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Thread: Long Term Investing Thread
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07-08-2020, 06:12 PM #61
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07-08-2020, 08:28 PM #62
How do you guys feel about international markets, particularly emerging markets? I think at this point, US valuations are getting stretched and the international scene is also looking better short-term with the virus. I'm thinking about allocating more to VTWAX and VEMAX going forward. US is also heavily tilted to tech at this point, so I'm also thinking about buying an equal-weight S&P500 fund on the next downturn
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07-09-2020, 12:20 AM #63
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07-09-2020, 01:53 AM #64
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07-09-2020, 04:22 AM #65
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07-09-2020, 05:06 AM #66
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07-09-2020, 05:17 AM #67
I am currently investing with Vanguard. However, I think that I may be interested in changing to M1 Finance, primarily due to the automatic rebalancing and ability to buy fractional shares. Any opinions?
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07-09-2020, 02:46 PM #68
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07-09-2020, 03:20 PM #69
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07-09-2020, 05:46 PM #70
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07-09-2020, 06:03 PM #71
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07-09-2020, 10:27 PM #72
- Join Date: Jan 2012
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I have a buddy that used m1 and they did some bizarre thing when buying fractional shares.
I started with sharebuilder years ago and would just have it invest a set amount every week into mcd and wmt, I really liked how that worked! After they were bought out by cap1 it went away, but it was pretty sweet for a new investor.
I know cs and rh do fractional and I’d much rather use one of them than m1.
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07-10-2020, 01:50 PM #73
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07-10-2020, 09:40 PM #74
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07-10-2020, 09:58 PM #75
1.) M1 you can't get in and out of a position when you want. It's not HUGE, but if you want to sell Disney at 1pm, you can't.
2.) Theres a reason Schwab, Vanguard, and fid. are the "big 3". They've been around forever, they will continue to be around forever, they create their own low cost mutual funds, customer support, etc...
It seems like you like the idea of "auto" re-balance. Vanguard (and Charles Schwab) have the 2 best "target date retirement" mutual funds... in my main IRA, I have 80% of my entire money into a 2060 target date retirement fund (at a .07 expense ratio, that is ABSURDLY low). I literally have to do nothing, just put money into that fund however often I want. They basically manage the portfolio like you're going to retire in 2060. Early on its heavy in stocks, once you're 15 years out of retirement it gets a little less aggressive, when you're 5 years out it gets even less aggressive and a lot of your money is in bonds. Vanguard has those too, you legit dont have to do anything, at all, ever.... It's worth the .07 expense ratio to never have to research/buy sell etc...Modified PHAT master race
Fits Pizza into his macros 4 times a week crew
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07-11-2020, 03:25 AM #76
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07-11-2020, 06:10 AM #77
I started with sharebuilder years ago too and used their automatic investing plan. I was bummed to see them go because it was so cheap.
M1's basic platform seems almost identical, but even cheaper. No costs whatsoever for buying and selling. I don't mind the set times daily of when buying and selling can be done because I'm not hopping in and out due to what happens within a single day.
I am new to the platform though so maybe some issues will start to pop up but I haven't seen any yet.
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07-11-2020, 06:11 AM #78
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07-11-2020, 10:22 AM #79
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07-11-2020, 12:01 PM #80
I’ve never really bought tech stocks besides AMD. They all seem so expensive but never stop going up.
Looking at SQ, NET, and SE. They have all had such huge run ups this year. I picked up 100 SQ at 126 and was thinking of getting 100 SE and 300 NET. Willing to hold for years. You guys think these are too expensive?
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07-11-2020, 12:49 PM #81
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07-11-2020, 04:31 PM #82
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07-11-2020, 06:18 PM #83
I'm currently in:
KO
MCD
JNJ
T
AMD
NEM
PAAS
AG
THM
VRM
FOUR
USO (Bag holding from years ago. I try to ignore it.)
VRM and Four are speculative. NEM, PAAS, AG, and THM are gold and silver stocks that I'll hold until whenever it is that the economy starts recovering and precious metal prices go back down.
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07-11-2020, 06:27 PM #84
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07-11-2020, 06:32 PM #85
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07-11-2020, 08:09 PM #86
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07-11-2020, 10:18 PM #87
2 people have said RTX
I work for Pratt & Whitney (who they bought out) and I can confirm we have some REALLY awesome commercial engines coming out and another few defense engines. RTX is a GREAT buy. Don't swing trade it, don't look at it and sell for 2 weeks, but I can confidently say if you buy RTX and hold for 10-15-20 years, when you're ready to sell in 15 years you'll be like "Jesus, look at that profit!'Modified PHAT master race
Fits Pizza into his macros 4 times a week crew
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07-12-2020, 02:38 AM #88
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07-13-2020, 07:08 AM #89
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07-13-2020, 07:16 AM #90
https://www.reuters.com/article/us-h...-idUSKCN24E13G
Nothing in that article that is probably new news to anyone but it was a quick read and the PE chart was interesting.
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