☼☼☼ ✘12: Do I look like I lift with a shirt on? ☼☼☼

[mgftp]

So 24% of Americans won’t return to the gym even after Covid ends - according to a study. Yea. I think home gyms will start to become really popular. Who wants to work out wearing a mask?

I miss the gym, I get a better workout for sure but all the mask wearing and wiping everything down a million times is so unappealing. I'll wait till things normalize further to go back.

[IronCharles]

Always liked that one. Surprised it didn't get more play back in the day.

I'm not all that, but it's wack to see a man braggin'
You're not Kris Kross, but you jumped up on the bandwagon





Whole album is dope.

[MinisterOfLust]

I miss the gym, I get a better workout for sure but all the mask wearing and wiping everything down a million times is so unappealing. I'll wait till things normalize further to go back.

Me too. There's a small gym in my building so I might go there late at night if I am the only person inside, but my real gym ain't going to see my ass for a while. I wonder if they will readjust my membership.

[4ea]

Always liked that one. Surprised it didn't get more play back in the day.

I'm not all that, but it's wack to see a man braggin'
You're not Kris Kross, but you jumped up on the bandwagon





Whole album is dope.

yea, that album is classic, oldschool texas g funk. theres alot of great albums from back then that really didnt get the recognition they deserved, might have been because there was so much great rap being made then that some just got overlooked.

the internet has made it still available though. if it werent for that i would have never heard of 99% of the music i listen to

[Fang2]

Charles do you know who this is?

[Luc1fer]

[IronCharles]

Charles do you know who this is?

Check messages

[whatevergirl]

Kanye West is running for President. Publicity stunt or serious? lol

[mgftp]

Kanye West is running for President. Publicity stunt or serious? lol

People asked the same question when Trump announced. Now look.

[OT2000]

Kanye West is running for President. Publicity stunt or serious? lol

If srs it’s to pull dem votes away from Biden and help Trump

[whatevergirl]

People asked the same question when Trump announced. Now look.

If srs it’s to pull dem votes away from Biden and help Trump

Good points.


Because it's been like forever since we've had a good riddle...

This is a tough one, but you guys are smart.

If a hen and a half lay an egg and a half in a day and a half, how many eggs will half a dozen hens lay in half a dozen days?

[4ea]

reverse grip cable tricep extensions, overhead cable tricep extensions, rope hammer spider curls and cable reverse spider curls feel fuking amazing.

i think these new variations are going to bring in some more gains

If a hen and a half lay an egg and a half in a day and a half, how many eggs will half a dozen hens lay in half a dozen days?

youre making my head hurt. only riddle in my head is lift weights, get swole

[whatevergirl]

reverse grip cable tricep extensions, overhead cable tricep extensions, rope hammer spider curls and cable reverse spider curls feel fuking amazing.

i think these new variations are going to bring in some more gains



youre making my head hurt. only riddle in my head is lift weights, get swole

lol

I'm jealous of your home gym.

[Luc1fer]

If srs it’s to pull dem votes away from Biden and help Trump

Really? The last I saw of Kanye was in Trumps office and tweeting support for Trump, wearing MAGA and defending him on talk shows.

[whatevergirl]

Really? The last I saw of Kanye was in Trumps office and tweeting support for Trump, wearing MAGA and defending him on talk shows.

Yea, he’s saying that Kanye would take votes from Biden and it would (indirectly) help Trump.

[Luc1fer]

Yea, he’s saying that Kanye would take votes from Biden and it would (indirectly) help Trump.

Ye, but I suspect it would actually vote split on Trump.

[whatevergirl]

Ye, but I suspect it would actually vote split on Trump.

Hmm, maybe.

I’m surprised you haven’t solved that riddle ^^

I always count on you lol

[4ea]

lol

I'm jealous of your home gym.

thanks WEG, my home gym is my pride and joy.

[Luc1fer]

Hmm, maybe.

I’m surprised you haven’t solved that riddle ^^

I always count on you lol

It's an impossible riddle since it involves Kayne West banana logic.

[mgftp]

It's an impossible riddle since it involves Kayne West banana logic.

IYO, how much should be invested in personal real estate? I see arguments to buy minimal housing and let excess capital work in the markets and some to say if you can buy a residence in a desirable area to go hard as the appreciation will beat the market. I'm torn and being in NY property taxes on a decent home will anywhere from 10-30k a year so that's hard to stomach.

[whatevergirl]

It's an impossible riddle since it involves Kayne West banana logic.

Lol

The actual riddle I posted, above.

The answer is two dozen.

[Luc1fer]

IYO, how much should be invested in personal real estate? I see arguments to buy minimal housing and let excess capital work in the markets and some to say if you can buy a residence in a desirable area to go hard as the appreciation will beat the market. I'm torn and being in NY property taxes on a decent home will anywhere from 10-30k a year so that's hard to stomach.

If you weigh heavily towards a particular sector, or even worse a particular house in a particular location, you are hurting diversification and taking on more risk. Think about it like investing in an individual stock, vs a market index fund. Not clear if you're referring to buying rental property, a home, or REITs though.

I would not want my home equity to be >25%.
I will likely never invest in rental property, since it's a second job. If it isn't a second job, it's much simpler to passively invest in an REIT index fund.

[mgftp]

If you weigh heavily towards a particular sector, or even worse a particular house in a particular location, you are hurting diversification and taking on more risk. Think about it like investing in an individual stock, vs a market index fund. Not clear if you're referring to buying rental property, a home, or REITs though.

I would not want my home equity to be >25%.
I will likely never invest in rental property, since it's a second job. If it isn't a second job, it's much simpler to passively invest in an REIT index fund.

Agreed on rental property, there are others ways I'd prefer to earn an income. Less than 25% equity in a home seems low to me though if I understand you right. So you wouldn't spend 250k on a home unless you had 750k sitting in investments?

[Bosko]

^^^^^^^^^^^^^
You should invest in more mirrors

[Luc1fer]

Agreed on rental property, there are others ways I'd prefer to earn an income. Less than 25% equity in a home seems low to me though if I understand you right. So you wouldn't spend 250k on a home unless you had 750k sitting in investments?

No I wouldn't like to have 25% or more in home equity, that's different than home value. i.e. probably wouldn't pay off the home immediately, but that depends on the rates.

[mgftp]

No I wouldn't like to have 25% or more in home equity, that's different than home value. i.e. probably wouldn't pay off the home immediately, but that depends on the rates.

Intradasting..., So what percentage of assets do you think is a good number for your home?

[Luc1fer]

Intradasting..., So what percentage of assets do you think is a good number for your home?

25% ideally. I think the median for most Americans is 75%-80%. If your assets are all tied up in your home (a single asset tied to real estate in your area), you are very poorly diversified and have an awful risk-adjusted return from an investment perspective.

[IronCharles]

Lol

The actual riddle I posted, above.

The answer is two dozen.

Yes because half a hen can't lay an egg, nor can a regular hen lay half an egg.

[mgftp]

25% ideally. I think the median for most Americans is 75%-80%. If your assets are all tied up in your home (a single asset tied to real estate in your area), you are very poorly diversified and have an awful risk-adjusted return from an investment perspective.

God damn brah. I mean the logic makes sense but nobody except the elite would own and live in anything more than a shanty before retirement in developed parts of the US sticking to 25% or less of total assets.

[Drhunglow]

God damn brah. I mean the logic makes sense but nobody except the elite would own and live in anything more than a shanty before retirement in developed parts of the US sticking to 25% or less of total assets.

And seems like most would buy an extra home as soon as they had any available credit