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  1. #1
    中国人 Lloyd Braun's Avatar
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    Thumbs down How can ppl survive on $50K a year??!

    Seriously. I make quite a bit more (bit under $100K) and even I feel not ballin sometimes. And I'm not even raising a family.

    So let's say you are making about $3K a month.

    Rent/Mortgage/Property Taxes = $1,000-1,500
    Car Note/Insurance = $500

    That right there is either half your salary or at least a third. Boom.

    Food = $500

    At the least that's $2K right there, with food. Now you've got like a grand left.

    Phone = $100
    TV/Cable = $50
    Gas = $200
    Utilities and other bills = $200-300

    Basically you are down to like $500. So, now you have $500 to spend on entertainment and whatever. What happens if your car breaks down? What about buying Christmas presents and gifts? A nice toy here or there??

    Fukin poverty level.
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  2. #2
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    Unhappy

    Lol i wish i was making 50k

    Dat deer feeling
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  3. #3
    (づ ̄  ̄)づ PrimeraRS's Avatar
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    You do not live in the US/thread
    No lifting crew
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  4. #4
    The MISC Ginger Niko49ers's Avatar
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    Midwest-Ohio 50k/year, I would be living good.
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  5. #5
    They tell me I am king avodo's Avatar
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    People live above their means. 50k is easy money to live off you don't be a phaggot and put yourself in debt, take out a bunch of bills and spend the rest of your money on worthless bullchit.
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  6. #6
    Banned DigitalSmoke's Avatar
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    Originally Posted by Lloyd Braun View Post
    Seriously. I make quite a bit more (bit under $100K) and even I feel not ballin sometimes. And I'm not even raising a family.

    So let's say you are making about $3K a month.

    Rent/Mortgage/Property Taxes = $1,000-1,500
    Car Note/Insurance = $500

    That right there is either half your salary or at least a third. Boom.

    Food = $500

    At the least that's $2K right there, with food. Now you've got like a grand left.

    Phone = $100
    TV/Cable = $50
    Gas = $200
    Utilities and other bills = $200-300

    Basically you are down to like $500. So, now you have $500 to spend on entertainment and whatever. What happens if your car breaks down? What about buying Christmas presents and gifts? A nice toy here or there??

    Fukin poverty level.

    i think you needa work on your numbers.... a single guy can BALL on 50k. especially if you use it right. brb flippin small cap stocks with extra cash.


    edit: im about to be on dat 50k a year time. Was originally 25k. Starting my new job as soon as all the paperwork/formalities clear. SOOOO excited.
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  7. #7
    Registered User nnl's Avatar
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    lol OP... I live very easily off 30k a year. I put away everything above the 30k I need. u mad?
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  8. #8
    Registered User rburn90's Avatar
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    if you have that bad of a problem with buying things out of your price range like a car or apartment or car with chitty gas mileage etc., then I could see how that could not work
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  9. #9
    *Quality Poster* Rufflez's Avatar
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    u could survive on 10k brah
    280/335/475

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  10. #10
    Registered User MyAvatar's Avatar
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    lol same way people can survive on 25k a year or even 250k a year

    You can make 25k a year this year and a 100k 2 yrs from now. If you don't know how to budget you'll still feel broke.
    srs
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  11. #11
    Registered User asnp's Avatar
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  12. #12
    Registered User MrHands3's Avatar
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    Originally Posted by Lloyd Braun View Post
    Seriously. I make quite a bit more (bit under $100K) and even I feel not ballin sometimes. And I'm not even raising a family.

    So let's say you are making about $3K a month.

    Rent/Mortgage/Property Taxes = $1,000-1,500
    Car Note/Insurance = $500

    That right there is either half your salary or at least a third. Boom.

    Food = $500

    At the least that's $2K right there, with food. Now you've got like a grand left.

    Phone = $100
    TV/Cable = $50
    Gas = $200
    Utilities and other bills = $200-300

    Basically you are down to like $500. So, now you have $500 to spend on entertainment and whatever. What happens if your car breaks down? What about buying Christmas presents and gifts? A nice toy here or there??

    Fukin poverty level.
    If you can't survive on 50K a year, or struggle to do so you're an absolute ****ing moron when it comes to money, and a waste of air. Kill yourself.
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  13. #13
    ששש בלי דמעות, רק חלומות Mullahz218's Avatar
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    how can people live off 50k income?




    lists 36k income
    "Better to run than curse the road"
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  14. #14
    Registered User jabroniville's Avatar
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    OP is retarded.... you can survive on 20k a year easily if you are single..
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  15. #15
    Banned DigitalSmoke's Avatar
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    Originally Posted by MrHands3 View Post
    If you can't survive on 50K a year, or struggle to do so you're an absolute ****ing moron when it comes to money, and a waste of air. Kill yourself.
    literally laughed out loud. lulz.
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  16. #16
    ♥ RAINBOW ZUMBA♥ mc-girk's Avatar
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    Originally Posted by DigitalSmoke View Post
    i think you needa work on your math.. lol. a single guy can BALL on 50k. especially if you use it right. brb flippin small cap stocks with extra cash.
    Not really, that is the identical scenario to which i live. KEEP IN MIND ITS DEPENDENT ON WHERE YOU LIVE

    rent=1000
    Electricity=50
    Cable/internet=75
    Food=300-500
    Gas=100
    insurance=90
    phone=70

    Thats almost 1700


    I started at 45k, and its hard as hell to live on that wage if you have any sort of life outside of just making ends meet
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  17. #17
    Registered User DaniMob's Avatar
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    that is poverty ? how about the poverty from here . in my coutry , an average person earns about 250$ a month . do i need to say more ?
    working hard to shock the world.
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  18. #18
    C'mon Son! FAH_Q's Avatar
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    I bring home 1800 a month.

    Mortgage $800
    Phone $80
    Cable $78
    Internet $25
    Water $32
    Gym $25


    I got a very good interest rate for my house because of good credit so that helped alot and the big thing is my car is paid for. I don't save a whole hell of a lot, but i am not hurting for money. Its easy as hell to make it on a crap salary if you don't live beyond your means.
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  19. #19
    中国人 Lloyd Braun's Avatar
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    Originally Posted by DaniMob View Post
    that is poverty ? how about the poverty from here . in my coutry , an average person earns about 250$ a month . do i need to say more ?
    Your poverty country and its poverty living standards does not concern me.

    This is Merica phaggot.
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  20. #20
    Registered User spacecowboy00's Avatar
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    Originally Posted by MrHands3 View Post
    If you can't survive on 50K a year, or struggle to do so you're an absolute ****ing moron when it comes to money, and a waste of air. Kill yourself.
    LMAO so much this. i make 40K and i feel like i'm ballin, even in this overpriced chithole of a city. it's called knowing how to manage your money and living on, or below your means. gf makes around the same as me, and together we do just fine.

    i know lots of money-smart people who live very, very comfortably making between 30-40K. most people are stupid about money and have no idea how to prioritize
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  21. #21
    (づ。◕‿‿◕。)づ Exaiphnes's Avatar
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    Originally Posted by Lloyd Braun View Post
    So let's say you are making about $3K a month.
    Rent/Mortgage/Property Taxes = $1,000-1,500
    Food = $500
    spending 50% of your paycheck on rent without a roommate?
    spending 500 fukkin beans on food in a month?

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  22. #22
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    you from aussie land? I could live very comfortably on 50k
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  23. #23
    Registered User strapsstar's Avatar
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    I make about 30k full time student and work full time it's rough
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  24. #24
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    Originally Posted by spacecowboy00 View Post
    LMAO so much this. i make 40K and i feel like i'm ballin, even in this overpriced chithole of a city. it's called knowing how to manage your money and living on, or below your means. gf makes around the same as me, and together we do just fine.

    i know lots of money-smart people who live very, very comfortably making between 30-40K. most people are stupid about money and have no idea how to prioritize
    lol this
    i've spent the last year kind of blowing my money on chit i dont really need. not small things. Big things. I moved to the city and wanted to the city thing. A year later I realize that its outta my system. Time to downsize. 8 months ago I stopped eating out for lunch. 3 weeks ago I stopped eating out more than 1-2x a week max. I already feel the different and am already happier and more comfy

    budgeting

    how does it work?
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  25. #25
    Registered User DaniMob's Avatar
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    very mature , is that is Merica kill yourself f*ckboy .
    Originally Posted by Lloyd Braun View Post
    Your poverty country and its poverty living standards does not concern me.

    This is Merica phaggot.
    working hard to shock the world.
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  26. #26
    Registered User randomalias's Avatar
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    It always seems like the people that never went to college are more often than not horrible with their money. You learn to live like a cheap bastard by going to college.

    Another thing I've noticed is that spending habits tend to stick. If you're bad with very little money you'll be just as bad once you earn more.
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  27. #27
    The Lone Wolf sanblz33's Avatar
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    Where do you live OP? Here in AZ 50k is plenty to live off. However, if you live in NYC you will be in poverty until you are making 150k+ (thats if you are living alone).
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  28. #28
    ♥ RAINBOW ZUMBA♥ mc-girk's Avatar
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    Originally Posted by spacecowboy00 View Post
    LMAO so much this. i make 40K and i feel like i'm ballin, even in this overpriced chithole of a city. it's called knowing how to manage your money and living on, or below your means. gf makes around the same as me, and together we do just fine.

    i know lots of money-smart people who live very, very comfortably making between 30-40K. most people are stupid about money and have no idea how to prioritize
    Please post your monthly expenses, don't just spout anecdotal evidence. Where the hell do you live in toronto lol and live in a nice area well making 40k...Please be specific, i know toronto
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  29. #29
    Registered User Wutang4's Avatar
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    People can live off of 20k a year just don't be a idiot with your money?
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  30. #30
    This Thread Sucks NickA44's Avatar
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    50k is doing aight in NC
    even for Charlotte
    Carolina Panthers

    #clanginandbangin
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