Why the **** is health care so expensive?

[cromofo]

Basically you're paying the most and getting the worst deal. And it's not even universal coverage. Lmao

[Dennis71]

Hospital debt doesn’t affect your credit

Oh buddy

Let me tell you. Yes it does.

[entropy91]

It's gotten so bad I've cancelled my insurance. I'm a single person and my insurance was costing me $500 a month. I've probably pissed away 50k on health insurance and used it a handful of times. If something happens to me I'll either just not pay or declare bankruptcy. At this point it's just another leg shackle of anxiety and worry to even switch jobs or start a business. It was designed that way to keep you paying like a good piggy.

Hell one dude I work with is paying 2k a month for insurance for his family. Still has deductibles, co-pays and all that horse ****.

Best part is it's due to keep rising with zero signs of ever slowing down. Pretty soon people will trade their time for health coverage instead of a wage.

[entropy91]

Basically you're paying the most and getting the worst deal. And it's not even universal coverage. Lmao

Yeah everytime I argue with someone about this and pull up data they retract and go into their capitalist propaganda programming of "socialism bad". They're stunned to know that public schools and libraries are all socialist programs.

While there's no perfect answer something clearly needs to change. Would rather just pay a flat tax on a sliding scale based on income and never deal with the headaches of private insurance again.

[Scartown]

Say what you mutts will about Canada, free healthcare is GOAT. NEver seen a hospital bill in my life LMAO. And yea people bish about wait times but suck it tf up its FREE. Nice freedom paying your mortgage per month IN CASE you get sick. Dumb americucks

[ShakeBrah]

Ex: lets see a grocery store not put prices on anything and then send you the bill after you get everything home and are not allowed to return it.

This chit pisses me off more than anything about medical costs.

[AAGP14]

Say what you mutts will about Canada, free healthcare is GOAT. NEver seen a hospital bill in my life LMAO. And yea people bish about wait times but suck it tf up its FREE. Nice freedom paying your mortgage per month IN CASE you get sick. Dumb americucks

How can you say someone is dumb when you don't understand how taxes work? Nothing is free.

[Jestbrah]

Basically you're paying the most and getting the worst deal. And it's not even universal coverage. Lmao

this has more to do with the lifestyle of Americans. Go to those other countries and see how the average people eat, exercise, and look. You will see clear as day the difference why America has so many health problems.

[sam212]

We need some sort of safety net universal healthcare with private options for those that want it. Hospital, insurance, and pharma lobby is way too strong. It’s straight up crony capitalism. Rules are totally rigged.

Physicians are now getting paid less for the same services yet premiums have gone through the roof. Insurances regularly reject claims for reimbursement for physicians which leads to patients footing the bill. What’s the point of even having insurance if they are not gonna pay up. The whole thing is a scam within a scam. I am a physician and I see this everyday. Everyone is busy milking every single $ out of the system. Mostly middlemen in sales pitching you and charging patients exorbitant prices. Hospitals charging ridiculous prices for a single Tylenol and everything else in the middle.

To give you guys an example, I had a guy who came in after a motorcycle accident with a broke humerus which needed surgery. The dude didn’t have insurance and was stressed about the cost. He asked me the price, I told him I have no idea as I am employed by a large system. We made at least 15 calls and took two days to find out that the dude would have to pay roughly $40k for an outpatient surgery. It’s like they were purposely making it difficult to find out the price. Guy decided to go for non operative treatment and I don’t blame him. I also have numerous patients that work labor jobs or are tradies and get bad injuries. If they show up to the ED, I’m obligated to fix them. But that’s not the end of it, they need extensive PT and OT to have any real chance of full recovery. But no one will take them without insurance. If they needed a nursing home, no one will take them either.

Ultimately, we should have a better system with universal healthcare options for those who don’t have private insurance. They should be automatically enrolled and should have taxes deducted accordingly. Government should actively seek out and eliminate the middlemen. Of course, this means getting rid of healthcare lobbying, good luck with that. We just voted again for corporatism.

[SipNPiz]

i don't normally write long posts but...

If i was in charge I would try something, ask everyone who is under 40, healthy to stop buying insurance, the entire system would restart, insurance companies would disappear overnight because they'd be paying more than they took in. Providers (doctors, clinics etc.) would have to drastically cut costs and spending salaries etc to stay competitive else they would close too because they would no longer get that sweet easy insurance money that they legally OVERBILL for everything knowing they will get paid a % (average claim gets paid like 15-30% depending on line of business, procedure, service diagnosis etc.) this is why providers hate medicare, they don't get paid 100% profit margin like they normally would.

If you have a preexisting condition that requires medicine buy it overseas or wait till drug prices drop due to less money chasing the same amount of products.
most illnesses can be self diagnosed online now, we are in the information age.

Walmart is getting into health care $42 per visit, basic stuff, they will disrupt the entire system, mark my words.

Most people only think they need insurance for catastrophic reason (severe injury etc) these are extremely rare unless you work in a dangerous field. its like driving with collision insurance, are you planning on crashing? don't bet against yourself, ignore your risk adverse wife who takes the kids to the doctor every time the kid has a 1 degree temperature only to be told to have the kid drink plenty of water and take tylenol and live your life. invest the $1,400 per month you are saving in premiums and retire a millionaire, then get on medicare LOL.

[gbullock32]

Without meaning to pry, how much would you say those people paying in the $1000 to $17000 per-month earn per month? I'm trying to see what proportion of salary people tend to pay for their insurance.

Topped out C/O pay is currently $7782 per month, would be $8171 but we are furloughed right now.

[frankdtank20]

Private insurers are more or less just processors, instead of the govt. The federal and state governments are really running health care. They purposely prevent competition and make healthcare costs opaque. The US has the exact opposite of a free market system.

Everything the govt touches it makes ever more expensive. The US spends the second most per capita on public education. College tuition at private universities especially is so expensive because most of it is paid by Daddy federal government. There's ZERO incentive to keep costs down.
Infrastructure that govt is in charge of? Costs always skyrocket, end result mediocre.

If your friend doesn't have insurance, he has to negotiate now with the hospital. Let them know they won't get a cent with that made up figure. It gets complicated to describe.

[EoR]

Was his room made of gold?