Consider: why are you asking this question using an anonymous handle in a forum with thousands of other people with anonymous handles? Why do you not ask your next-door neighbour? Why do you not ask the people or leader in your house of worship? Why don't you ask the guys you play soccer with each week?
Charity works well in a small local society where everyone knows their neighbour. It doesn't work well in times when people have to drive 45 minutes to get to work, and nobody knows their neighbour.
People are nowadays very mobile and atomised. Write down how many different places you've lived in your life. Now write down the names of the neighbour either side of each place over those years. Most people will struggle with the first one, and the second will be impossible. Now look at your Facebook friends list, and figure out what fraction of the people on it live within an hour's walk of your home. If you have local shops, ask yourself how many of the shopkeepers know you by name. If you don't have local shops, think on that and what it means for the local community - there won't be much of one. Write down 10 religious or community organisations within an hour's walk of your home - if you can.
In such a mobile and atomised society, people are disconnected and alone, and so those in need will miss out on charity simply because nobody knows them.
Government did not make people mobile and atomised. We as a society chose that lifestyle by getting cars, TVs, mobile phones and so on. We stopped shopping at the corner store and drove to the mall. We left our families and churches and bowling clubs. Because we chose a mobile and atomised society, private charity will always be patchy, inconsistent and less effective than it could be.
Unfortunately, that leaves only government to step in, they don't have to know or care about you as a person so long as you fill in a form.
I wish it were not so, but that's the society we've chosen to live in.
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