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    Registered User 69Lbs's Avatar
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    Entrepreneur interested in insurance industry

    Does anyone work in the insurance field? If so, isn’t it nothing more than betting that the clients will not make a claim while you collect premiums and invest their money (float)?

    I plan on opening up my own agency, has anyone done the same? What do you insure?
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    50-8. Orlando1234977's Avatar
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    Orlando1234977 is offline
    Originally Posted by 69Lbs View Post
    Does anyone work in the insurance field? If so, isn’t it nothing more than betting that the clients will not make a claim while you collect premiums and invest their money (float)?

    I plan on opening up my own agency, has anyone done the same? What do you insure?
    That's basically how the large carrier makes money. From the agent, agency, entrepreneurial standpoint however that doesn't mean much, as you're not paying the claims.
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    SHOTS FIRED! KINGFABIAN's Avatar
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    As an agent/ agency you just bind and service policies and collect the commissions and renewal commissions while making a book of business. It’s the actual companies themselves like Progressive, St Johns...exc that make the big bucks and invest premiums, gamble on losses and pay out claims.
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