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  1. #1
    Registered User dcbone30's Avatar
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    Where can I learn about investing more? (HSA/401k etc)

    Decided today to max out my HSA. I read that I can invest it once I get it up to a certain balance threshold and have the overage scooped off into an investment account. I have two options to do so - devenir and td ameritrade. Where can I learn about how to smartly invest when I define a portfolio? I'm reading about all these vanguard index funds and ****, but I don't know what any of it means or why I should pick one over the other. This kind of stuff needs to be mandatory in HS.

    Any good breakdown 101 level videos or cheap books I can read so I at least have an above potato knowledge of this stuff.
    Last edited by dcbone30; 09-09-2019 at 01:49 PM.
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  2. #2
    🅳🅰🆂 🅸🆃 Luc1fer's Avatar
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  3. #3
    test the limits RobParks2M's Avatar
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    Keep enough to cover your max out of pocket expenses for at least 1 year then have the rest go into something. Since it is HSA just do something basic like ETF tracking market like SPY.
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    Registered User dcbone30's Avatar
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    Originally Posted by RobParks2M View Post
    Keep enough to cover your max out of pocket expenses for at least 1 year then have the rest go into something. Since it is HSA just do something basic like ETF tracking market like SPY.
    Thanks. That is actually the conclusion I have come to was to scoop everything off the top 1yr max oop and put it into the investment.
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    One shot, one kill. Listen to this man. Go to this website and read it. Bogleheads explains everything you need to know to invest smart and effectively. The strategy is simple and basically fool proof. Follow it and you will grow your money like magic it is simply a factor of how much you put in and how long you leave it there.
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