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  1. #1
    Registered User scare's Avatar
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    maxed roth for 2016 and 2017 and 10k into AMD

    hi brahs,

    I had 22k in my checking account sitting there saved up from work the past year and decided to do something useful with it as a 22 year old accounting brah.

    maxed ROTH 401k for 2 years and put 70% into VTSMX and 30% into VGTSX.. did I goof?

    Also opened a separate broker account with vanguard and have been doing lots of research and bought 10k AMD stocks cause I think it will do very well since Ryzen is coming out at end of the month and other releases towards end of the year.. bought pre opening market at $13.22 per share and its already at $14 in one day... hnnnnggg $450 gains in one day..
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  2. #2
    Absbrah stev310's Avatar
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    Originally Posted by scare View Post
    hi brahs,

    I had 22k in my checking account sitting there saved up from work the past year and decided to do something useful with it as a 22 year old accounting brah.

    maxed ROTH 401k for 2 years and put 70% into VTSMX and 30% into VGTSX.. did I goof?

    Also opened a separate broker account with vanguard and have been doing lots of research and bought 10k AMD stocks cause I think it will do very well since Ryzen is coming out at end of the month and other releases towards end of the year.. bought pre opening market at $13.22 per share and its already at $14 in one day... hnnnnggg $450 gains in one day..
    Thread a few pages over about this, check it out, some good answers here:

    http://forum.bodybuilding.com/showth...3176291&page=3

    I'm 100% in VTSAX and it's been awesome. Just stick it out for the long haul if you go index.
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  3. #3
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    farkk amd was at $2 last year
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  4. #4
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    Maxed out my 401k every year since I was 18 crew.hng
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  5. #5
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    You dun goofed if you managed to max your 401k with $22k.
    Roth 401k max contribution is $18,000
    Roth IRA max contribution is $5,500
    Hopefully, you opened a Vanguard Roth IRA and maxed 2016 and 2017 contributions. Then you did it right.
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  6. #6
    EastSide Church Boi flexnation's Avatar
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    My old man purchased AMD when it was around $4 last year. He showed me his portfolio and i shyt my pants. Was mirin hard
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  7. #7
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    roth ira's are for phaggots who care about wanting to live it up when they're old, wrinkly and frail lmao. You're really just saving your present day enjoyment so your kids can reap it all when you're on death's bed.
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  8. #8
    Registered User scare's Avatar
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    oops, I meant I opened a ROTH IRA with vanguard... and put 5.5k for 2016 and 2017. Im contributing 20% of my paycheck to my company's 401k. and put 10k into AMD stocks..

    AMD stocks are looking juicy brahs.. buy now.
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  9. #9
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    Originally Posted by PectoralBrah View Post
    roth ira's are for phaggots who care about wanting to live it up when they're old, wrinkly and frail lmao. You're really just saving your present day enjoyment so your kids can reap it all when you're on death's bed.
    Well this isn't true

    If you don't have an extra 5.5k a year after doing the things you like you got some problems you need to work on.
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  10. #10
    Some idiot MrBourbon's Avatar
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    Innn on not-subtle brag thread. GJ tho op, das definitely it mane.

    VTSMX is what I did - low fees is KING at maxing your savings. Just lock it and leave it - share price down? Good, shares are on sale. Keep pluggin money toward your future opie.
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  11. #11
    Registered User ISurfNudeBrah's Avatar
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    AMD gains... got in around $4 myself. Extremly long on it.
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  12. #12
    Some idiot MrBourbon's Avatar
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    Originally Posted by PectoralBrah View Post
    roth ira's are for phaggots who care about wanting to live it up when they're old, wrinkly and frail lmao. You're really just saving your present day enjoyment so your kids can reap it all when you're on death's bed.
    Lol you can withdraw all of your principal from a Roth for any reason, just can't touch the savings.

    G/L with your paying unnecessary taxes goals in 2017 bro, sounds like you're gonna make it.
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  13. #13
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    Originally Posted by scare View Post
    hi brahs,

    I had 22k in my checking account sitting there saved up from work the past year and decided to do something useful with it as a 22 year old accounting brah.

    maxed ROTH 401k for 2 years and put 70% into VTSMX and 30% into VGTSX.. did I goof?

    Also opened a separate broker account with vanguard and have been doing lots of research and bought 10k AMD stocks cause I think it will do very well since Ryzen is coming out at end of the month and other releases towards end of the year.. bought pre opening market at $13.22 per share and its already at $14 in one day... hnnnnggg $450 gains in one day..

    The time to buy AMD was months ago. I got in at $6.90 a share.
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  14. #14
    🤔🤔🤔🤔🤔 Ratfish's Avatar
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    just lol @ people who have money in the markets but don't own property
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  15. #15
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    What's amd?
    Any posts made are purely fictional in nature and by no means is anything I say to be taken seriously. Any and all pictures I post are pictures widely available on the internet and any discussions I am involved in are purely hypothetical or are commentary in nature and should not constitute advice or be considered advice
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  16. #16
    Registered User MiamiLife305's Avatar
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    AMD is the second fuking stock I considered buying but didn't

    Was looking at it around 3-4$

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  17. #17
    straight out da bronx wasp9166's Avatar
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    Originally Posted by Fit1NYC View Post
    What's amd?
    rival to intel , cpu
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  18. #18
    The Grammar Nazi BG5150's Avatar
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    Originally Posted by KeepinOn2 View Post
    You dun goofed if you managed to max your 401k with $22k.
    Roth 401k max contribution is $18,000
    Roth IRA max contribution is $5,500
    Hopefully, you opened a Vanguard Roth IRA and maxed 2016 and 2017 contributions. Then you did it right.
    AND, you cannot just deposit it from your bank account. It has to come directly out of your pay.

    OP = BS
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  19. #19
    Registered User scare's Avatar
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    Originally Posted by BG5150 View Post
    AND, you cannot just deposit it from your bank account. It has to come directly out of your pay.

    OP = BS
    What am I BSing about?

    I dont know what im doing, ive just been reading and learning because I had money sitting in checking for 1 year.. and I know thats not good.

    I want to invest and make money through stock market, which is why I bought AMD (I missed the homerun gains) but I hope I will still make a good profit by end of the year.

    I'm looking for good stocks to invest in, in the future, any advice brahs?
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  20. #20
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    I have a little over $70k sitting in my savings account. I really need to do something with it.
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  21. #21
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  22. #22
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    Originally Posted by Ratfish View Post
    just lol @ people who have money in the markets but don't own property
    listen to Tai Lopez..he lays down the law on this
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  23. #23
    Registered User scare's Avatar
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    70k in your savings? brah time to invest asap.. dont want till tomorrow, do it now, the earlier the better.
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  24. #24
    Registered User scare's Avatar
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    fuaaak AMD will climb to $25-30 by EOY.. I BELIEVE.
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  25. #25
    Stats: 6'3", 196lbs OliverTwisterJr's Avatar
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    Originally Posted by GabrielNovar View Post
    listen to Tai Lopez..he lays down the law on this
    Link?
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  26. #26
    Drill Team Dec4y's Avatar
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    Originally Posted by BG5150 View Post
    AND, you cannot just deposit it from your bank account. It has to come directly out of your pay.

    OP = BS
    Of course you can on an IRA. They are self funded.
    Always Pick #4
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