IBond Rates Could Reach 9.6% in May

[DrFeeIGood]

Just a heads up, If you buy an IBond now before May you will get 7.12% + 9.6% = nice blended rate RISK FREE for one year.




You can only buy them here:

https://www.treasurydirect.gov/indiv...nds_glance.htm

[e1739]

The risk is that actual purchasing power erodes by more than 9.6%, which there is reason to believe that is true as the current CPI calculation does not reflect reality.

[DrFeeIGood]

The risk is that actual purchasing power erodes by more than 9.6%, which there is reason to believe that is true as the current CPI calculation does not reflect reality.

Right but where else can you put your money? Stock market may actually decrease, savings rates are 0.60%, cash is a loser, gold is no guarantee, etc.

[e1739]

Right but where else can you put your money? Stock market may actually decrease, savings rates are 0.60%, cash is a loser, gold is no guarantee, etc.

Gold is up 8% YTD.

[Bigworm365]

I am switching my portfolio from realestate after quadrupling my money in the past 5 years. I see no properties in my area or anywhere with any profit to be made. Too many Hogs at the trough. Pigs get fat, Hogs get slaughter. I will wait out this chaotic realestate market, in the bond market this year gladly!!

[e1739]

I am switching my portfolio from realestate after quadrupling my money in the past 5 years. I see no properties in my area or anywhere with any profit to be made. Too many Hogs at the trough. Pigs get fat, Hogs get slaughter. I will wait out this chaotic realestate market, in the bond market this year gladly!!

Bonds are currently free falling.

[Bigworm365]

Bonds are currently free falling.

damn. well where should you invest? I literally just started reading about bonds yesterday? I didnt pull the trigger on anything..

[ymer]

damn. well where should you invest? I literally just started reading about bonds yesterday? I didnt pull the trigger on anything..

'Investing' in anything right now seems very risky to me.

Maybe you can do a 33/33/33 split in stocks/real estate/gold

[SouthDakotaBrah]

jfl @ "investing" in bonds in today's macroeconomic environment

I bonds (limited to $10k/yr for individuals) are the best way to acquire bond exposure if you want some, but the risk is still that actual inflation exceeds CPI (which is likely, as CPI is a false metric that can be artificially lowered at the whim of the government). Tracking CPI is a lot different than tracking inflation - it is certain that CPI will significantly lag actual inflation because of the way it is calculated and because of the political narratives it is used to support.

I'd rather just take my chances in the stock market (srs)

[GetCrunK]

The risk is that actual purchasing power erodes by more than 9.6%, which there is reason to believe that is true as the current CPI calculation does not reflect reality.

That would allow you to get an increase then again if the "inflation" they report goes up again in November. This is just a nice asset class and helps diversify away from the other alternatives at this point. It's not like you can put a ton in there (unless you get creative).

[knightofday]

The risk is that actual purchasing power erodes by more than 9.6%, which there is reason to believe that is true as the current CPI calculation does not reflect reality.

^^^^^