10-2022 at 12:26 PM.
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  9. #9
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    The thought of having that much money makes me nervous srs.
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  10. #10
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    Originally Posted by Silencespeaks View Post
    This

    Still young enough to enjoy it for many years.
    Bitch you'd have to spend that much to buy a time traveling machine and go back 20 yrs.
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  11. #11
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    Already have 3 mil at 30 bruh. 3 bil at 60 would be sick tho.
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  12. #12
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    brutal for oldcels
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  13. #13
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    Originally Posted by NillKazi View Post
    Already have 3 mil at 30 bruh. 3 bil at 60 would be sick tho.
    wtf can I do at 60? No offence oldcels
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  14. #14
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    Originally Posted by WankstaParadise View Post
    wtf can I do at 60? No offence oldcels
    IDK about u, but I'd further my political agendas. 3 billion is enough to change the world.
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  15. #15
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    3 mil.

    Invest, buy a home in an ok area.

    Live on middle class 70k/yr or whatever, with house paid for.

    I think I would even agree to 1 mil at 10 or so over all of these.
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  16. #16
    Registered User Milo1974's Avatar
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    Originally Posted by NillKazi View Post
    IDK about u, but I'd further my political agendas. 3 billion is enough to change the world.
    Elon Musk could eat a $3 Billion richcel for a pre-breakfast snack and barely bat an eye.
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  17. #17
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    Originally Posted by Milo1974 View Post
    Elon Musk could eat a $3 Billion richcel for a pre-breakfast snack and barely bat an eye.
    You could literally set up programs to eradicate hunger in some countries for under 3 bill. Elon decided to buy Twitter instead of doing something important.
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  18. #18
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    Originally Posted by miscallday12 View Post
    $30 million at 40, $300 million at 50, or $3 billion at 60? Staying afloat and living normie middle class until then.

    And why?
    30 mill at 40
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  19. #19
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    $300,000 at 20



    or $30,000 at 10
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  20. #20
    Keanu Reeves Checking In Zackad's Avatar
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    30mil at 40yo.

    3 mil at 30 is too little too soon, and if you don't have the right mindset it could be easy to blow through that and have nothing left. If you weren't already in a good position, then you'd be fuked. If you were...you wouldn't need the 3 mil.

    the last two options are just too late in life to make the money worth it, unless you have kids and want to set up your family for generations. with 30mil at 40, you could comfortably retire, continue to grow the bulk of it, and still enjoy life and do things without your aging body being a huge limiting factor.
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  21. #21
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    $3m @ 30.

    4% withdrawal rate would be $120k/yr.... and would last me for my entire lifetime, that is with inflation factored in.

    I could still work if I wanted, but if I didn't want to, I wouldn't need to. You could easily raise a family with legitimately zero stress.
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  22. #22
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    Originally Posted by Zackad View Post
    30mil at 40yo.

    3 mil at 30 is too little too soon, and if you don't have the right mindset it could be easy to blow through that and have nothing left. If you weren't already in a good position, then you'd be fuked. If you were...you wouldn't need the 3 mil.

    the last two options are just too late in life to make the money worth it, unless you have kids and want to set up your family for generations. with 30mil at 40, you could comfortably retire, continue to grow the bulk of it, and still enjoy life and do things without your aging body being a huge limiting factor.
    Depends what you seek enjoyment from. If you want to build a legacy, 3 bil at 60 could help you do that.
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  23. #23
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    inb4 3bil at 60, cancer at 61
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  24. #24
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    3 million at 30.

    Would invest.
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  25. #25
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    3 million at 30 and I'd be forced to live a life of minimalism like Gordon. Give me at least 30 million so I can do what I want.
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    Registered User Milo1974's Avatar
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    Originally Posted by NillKazi View Post
    You could literally set up programs to eradicate hunger in some countries for under 3 bill. Elon decided to buy Twitter instead of doing something important.
    My point is that there are plenty of rich, powerful EVILcels who can easily dispense away with this sort of thing. (Not that I'm saying Musk is an EVILcel, just an example of how $3 billion could easily be gobbled up by a much bigger fish). How many African countries could be so much better off right now if it hadn't been for coups? Build a hospital for sick kids in Central African Republic? Oh well, here comes 60 guys with machine guns and the requisite number of military vehicles. And stress no-fly zones and such so that a bunch of mediocre multinational organizations that don't really care put up all the political red tape necessary to keep anything from being done about it.
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    Registered User skinnyfat88's Avatar
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    Originally Posted by Zackad View Post
    30mil at 40yo.

    3 mil at 30 is too little too soon, and if you don't have the right mindset it could be easy to blow through that and have nothing left. If you weren't already in a good position, then you'd be fuked. If you were...you wouldn't need the 3 mil.

    the last two options are just too late in life to make the money worth it, unless you have kids and want to set up your family for generations. with 30mil at 40, you could comfortably retire, continue to grow the bulk of it, and still enjoy life and do things without your aging body being a huge limiting factor.
    This.

    Could def fall into a slump trying to find passion/purpose and not have a ton of cash to lose if an investment goes south with 3mil at 30.
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    Registered User Dan_S's Avatar
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    The last two years before I retired were miserable. I absolutely loathed going to work.

    Had I just been a normal 9-5 for lifer type, I probably would've just happily gone to work every day for another 25 years.

    I actually hadn't considered how messed up trust funders probably are when they know they get a large amount of money at a certain age guaranteed. I had to work for mine and it made work a slog.
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    BEATINGU jackamo2887's Avatar
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    300 million at 60.

    Leave my kids with true generational wealth.
    Survival. When the jungle tears itself down and builds itself into something new. Guys like you and me, we end up dead. Doesn’t really mean anything. Or, if we happen to live through it, well that doesn’t mean anything either.
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  30. #30
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    Originally Posted by jackamo2887 View Post
    300 million at 60.

    Leave my kids with true generational wealth.
    u gonna leave 2.7 billion on the table?
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