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  1. #31
    Starvation Mode GO! NitrogenWidget's Avatar
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    Originally Posted by rhadam View Post
    I don't know whether you posted this to troll, or because you're really this ignorant and lack understanding.
    He must be a victim of "higher education"'

    Most people I know who went to community college or even online college are doing just fine financially and were never saddled with school debt.
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  2. #32
    Cold Hearted SOB Dave22reborn's Avatar
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    Originally Posted by Tamorlane View Post
    yea we also have a higher quality of living, better upward mobility, are far safer from gun violence and pay less for healthcare despite getting universal coverage.
    And for some reason, Canadians with money come to the US for treatment.

    Hell, your healthcare system almost killed the silver back gorilla, Brock Lesnar.

    UFC champ Brock Lesnar slams Canadian health care.

    https://www.ctvnews.ca/mobile/ufc-ch...-care-1.475750

    Asked about the low point during the last few months of his illness, Lesnar said: "Probably the lowest moment was getting care from Canada."

    "They couldn't do nothing for me," he noted in a later media conference call Wednesday. "It was like I was in a Third World country."
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  3. #33
    Registered User Sakeoe's Avatar
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    Originally Posted by Dave22reborn View Post
    Someone explain to me why someone who has no business graduating high school, should then be allowed to go to college?

    And what are the consequences of someone dropping out of college? Would their room and board be "free" as well?
    I liked the old system we had. You get a government loan that gets forgiven if you get your degree within a set time frame. Unfortunately they removed this system.
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  4. #34
    Cold Hearted SOB Dave22reborn's Avatar
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    Originally Posted by Sakeoe View Post
    I liked the old system we had. You get a government loan that gets forgiven if you get your degree within a set time frame. Unfortunately they removed this system.
    That's the thing, with a loan, or having your parents help you, there are consequences to dropping out.
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  5. #35
    Registered User ParsleyTea's Avatar
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    I thought GM and the banks paid back the money that was loaned to them all those years ago.

    It would be nice if Universities were less expensive, more affordable. There is little reason for them to be as costly as they are. All the diversity czars Universities higher are costly, which students have to pay for, etc. Students should be protesting against what Universities require that they fund.

    I know here in Florida high school students with top grades are eligible to have their college education paid for by the state. I'm not entirely sure how it works but know one has to attend a Florida state school to receive funding. Only top students in HS typically eventually make it into medical school and law school. I thought that was a nice program that Florida has. It is better than paying for everyone that wants to go to college. Not everyone that goes to college should do so. Sometimes other routes such as trade schools make more sense.

    I recall in the state of Texas, then governor Rick Perry, began a program where Universities needed to offer 4 year degrees that only cost $10,000. Other states have reportedly begun to do the same. To me that sounds like a good option for those hurting for funds.

    "A Guide to Getting One of Texas' $10,000 Degrees"

    https://www.texastribune.org/2013/01...10000-degrees/
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  6. #36
    @toshbar bartosh's Avatar
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    Originally Posted by rhadam View Post
    You a CA brah? I went to a CA state college for my BS in Nutrition and Dietetics and left with around 2k in debt. Went to a junior college for 2 years, worked as a server/bartender, partied, etc. School was around 7k a year at the time. It's totally do-able even today.
    yeah i'm a san diego brah

    congrats man, happy for you that you managed to do it the right way as well
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  7. #37
    Anti-Circumcision JoshSP1985's Avatar
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    What kind of elitist **** thinks you have to have a degree to be a high value member of society

    As far as your meritocracy be careful because you might find the results aren't to your liking.
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  8. #38
    Cold Hearted SOB Dave22reborn's Avatar
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    So our taxes should go up, and the student loan debt should go to our national debt because.....
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  9. #39
    Anti-Circumcision JoshSP1985's Avatar
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    Originally Posted by Dave22reborn View Post
    So our taxes should go up, and the student loan debt should go to our national debt because.....
    People made bad choices, and poor legislation was passed causing prices to skyrocket which means the middle class should bail out the country.

    Oh wait no that's silly.

    With that said I would be in favor of legislation that caps interest at a certain level. I mean after all the institutions that loaned this money didn't actually loan money they created it out of thin air and then charged you money to pay it back so the amount of interest they should be able to earn as a way to help get this situation under control should be capped.
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  10. #40
    TAMM·E Tamorlane's Avatar
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    Originally Posted by RIKTER View Post
    Straw man, after your initial assertion that (R) are the corporate whores(I don't disagree) I simply asked you a pretty easy question on who received more money last time around. I think most D are stuck in the 80s in regards to (R) being the biggest/only corporate whore.

    Hillary, the D nominee received more Wall St/Big Tech money than Trump and the next nominee, Biden will do the same.

    Hillary and Obama have been the biggest corporate whores ever.
    Trump is an extension those other two. In fact he's more of a corporate whore, just look at all of the regulations he's rolled back. They'll hurt the country as a whole in the long term, but his rich buddies will profit now and that's what matters to them.

    Trump had a question mark over his head, no one expected him and the establishment republicans who many were publicly against trump to cozy up like they did.



    He will get more corporate money than Biden.

    Originally Posted by Dave22reborn View Post
    And for some reason, Canadians with money come to the US for treatment.

    Hell, your healthcare system almost killed the silver back gorilla, Brock Lesnar.

    UFC champ Brock Lesnar slams Canadian health care.

    https://www.ctvnews.ca/mobile/ufc-ch...-care-1.475750

    Asked about the low point during the last few months of his illness, Lesnar said: "Probably the lowest moment was getting care from Canada."

    "They couldn't do nothing for me," he noted in a later media conference call Wednesday. "It was like I was in a Third World country."
    Wow some American couldn't get immediate services. I guess the system sucks. I guess we should be like the Americans, pay more than double per capita and not get universal coverage. I guess we should have high foreclosures and bankruptcies like the Americans do because of their medical bills.

    Last two times I went to the hospital I encountered a triage system, because my illnesses were comparatively serious I was ushered in promptly and addressed. I didn't pay anything out of pocket other than the investment into our country's coverage. We don't get $75,000 medical bills for a few visits like Americans do.

    It's not difficult to understand, the health care industry is for-profit and those profiting off the system have it rigged in their favor. Not in the interests of the people. Poor republicans keep cucking for corporate America.

    I also don't say the health care system in Canada is great or perfect.
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  11. #41
    80/20 Leo NVious's Avatar
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    You don't have to, it's called torrents, youtube and books.

    But yeah, indentured servitude aka not being able to declare bankruptcy is BS.

    Then again you can't feel too bad to who it happens to lmao.
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  12. #42
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  13. #43
    Permanent Vacation kcadrenalin's Avatar
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    College education and healthcare are the two areas where much of the population constantly insists that "someone else" should help pay for, or in many cases be "Free", and never consider asking why do these things cost so much?

    Funding these things in a vacuum with no accountability will never work.
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  14. #44
    kein mitleid fr mehrheit Stizzel's Avatar
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    If you want to pay for my student loans you're welcome to.

    Having the government do it is theft though, and theft is wrong.
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  15. #45
    Darth Beer icetrauma's Avatar
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    You should only be allowed to get student loans for school use only. Not to pay for housing, food, etc.
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  16. #46
    Somebody's daughter Retoaded's Avatar
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    Originally Posted by icetrauma View Post
    You should only be allowed to get student loans for school use only. Not to pay for housing, food, etc.
    Or here is a crazy idea, you only get them for certain majors and its calculated how much loan you can get based on earning potential on that major. make it market driven instead of lalalalalalalalala feel good free fluffy unicorns for everyone.
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    Registered User sandaltan's Avatar
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    Originally Posted by rhadam View Post
    You a CA brah? I went to a CA state college for my BS in Nutrition and Dietetics and left with around 2k in debt. Went to a junior college for 2 years, worked as a server/bartender, partied, etc. School was around 7k a year at the time. It's totally do-able even today.
    im talking about grad school rhadam

    undergrad - whatever if youre smart and work hard you should be able to manage to graduate with modest student loan debt

    but talk to me about medical school and law school - where cost of living is around $70k per year

    let's talk about that
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  18. #48
    Registered User sandaltan's Avatar
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    im talking about grad school to become a doctor or lawyer etc fellas

    i agree that if youre smart and work hard you can graduate college with manageable debt (still a travesty but whatever)

    but cost of living for grad school is about $70k per year
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  19. #49
    Registered User sandaltan's Avatar
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    Originally Posted by Stizzel View Post
    If you want to pay for my student loans you're welcome to.

    Having the government do it is theft though, and theft is wrong.
    ok sure but you think all tax is theft so your argument is invalid
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  20. #50
    Darth Beer icetrauma's Avatar
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    Originally Posted by sandaltan View Post
    im talking about grad school rhadam

    undergrad - whatever if youre smart and work hard you should be able to manage to graduate with modest student loan debt

    but talk to me about medical school and law school - where cost of living is around $70k per year

    let's talk about that
    What you're saying is it cost 70K for 1 individual to live and go to grad school, such as Med School? Factor in the the cost of school vs living vs job potential, those individuals should be smart enough determine if it is worth the time, money and sacrifice. The avg cost of a public med school, per Google in 2018, was $35K for in state tuition and $59K for out of state tuition. That means you would graduate with 420K in debt for in state and 516K for out of state tuition for 4 yrs.
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  21. #51
    Pale/gross rise21's Avatar
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    Originally Posted by icetrauma View Post
    What you're saying is it cost 70K for 1 individual to live and go to grad school, such as Med School? Factor in the the cost of school vs living vs job potential, those individuals should be smart enough determine if it is worth the time, money and sacrifice. The avg cost of a public med school, per Google in 2018, was $35K for in state tuition and $59K for out of state tuition. That means you would graduate with 420K in debt for in state and 516K for out of state tuition for 4 yrs.
    He’s pulling numbers out of his ass with no backup.
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    Student loan debt only continues to rise because they were handed out without the government stopping for a moment to consider what those loans were actually going towards. The higher education system is a veritable wild west with how little oversight there is over not only how those loans are being used, but how the colleges and universities operate, the course and degree requirements, the textbook industry's practices, so on and so forth.

    If you want to bring wealth into the discussion, then you should instead be asking why the government is issuing loans going towards schools that prioritize football and basketball over education, paying upwards of millions to coaches. Or why tuition is going towards subsidizing faff like athletics at all, which can result in millions being invested solely in sports.

    As for higher education, that terminology in and of itself raises the question of how much higher are we talking when college degrees are padded with superfluous requirements, which in turn can be fulfilled with the gamut of courses that otherwise serve no greater purpose than taking money and wasting time that could be spent studying for courses that actually matter or working a job to pay off those student loans.

    When the value of degrees is declining through surplus as others find themselves simply overqualified for their fields, the problem is not that higher education is for the rich, but how the causes that led to these issues alongside the rise in untenable debt were and are being ignored. None of these politicians who claim to have a magical solution to alleviating student debt ever seem to address how it got that way or why all of these graduates had to rake in debt for a bunch of useless humanities courses, which means that erasing the debt once will only reset the cycle.
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    Just like healthcare, it was far more affordable before the government got involved...
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    Originally Posted by icetrauma View Post
    What you're saying is it cost 70K for 1 individual to live and go to grad school, such as Med School? Factor in the the cost of school vs living vs job potential, those individuals should be smart enough determine if it is worth the time, money and sacrifice. The avg cost of a public med school, per Google in 2018, was $35K for in state tuition and $59K for out of state tuition. That means you would graduate with 420K in debt for in state and 516K for out of state tuition for 4 yrs.
    cost of living is per year and it includes tuition, books, room and board, meals, etc
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    Originally Posted by rise21 View Post
    He’s pulling numbers out of his ass with no backup.
    its actually more:

    2019-2020 COST OF ATTENDANCE
    Juris Doctor

    Day Program

    Evening Program

    Tuition

    $58,470

    $39,070

    Fees

    $870

    $632

    Room & Board

    $19,700

    $19,700

    Books & Supplies

    $1,600

    $1,600

    Personal & Miscellaneous

    $6,800

    $6,800

    Parking &Transportation

    $2,900

    $2,900

    Loan fees (estimated)

    $1,800

    $1,800

    Total Estimated Cost

    $92,140

    $72,502

    thats for a good law school in los angeles

    https://financialaid.lmu.edu/lawstud...tofattendance/

    $92,140 annual cost of living. tuition ALONE is $58k per year.

    program is 3 years

    my numbers are accurate brotato. youre in denial

    thats what it costs to become a doctor or a lawyer
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    Originally Posted by sandaltan View Post
    and that's the reason student loans should be forgiven.

    what kind of country tells its population "if you want to become a high value member of society and develop a good career you have to be rich."

    how many of you chose not to go to college because of the cost?

    higher education should be a meritocracy, not a privilege of the wealthy. its ironic that the whole point of becoming a doctor or lawyer or whatever is to earn a good living and provide for your family, but its only available to those who are already wealthy to begin with.

    anyway trump wont be prez forever and eventually we'll have a dem socialist who will forgive student debt just like the banks and auto industries

    OP conveniently leaving out the reason WHY tuition skyrocketed hmmmm.... Can you please enlighten us further OP?

    My memeory is pretty meh, but I seem to remember a massive change attatched to a certain healthcare bill (another massive change that hurt hundreds of millions of Americans) that was passed by Congress before they even read it. Is that accurate OP? Did academic institutions raise tuition at eye-watering speeds after someone guaranteed that the loans would be paid back, no matter how high the cost went? If I'm wrong, please correct me with facts and not rants to derail, thank.

    OP is advocating for the institution that completely fuked over millions of student's futures and wrote a blank check to academic institutions, to step in and interfere more than they already have...what could possibly go wrong?
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    Originally Posted by Tamorlane View Post
    If America wants to catch up with the developed countries of the 21st century they're going to have to start investing in their country and not the middle east. Republicans are simply cuck peasants fighting against their own interests for the benefit of corporate America.

    They'll start singing a different tune when it gets to be too late and they wonder what can be done about the problem being shoved in their faces.
    The entire premise behind you and the OP just got brutalized in this thread
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    Originally Posted by chaunce54 View Post
    Just like healthcare, it was far more affordable before the government got involved...
    Wizard. OP left that part out...and is trying to convenience people to let the government get involved even MORE...
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    Put more funding into STEM scholarships. I might be ok with free 2 year community college gen eds or something. But lol at the idea of taxes paying for 100k degree in art history.
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    Originally Posted by knightofday View Post
    Wizard. OP left that part out...and is trying to convenience people to let the government get involved even MORE...
    I always have to question the mentality of people that will scream that fascists are in charge of government and then also want said fascists to have more power.
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