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  1. #1
    Banned JasonAldean001's Avatar
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    Calling Out Brahs Here Who Make a Good Income (70K - 120+K) (SRS) (No Frauding Phags)

    How much do you guys make? How much do you save per year? What do you spend on your house/car?



    I'm making pretty decent money this year for the first time in my life and I'm trying to figure out how to really budget my expenses and get a feel for how much I should save each month. I'm curious for some opinions from other people in same situation
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  2. #2
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    70-120 = -50 thats not very high
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  3. #3
    Banned JasonAldean001's Avatar
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    Originally Posted by 2am View Post
    70-120 = -50 thats not very high

    u cheeky **** m8 I swear I'll wreck you
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  4. #4
    Registered User Acard's Avatar
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    dunno i barely keep a trakc on how much i save lol. i spend 1300 a month on rent not including utilities. say 1500 after everything. 500 on car a month. gas is likely 150 a month maybe?

    lets just say i spend without thinking much but i rarely ever buy extragavant things

    im only 22 tho so its not a big deal for me to save much. kinda just feeling things out. i already have a good bank account figure that will keep me safe if things go bad

    i live in a pretty cheap area tho. Southern state
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  5. #5
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    lol once again the misc is delusional.

    even 25k is in the top 2% in the entire world.

    move that up to 50 k and youre in the top .03%

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    I make that kind of money but I have three kids. I live in an area that's relatively I expensive. $100k doesn't really go that far.
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    Registered User squeeeeze's Avatar
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    everyone spends different amounts, depends where/how you live. for me what got me organised was organising with companies to put all my billing cycles in the week after i get paid (once a month). that way the day i get paid, i pay off my monthly expenses the same day and then the remainder can be divided up into savings and unpredictable living expenses for the month (basically, beer money).

    broken down, about 45-50% is savings, 5-10% fukabout money, 25% rent, 25% bills (electricity, car, gas (as in real gas for stove/oven, not fuel for the car), mobile phone, internet, food, etc).

    single, live on my own.
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  8. #8
    Banned JasonAldean001's Avatar
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    Originally Posted by hiimnotcool View Post
    lol once again the misc is delusional.

    even 25k is in the top 2% in the entire world.

    move that up to 50 k and youre in the top .03%

    http://www.globalrichlist.com/

    Are you retarded?


    There are places in the world where 50K is living like royalty and places like Manhattan where 50K is a tiny apartment in a terrible area
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  9. #9
    Brostradamus HollywoodBody's Avatar
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    how much I make? somewhere in the middle of ur range
    how much i spend on car? very little. no car payment. insurance is only 1k per year. random expenses and gas probably totals a few thousand
    rent: 700 a month but I have roommates (boston is expensive)

    how much I save: A fukload



    I read somewhere that Rent should be 1/4 to 1/3 of your monthly income. Right now, rent is like 1/4 or less for me. I can cover ALL expenses (including going out/having fun) with 1 paycheck, which means my 2nd paycheck each month pretty much goes straight to savings. This helps a ton.
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  10. #10
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    Originally Posted by HollywoodBody View Post
    how much I make? somewhere in the middle of ur range
    how much i spend on car? very little. no car payment. insurance is only 1k per year. random expenses and gas probably totals a few thousand
    rent: 700 a month but I have roommates (boston is expensive)

    how much I save: A fukload

    Holy sh*t. Are you saving like 60K a year?


    Why live like poverty when you're making that good of money brah? Why not get a house at least so you build some equity in that place instead of throwing away 8 grand a year on an apartment?
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  11. #11
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    Originally Posted by JasonAldean001 View Post
    Are you retarded?


    There are places in the world where 50K is living like royalty and places like Manhattan where 50K is a tiny apartment in a terrible area
    50K in manhattan gets you about 38 square feet jussss sayin (avg)
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  12. #12
    Brostradamus HollywoodBody's Avatar
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    Originally Posted by JasonAldean001 View Post
    Holy sh*t. Are you saving like 60K a year?


    Why live like poverty when you're making that good of money brah? Why not get a house at least so you build some equity in that place instead of throwing away 8 grand a year on an apartment?
    nah i don't save anywhere near 60k. taxes take a lot of my income to begin with.

    i don't live like poverty lol I enjoy my roommates a ton and we have a nice townhouse w/ granite countertops, a nice living room, etc.

    Renting isn't throwing money away. that's a myth. I trade stocks so having more cash on hand actually increases my income. It also gives me flexibillity. I plan on moving abroad next year so the last thing I want is to be tied down. I think buying a house makes sense if you're staying in a spot for 3-4+ years, but the first 1-2 years it isn't a good deal. On top of the mortgage/interest payments, you pay taxes, repairs, etc.

    Rent does not = throwing money down the toilet. A few very good misc threads have discussed this in the past...
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  13. #13
    Registered User Negbro's Avatar
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    I save a lot because I live at home and work so much I barely have enough time to spend my money. I want to have ~40-50k saved by this time next year.
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    Also its smart to live in semi-poverty if you make good money straight out of college
    Lets say u want a 600k house and have 300K saved, you're mortgage payment will be $1500 per month at about 4% compared to $2400 per month if you only put 20% down
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  15. #15
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    Originally Posted by markehx View Post
    Also its smart to live in semi-poverty if you make good money straight out of college
    Lets say u want a 600k house and have 300K saved, you're mortgage payment will be $1500 per month at about 4% compared to $2400 per month if you only put 20% down
    True but why do you really need a 600K house when you're 26 years old?

    You buy a 250-300K house until you're about 35 and have 3 kids, then you sell the 250-300K house and buy a 600K house with the equity that you've built up as a down payment

    I dunno, I'm not a believer in living in poverty status. I make good money (around 100K, give or take a little bit) but I have my own apartment, a pretty nice car with lots of bells and whistles and I have a good lifestyle. I'm still smart with my money and I save maybe 25K a year
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  16. #16
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    I make around 85k a year and have been for almost 3 years. Prior to that I earned about 65k.

    When I earned 65 I payed about 20k each year in taxes. Now I pay about 30k, so the amount I take home is actually only about 10k more.

    Every year I save about 10-15k after expenses inc rent etc. I love to travel so I try and head overseas at least once a year, so I'm lucky if I save 7-10k all up a year.

    Sydney is an expensive place and taxes in Aus are ridiculous. Although to be honest I could save more if I really wanted to. The money I save is basically just left over after expenses, I don't really have a target or anything.
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    i live in Canada so the taxes are high as ****, besides after deductions for extra health insurance at work, and high cost of living in Toronto , u dont get much left, but cant complain, bought myself a house which i will be renting half of it to make the mtg payments, until i build my own family. in Canada due to high taxes 50-80 doesnt have a lot of difference in life style, the only thing is the guy who makes 80K can afford higher debt.
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  18. #18
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    Originally Posted by brodiddly View Post
    I make around 85k a year and have been for almost 3 years. Prior to that I earned about 65k.

    When I earned 65 I payed about 20k each year in taxes. Now I pay about 30k, so the amount I take home is actually only about 10k more.

    Every year I save about 10-15k after expenses inc rent etc. I love to travel so I try and head overseas at least once a year, so I'm lucky if I save 7-10k all up a year.

    Sydney is an expensive place and taxes in Aus are ridiculous. Although to be honest I could save more if I really wanted to. The money I save is basically just left over after expenses, I don't really have a target or anything.

    How much do you spend on your car and house?
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    Originally Posted by musti82 View Post
    i live in Canada so the taxes are high as ****, besides after deductions for extra health insurance at work, and high cost of living in Toronto , u dont get much left, but cant complain, bought myself a house which i will be renting half of it to make the mtg payments, until i build my own family. in Canada due to high taxes 50-80 doesnt have a lot of difference in life style, the only thing is the guy who makes 80K can afford higher debt.
    just got a job, live in the GTA as well, about 40k or so a year to start not the greatest, how much do you think it will be after taxes?
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    Originally Posted by JasonAldean001 View Post
    True but why do you really need a 600K house when you're 26 years old?

    You buy a 250-300K house until you're about 35 and have 3 kids, then you sell the 250-300K house and buy a 600K house with the equity that you've built up as a down payment

    I dunno, I'm not a believer in living in poverty status. I make good money (around 100K, give or take a little bit) but I have my own apartment, a pretty nice car with lots of bells and whistles and I have a good lifestyle. I'm still smart with my money and I save maybe 25K a year
    I mean it depends on where you wanna live, as you said a 300k house in texas is 1.2m in LA
    Personally I'd go with your approach (I slowly am) as I wouldn't wanna sacrifice my lifestyle for poverty
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    I make 70k w/ no OT and just putting in the reg 40 hours a week. With the OT it could be up to about 120k a year.

    I just bought a new house with an acre of land for 150k (living is fairly cheap in my area to boot). I have 2 vehicles with a total value of about 45k or so

    Everything I save is basically taken straight out of my checks and put into my 401k. Other than that I just keep enough in my account for emergency problems I might run into. The rest I blow while I'm young and not dead and can still actually enjoy it.
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    Originally Posted by JasonAldean001 View Post
    Are you retarded?


    There are places in the world where 50K is living like royalty and places like Manhattan where 50K is a tiny apartment in a terrible area
    lol that's my point idiot.

    it's all perspective. Leave it to some moron in the misc to need that explained to them though.
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    Originally Posted by musti82 View Post
    ...50-80 doesnt have a lot of difference in life style, the only thing is the guy who makes 80K can afford higher debt.
    repped
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