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  1. #61
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    Originally Posted by QuadraQuint View Post
    Hate to burst your bubble but you're gonna need more than $20k. If we pretend a 1br condo is $450k, this is how the payment plan usually looks like for new development:

    $5000 on day of signing
    Balance of 5% in 30 days = $17500
    5% in 90 days = $22500
    5% in 180 days = $22500
    5% in 360 days = $22500
    Total: $90000
    Not to mention things like closing costs, levies, finishes/upgrades, parking, locker.

    Edit: I should add the price of those extra costs
    Parking ranges from $30k to $80k for a parking spot in the garage (yeah, you read that right, for one spot and not even necessarily level A-B, could be E)
    Locker ranges from $5k to $10k
    Upgrades can be like $500 for a pot light installation or $1200 for a better sink or $XX for better appliance, it really ranges, your choice of tiles, flooring, etc.
    Closing costs for 1br are usually capped at $7500 but each developer is different, but it's important to note that doesn't cap everything. There are a lot of stupid "taxes" and hidden fees. If you're buying a new construction condo, take your document to a lawyer and have them go through the Adjustments and negotiate the caps. Bolded because this is such an important takeaway imo.
    bro what the fuk.
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  2. #62
    Registered User jiujitsubro's Avatar
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    I don't have much of a family. Dad was a lawyer and sole bread winner for our family after he passed everyone split up. Haven't lived with 'family' since 17. I rented a room from a relative I hardly knew once but that was for around a 1 year because it was cheap.
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  3. #63
    Allied Allies Alliance VTheKing's Avatar
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    Originally Posted by Dave22reborn View Post
    Exactly, makes no sense. Unless they're deluding themselves into thinking they have to live downtown.
    saw in Vancouver a genetic condo tower going up starting at 450K for a bachelor, not even talking about downtown I mean like 10 km away near an industrial area. Toronto is not much different.

    people don't have to buy in either Vancouver or Toronto though... Calgary, Edmonton, Ottawa, Halifax are all very livable alternatives for a fraction of the price without needing to go get ****ed by taxes and the language police in Quebec.

    hell even Edmonton and Winnipeg are pretty OK nowadays
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  4. #64
    Registered User GriecoR's Avatar
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    Moved out when I was 24. Sold my house at age 28 and had to move back to my parents for 6 months while I relocated for work..... to be honest, it wasnt that bad lol. Saved up a lot of money and my parents are my bros.
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  5. #65
    Unregistered User 2RDEYE's Avatar
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    Originally Posted by Dave22reborn View Post
    450K for a one bedroom condo?
    over here's that the minimum for some 1 bedroom condos. some 1 bedroom condos are going for 700k now. and this is like on the opposite end of downtown. 5 years ago i went to buy a condo and the cheapest 1 bedroom was 360k construction not even started.
    There is only one Hell: the one we live in now.
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  6. #66
    PhotoChopin' That Angus OutdoorsBrah's Avatar
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    Originally Posted by Dave22reborn View Post
    You're going to **** a girl at her parent's house? Or are you going to bring her to your parent's house? I swear, none of you want to grow up, you all talk about how you need to move out, but you go out drinking on the weekends, or vacation in Cancun.

    I mean, are your parents charging you rent at least?

    Funny, you had no rational counter-argument to all the fiscal/mental benefits of living at home (because there are none) that I mentioned and instead attempted to Segway into sexual intercourse as your cheap defining-metric and logic-fulcrum for your response.


    Let me break this down for you:

    1.) Using sex (or the pursuit of it) as your logic-fulcrum for moving out prematurely is as beta is gets. Women will sense this within a minute of talking to you and will think your a weak loser. Toss in your crap apartment, debt, extra stress, and low future-potential and you will end up like all the other suckers out there.

    2.) Women measure men by "future prospect" in pre-martial/family situations. Someone who lives at home, with money in the bank, an investment portfolio, a debt-free college education and a solid plan for their future... will ALWAYS dominate over a compulsive loser who jumped the gun, moved out, and paid for it dearly with debt, stress, and limited future prospect.























































































































































































    The moment you attempted to side-step and move the goal-posts of the conversation using sex as your logic-fulcrum for future decisions and choices, shows me you have zero ground to stand on and are more than likely rationalizing chit, impulsive choices, ironically, the very things you attempted to side step in my post.




    Good luck with your future... with your logic and reasoning... your going to need it.
    Last edited by OutdoorsBrah; 08-05-2018 at 12:36 AM.
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  7. #67
    Registered User Griffindinho's Avatar
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    yeah 25 later this month. im not a free loader and pay my parents fortnightly rent.
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  8. #68
    Cold Hearted SOB Dave22reborn's Avatar
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    Originally Posted by OutdoorsBrah View Post
    Funny, you had no rational counter-argument to all the fiscal/mental benefits of living at home (because there are none) that I mentioned and instead attempted to Segway into sexual intercourse as your cheap defining-metric and logic-fulcrum for your response.


    Let me break this down for you:

    1.) Using sex (or the pursuit of it) as your logic-fulcrum for moving out prematurely is as beta is gets. Women will sense this within a minute of talking to you and will think your a weak loser. Toss in your crap apartment, debt, extra stress, and low future-potential and you will end up like all the other suckers out there.

    2.) Women measure men by "future prospect" in pre-martial/family situations. Someone who lives at home, with money in the bank, an investment portfolio, a debt-free college education and a solid plan for their future... will ALWAYS dominate over a compulsive loser who jumped the gun, moved out, and paid for it dearly with debt, stress, and limited future prospect.























































































































































































    The moment you attempted to side-step and move the goal-posts of the conversation using sex as your logic-fulcrum for future decisions and choices, shows me you have zero ground to stand on and are more than likely rationalizing chit, impulsive choices, ironically, the very things you attempted to side step in my post.




    Good luck with your future... with your logic and reasoning... your going to need it.
    You're 26 years old, you should be working full time, and living on your own....like a grown up.

    Imagine telling people, "I'm 28 years old and still share a bedroom with my brother."
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  9. #69
    Registered User NeedToBang's Avatar
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    Originally Posted by Dave22reborn View Post
    You're 26 years old, you should be working full time, and living on your own....like a grown up.

    Imagine telling people, "I'm 28 years old and still share a bedroom with my brother."
    Kinda ridiculous you feel the need to push this onto other people. If you want to do it then do it, not everyone has the same mentality.
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  10. #70
    Cold Hearted SOB Dave22reborn's Avatar
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    Originally Posted by NeedToBang View Post
    Kinda ridiculous you feel the need to push this onto other people. If you want to do it then do it, not everyone has the same mentality.
    Because it's something that was beyond unacceptable and pathetic in the past. Nowadays, you guys are like, "Hey, I'm 30 years old and live at home....but its okay, because I'm supposedly saving money."

    So many of you have no concept of independence.

    I know a police officer who's been living on his own since he was 17 years old, he joined the military at 17, and became a cop at 21. That's something to admire.
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  11. #71
    Registered User nm1891's Avatar
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    Originally Posted by QuadraQuint View Post
    Hate to burst your bubble but you're gonna need more than $20k. If we pretend a 1br condo is $450k, this is how the payment plan usually looks like for new development:

    $5000 on day of signing
    Balance of 5% in 30 days = $17500
    5% in 90 days = $22500
    5% in 180 days = $22500
    5% in 360 days = $22500
    Total: $90000
    Not to mention things like closing costs, levies, finishes/upgrades, parking, locker.

    Edit: I should add the price of those extra costs
    Parking ranges from $30k to $80k for a parking spot in the garage (yeah, you read that right, for one spot and not even necessarily level A-B, could be E)
    Locker ranges from $5k to $10k
    Upgrades can be like $500 for a pot light installation or $1200 for a better sink or $XX for better appliance, it really ranges, your choice of tiles, flooring, etc.
    Closing costs for 1br are usually capped at $7500 but each developer is different, but it's important to note that doesn't cap everything. There are a lot of stupid "taxes" and hidden fees. If you're buying a new construction condo, take your document to a lawyer and have them go through the Adjustments and negotiate the caps. Bolded because this is such an important takeaway imo.
    You cant be serious? 450k for a one bedroom? Parking 30-80k? What the fuk condo are you talking about, trump tower lol?
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  12. #72
    I hope we all make it. JungleJenetics's Avatar
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    Originally Posted by Dave22reborn View Post
    Because it's something that was beyond unacceptable and pathetic in the past. Nowadays, you guys are like, "Hey, I'm 30 years old and live at home....but its okay, because I'm supposedly saving money."

    So many of you have no concept of independence.

    I know a police officer who's been living on his own since he was 17 years old, he joined the military at 17, and became a cop at 21. That's something to admire.
    Only in America do we have this deluded idea that people shouldn't live with their family. I pity how stupid you sound...srs.
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  13. #73
    Registered User vulgoo's Avatar
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    Originally Posted by nm1891 View Post
    You cant be serious? 450k for a one bedroom? Parking 30-80k? What the fuk condo are you talking about, trump tower lol?
    i think he's talking chit
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  14. #74
    Unregistered User 2RDEYE's Avatar
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    Originally Posted by vulgoo View Post
    i think he's talking chit
    he's not i just said in my other posts these are the prices nowadays in big cities. 5 years ago i was checking out prices for condos pre-construction 1 bed room 400sq feet condos going for 360k. now that 1 br 400sq feet condo is selling for 700k.

    Originally Posted by Dave22reborn View Post
    Because it's something that was beyond unacceptable and pathetic in the past. Nowadays, you guys are like, "Hey, I'm 30 years old and live at home....but its okay, because I'm supposedly saving money."

    So many of you have no concept of independence.

    I know a police officer who's been living on his own since he was 17 years old, he joined the military at 17, and became a cop at 21. That's something to admire.
    you care way too much about social status
    There is only one Hell: the one we live in now.
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  15. #75
    Registered User LeoThedude's Avatar
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    I've been out a few times moving in with various friends and relationships. Moved out for 2 years from 17-18 with two fwb in this ghetto illegal mexican neighborhood and I basically became apart of a mexican gang even learning alot of their language, crazy times... Now after my last relationship ended I'm back home with mom and dad so I have less headache to concentrate on going back to school for programming (already have degree in mechatronics). It sucks to have to invite girls back to your parents house but as long you have a plan in action to get out ASAP .
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  16. #76
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  17. #77
    Cold Hearted SOB Dave22reborn's Avatar
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    Originally Posted by JungleJenetics View Post
    Only in America do we have this deluded idea that people shouldn't live with their family. I pity how stupid you sound...srs.
    Seriously doubt that. And I'm sorry that growing up sounds stupid to you. Do your parents still buy your toilet paper as well? Does mommy still make you breakfast, and wash your clothes?
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  18. #78
    Cold Hearted SOB Dave22reborn's Avatar
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    Originally Posted by 2RDEYE View Post
    he's not i just said in my other posts these are the prices nowadays in big cities. 5 years ago i was checking out prices for condos pre-construction 1 bed room 400sq feet condos going for 360k. now that 1 br 400sq feet condo is selling for 700k.



    you care way too much about social status
    Because it's a sign how pathetic this generation has become. You know what I don't have to worry about? Being quiet when I come in at 2 in the morning, or being woken up in the morning when Mommy is vacuuming the carpet
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  19. #79
    Unregistered User 2RDEYE's Avatar
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    Originally Posted by Dave22reborn View Post
    Seriously doubt that. And I'm sorry that growing up sounds stupid to you. Do your parents still buy your toilet paper as well? Does mommy still make you breakfast, and wash your clothes?
    you talk about growing up, yet you love to make fun of others. even people who move out can still be children.
    There is only one Hell: the one we live in now.
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  20. #80
    Registered User Foxmulder0's Avatar
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    I know a dude who’s 32 and lives with his folks

    Also has a smoking hot girlfriend and they’re gonna buy like in spring or something

    Parents are cool as fuk tho and guy has prettt much a whole apartment to himself upstairs
    Truth is out there
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  21. #81
    Registered User BrightonBomber's Avatar
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    I first moved out when I was 23, but then moved back home at 26 when I realised renting was for cucks. Didn't move out until I was 29 by which time I had saved enough to by my first house. I now make money by renting property to other people. So nothing wrong living with parents as long as you don't waste the money it saves you on stupid chit.
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    Registered User Bullneckbruh's Avatar
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    Lived at college and then moved in with my parents for six months when I graduated. I’m 30 and completely debt free and I do what I want. So much for the debt and ramen noodle theory.

    By your late 20s all desirable women will think you are a loser if you still live with your parents.
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  23. #83
    [300 Spartan Perioeci] EvanAlmighty's Avatar
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    In

    I live at home, but I have my own floor--3 bedroom/2 bath, so it's a much better arrangement than most who still live at home.

    I do hope to move out before 30 though
    Let's get this bread
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  24. #84
    I hope we all make it. JungleJenetics's Avatar
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    Originally Posted by Dave22reborn View Post
    Seriously doubt that. And I'm sorry that growing up sounds stupid to you. Do your parents still buy your toilet paper as well? Does mommy still make you breakfast, and wash your clothes?
    This isn't how you build generational wealth. You sound poor.
    Sig line can't be a novel
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    Registered User rustywite's Avatar
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    27 this month and my son and I both live with my parents. Had a place with his mom, we split, she kept the place then lost it. Was making 45k at last job, next year I’m looking at around 100, so hopefully my son and I will have our own home within a year. I’m going to do it right, and wait til I have enough saved for us to live comfortably. I’m not proud of it at all, but anyone who has parents who are there for you when you are down is truly blessed. Chins up brahs, were all gonna make it.
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    Registered User 300BLK's Avatar
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    Been moving in and out of my mom's house since I was 18, done it multiple times, and it's more difficult to sustain yourself then people want to admit it. But will be moving out again later this year if not next year, and I don't think I've saved up enough money to be comfortable with the change, along with some other things that are going to make it difficult, but it'll be good to have some freedom again, so I'm somewhat looking forward to it.
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    Registered User nm1891's Avatar
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    Originally Posted by JungleJenetics View Post
    This isn't how you build generational wealth. You sound poor.
    Lol, copious amounts of cope.
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  28. #88
    Registered User Bullneckbruh's Avatar
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    Originally Posted by JungleJenetics View Post
    This isn't how you build generational wealth. You sound poor.
    LOL cope
    OVO
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  29. #89
    Cold Hearted SOB Dave22reborn's Avatar
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    Originally Posted by JungleJenetics View Post
    This isn't how you build generational wealth. You sound poor.
    Dude, by 28 you should have a career. I mean, let's say you graduated college at 22....what the hell are you people doing for 5-10 years?
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  30. #90
    Cold Hearted SOB Dave22reborn's Avatar
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    Originally Posted by Bullneckbruh View Post
    LOL cope
    Exactly, these guys sound like they were still wearing diapers at age 5.
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