What are your monthly expenses like

[dankydank]

I live at home and don't pay rent. Currently spend about $800-1,000 a month. How much are you brahs who have your own place and expenses spending per month?

[TheFitLord]

I rent a trailer for $500 a month, I pay $400 a month on groceries

[Glutebrahhh]

rent - 650
insurance - 120
credit card - ~800

=1570

[Getter_done]

5000 a month on pepsi and grey goose

[Nelly87]

For different life phases:
18-22 (College, lived with 3 bros in house)
$300 - rent
$80 - cellphone
$100 - utilities
$30 - internet/cable
$65 - insurance
$400 - food/drinking/fun time
Total: ~$975/month

There was extras occasionally as well, buying toys, trips, etc. Was working retail during college and bring home (pending hours) $1300-1600/month

Now... lol, family of 6 in 3,000 sq ft home in upper middle class neighborhood... approx. $5k-6k/month

[meekmilli]

8000/mo condo at the shangri la
200/mo unlimited phone plan
2500/mo omakase or steak dinner everynight

[Immichaelski]

My rent is 800. Just got a car at 400. I’m about to cancel cable. Just go to the gym and work. Groceries about 100 a week.

[Ironmanlet]

1200 mortgage (including insurance)
1400 vehicles (Nissan Rouge, Jeep, Motorcycle, RV)
300ish for credit cards
270ish for insurance (above vehicles plus an additional motorcycle)
200 Hundo ish for water/electricity
80 phone
200 ish groceries

I guess that’s all the big ones.

[Destor]

Some changes since this but



With the changes right now, it's probably like $5,500/month including food etc

[scooterbrah]

my sloot and i put $3k/each into a joint account every month so bout $6k/mo between everything from mortgage, utilities, dining out, groceries, vacations, prostitutes, pet expense, etc. my vehicles and their associated expenses are company owned so that is separate

[MrAWatts]

A little over 5k/mo

Thats living in DC, M4 car payment, food, phone, miscellaneous netflix etc. It all adds up lol.

[mrdot]

Creatine is expensive

[mrdot]

rent - 650
insurance - 120
credit card - ~800
=1570

You don't eat anything? Nice

[gbullock32]

Never broke it down, lets see.

Mortgage - 1200
Phone - 180
Car Insurance - 95
Gas/Water - ~90
Solar - 165
Car - 500
CCW Insurance - 27
Internet - 60
Accident Insurance - 135
Life Insurance (various policies) - 100
XBox Games Pass - 15
Amazon Prime - 13
Groceries - ~600
Rapidgator - 15
Extra Home Insurance - 65
Health insurance - 330

Total: ~$3590. Add in about $1000 for the random sht I buy every month too, guns, ammo, VR headset last month, ballistic helmet yesterday, ect things like that.

[ezra76]

$1100 Mort./Ins.
$800 vehicles and car insurance
About $400 for everything else (cellphones, electric, internet, pretty sure we don't have cable I don't watch tv so don't even know)

Food not really sure

It's a good situation that hopefully will be getting even better as we are doing a refi that will payoff both cars plus $35k in cash. Since we will no longer have the PMI from the FHA loan after the payment will be the same.

Basically that gives me an extra $600/month for extra savings and cash to do some more things.

[Hutrapper]

Car payment bout $400
Insurance on 2 snowmobiles, 2 ATVs, waverunner, boats, 2 vehicles and house is about $300
no power, water, sewer, or any other bullchit HOA or otther fees.
I put every cent over and above gas money into the line of credit. Not much left owing, and that is the remainder of the house. In 8 months when that is gone, I will pay off the car in another few months and be debt free. Wife pays for food, and puts money into LOC

Then start saving to build another house.

[frankdtank20]

Married with 2 kids.
Mortgage $1850
Utilities and phones $400
Food $1000-1200+
Health, auto, life insurance $1200
Other monthly $800
That's before gas in the car, toys, etc etc

[paulinkansas]

Health insurance for 2, $1300.
Truck payment $800. That will be paid off this year.
Utilities, cable and wifi at 23 rental properties.
Everything else is pretty trivial after that.
There is a gas well on my property, so I don't have to pay for natural gas.

[rgnx]

Monthly revenue: ~$40-45k

Food: $40 x 30 = $1200
Business expense: ~$20k

That's about it. I still live at home. No medical insurance though, so i need to get some.

[ezra76]

It was probably easier when I was younger but mostly rented apartments with a buddy or 2. If I had to do it over I would have bought at least a small house and just rented to them. That's what I'd recommend if you can do it. Even if you have a close friend, sibling or cousin (whatever but not a chick you aren't married to) and both go in the mortgage. Sign some simple agreement with a lawyer for when someone is ready to go out.

[luckyboy23]

No phone bill (bro takes care of family plan), no insurance (same), no mortgage (paid off), no car payment (paid off and sold expensive toys). Bro pays for bundled family stuff to save everyone money. I pay it forward by paying for dinners and outings.. Also help take care of my parents IF they need it.

Basically all my earnings are to myself. Every last penny.

[paulinkansas]

Monthly revenue: ~$40-45k

Business expense: $15k

If you don't mind me asking, what sort of business do you run?

[rgnx]

If you don't mind me asking, what sort of business do you run?

Small brick and motor retail. No employees, and I work 7 days a week. Planning to hire an employee in the next few months as I've been working almost everyday for 1 year and 8 months, and starting to feel tired lol.

[paulinkansas]

I work 7 days a week.

I'm in that club too. Sometimes 12 hours, sometimes 2. I've had one vacation in the last 5 years, and that was just 4 days in Argentina.

[Ironmanlet]

Small brick and motor retail. No employees, and I work 7 days a week. Planning to hire an employee in the next few months as I've been working almost everyday for 1 year and 8 months, and starting to feel tired lol.

Good for you man. Srs. Sucks about the hours though. You try to expand online?

[gbullock32]

I'm in that club too. Sometimes 12 hours, sometimes 2. I've had one vacation in the last 5 years, and that was just 4 days in Argentina.

Lol, feels. Longest time I've had off in almost 6 years was the 10 days they made me stay home due to covid.

[rgnx]

Good for you man. Srs. Sucks about the hours though. You try to expand online?

Maybe someday. I'm only doing brick and motor because that's all I know. Luckily, my niche is one where it will always thrive in a retail location (if done correctly).

If I were to meet someone who could help me get that going, I would probably seriously look into it. I do live in Hawaii though, so my hunch is retail does a lot better here than in the mainland. (shipping to Hawaii takes a lot longer than on the mainland, obviously)

[AgRyan]

$1800 mortgage
$300 utilities
$500 car
$100 insurance
$50 cell phone
$50 subscriptions
$200 gas
$550 gym memberships
$500 groceries
$500 eating out
$1000 random chit from Amazon

$5,550 / month not bad

Rough estimate. Also invest around $2-3,000/month, depending on how much chit I get from Amazon.

[cannonballdooky]

Not sure really, I live within my means.

Rent- 550
Bills- 150
Gym/Subscriptions- 40?
Insurance comes out of check
Gaming- 50 a month give or take to put in pokemon go or psn store
Food- 200 a week? Not counting take out

Hardly go out anymore so that helps lol, still don't spend much unless in the strip joints
Supplements- depends but don't really budget them, can spend 300 then not spend for 4 months

Gotta enjoy life, all that money is gone as soon as you are

[TugOfPeace]

Never broke it down, lets see.

Mortgage - 1200
Phone - 180
Car Insurance - 95
Gas/Water - ~90
Solar - 165
Car - 500
CCW Insurance - 27
Internet - 60
Accident Insurance - 135
Life Insurance (various policies) - 100
XBox Games Pass - 15
Amazon Prime - 13
Groceries - ~600
Rapidgator - 15
Extra Home Insurance - 65
Health insurance - 330

Total: ~$3590. Add in about $1000 for the random sht I buy every month too, guns, ammo, VR headset last month, ballistic helmet yesterday, ect things like that.

180 for phone, 500 for car. u wot m8