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  1. #31
    Honest Avatar faithbrah's Avatar
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    Originally Posted by desslok View Post
    The horror stories of having to eat dog food
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  2. #32
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    Originally Posted by desslok View Post
    I know FAR more people that live paycheck to paycheck and save nothing to very little.t
    I can top that. I know a lot of my renters get paid every Friday. Every Monday they have their weekly per diem credited on their debit card. They blow their paycheck at a casino over the weekend. Monday they get their per diem. I collect rent on Mondays. Their per diem lasts them until Friday when they get their paycheck. So they basically can last 3 or 4 days until they get paid again.

    Had one guy want to borrow $500 from me to buy his kid football gear, with an AR-10 as collateral. I did it. He eventually lost his job and ended up in a mental institution where his wife divorced him. Met one of his co workers a few years later. He told me the same story happened to him with the guy. Kids football, AR-10, $500.
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  3. #33
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    Originally Posted by paulinkansas View Post
    I can top that. I know a lot of my renters get paid every Friday. Every Monday they have their weekly per diem credited on their debit card. They blow their paycheck at a casino over the weekend. Monday they get their per diem. I collect rent on Mondays. Their per diem lasts them until Friday when they get their paycheck. So they basically can last 3 or 4 days until they get paid again.

    Had one guy want to borrow $500 from me to buy his kid football gear, with an AR-10 as collateral. I did it. He eventually lost his job and ended up in a mental institution where his wife divorced him. Met one of his co workers a few years later. He told me the same story happened to him with the guy. Kids football, AR-10, $500.
    Sounds real similar to both pawn shops and check cashing places. And the thing is if you drive across the country most towns will have several of each. And they are all profitable or there wouldn’t be so many everywhere. And once you go to a check cashing place to afford your bills there is usually no recovering. You are not even paycheck to paycheck anymore, you are 1 or 2 behind at the best case.
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  4. #34
    Registered User paulinkansas's Avatar
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    Originally Posted by desslok View Post
    Sounds real similar to both pawn shops and check cashing places.
    That guy and his company got run out of town. When they would get their paychecks, a few of the guys would drive to the local Wal Mart, take a picture of the check and send it to their bank back home to have it deposited. Then they would walk into the Wal Mart and have the check cashed. Word spread quickly.

    It caused problems for me because I had a about a dozen of those guys renting places from me. They had their paychecks, but no place in the county would cash them. If there was anyone in a house that I had known for at least 2 years as a renter that was not a psychotic mutt, they would get their check cashed from the paulinkansas bank. Paulinkansas would with-hold the entire rent amount for the whole house for that week. It was up to that guy to get reimbursed from his room mates their portion of the rent.
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  5. #35
    Registered User EliKoehn's Avatar
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    With all of these stories of seedy crime and struggling tenants, I'm curious what your cheapest monthly rent is Paul. Probably $400?
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  6. #36
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    Originally Posted by EliKoehn View Post
    With all of these stories of seedy crime and struggling tenants, I'm curious what your cheapest monthly rent is Paul. Probably $400?
    When I picture Paul, I imagine the guy on Mad Max when the biker gang goes to pick up the body of the Toecutter, and the guy says they’ll have to see the agent, and the guy just puts ona different hat and is then the agent.
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