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  1. #151
    Banned Farley1324's Avatar
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    Originally Posted by -Lucifer View Post
    Predictable. I knew you'd quote that part.

    I already stated why I don't like credit cards. \/ \/ \/
    That part seems to be the primary cause of your past troubles, and thus your current opinion.
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  2. #152
    SportsCardKing adamdavidson47's Avatar
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    Originally Posted by -Lucifer View Post
    I'll just use PayPal. I reckon there's still some money in there. May not be much, but I can easily buy her a Big Mac or two.
    Bro, she's going to eat at least 2 Big Macs and a 20 piece nugget. Then she's going to give you a shake for desert.
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  3. #153
    Neckbeard -Lucifer's Avatar
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    Originally Posted by Farley1324 View Post
    That part seems to be the primary cause of your past troubles, and thus your current opinion.
    Wrong, my kind chap. My current opinion is based on one simple fact: never owe anyone anything. I've done lots of crazy things in the past but I won't let them control or influence me.
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  4. #154
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    Originally Posted by -Lucifer View Post
    Wrong, my kind chap. My current opinion is based on one simple fact: never owe anyone anything.
    Trololol
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  5. #155
    Encyclochuzzle chazzy1864's Avatar
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    Originally Posted by -Lucifer View Post
    I'd always try to make the payments on time (they gave me 45 days, after which the interest rates were quite high), but sometimes I'd miss them. I ended up paying lots of interest two or three times.

    Do you guys have a collection centre over there? That's what we had here and it was open from 10:00 to 13:00 (Mon-Sat). I'd miss payments due to waking up late (out till 4 AM, drinking).
    I've only paid my credit cards online. Last thing i made payments on that was not online was my previous car. After awhile I set it up so my bank sent a payment every month for me.

    Most services now have automatic bill pay options available, but at the very least, just an online method to make payments.
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  6. #156
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    I'm 21 and only have a debit card. One of my older friends was telling me I should get a credit card and just use it on all the stuff I buy now like gas, food, etc and to pay it off right away just to build credit.

    My only fear is getting caught paying interest or some fees. I have a hard time trusting these credit card companies.
    Last year I spent more money on spilled liquor in bars than 99% of miscers make in a year.
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  7. #157
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    Originally Posted by Future24 View Post
    My only fear is getting caught paying interest or some fees. I have a hard time trusting these credit card companies.
    I had a Citibank one, and they'd give me 45 days to make the payment. That's plenty of time, in my opinion.
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  8. #158
    Encyclochuzzle chazzy1864's Avatar
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    Originally Posted by Future24 View Post
    I'm 21 and only have a debit card. One of my older friends was telling me I should get a credit card and just use it on all the stuff I buy now like gas, food, etc and to pay it off right away just to build credit.

    My only fear is getting caught paying interest or some fees. I have a hard time trusting these credit card companies.
    If you pay off the balance by the end of each month (before your statement is posted) the nyou will incur no interest fees.

    You'll boost your crdit score, as the credit company makes their money by charging the stores/vendors a fee for each credit purchase (why some small stores will say they won't allow credit purchases under a certain $ amount. Generally stores are charged like $3-5 fee for credit charges or something. So it is not worth it for a small time company to have a zero profit charge)
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  9. #159
    I have a bellybutton The Shoeless Wonder's Avatar
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    theres also a thing as having "not enough credit"
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  10. #160
    Banned Farley1324's Avatar
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    Originally Posted by The Shoeless Wonder View Post
    theres also a thing as having "not enough credit"
    True. There certainly is.

    YOu can have too little or too much.

    The way credit scores are tallied isn't published and probably doesn't make a lot of sense when you look at parts of it.
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  11. #161
    Encyclochuzzle chazzy1864's Avatar
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    Originally Posted by The Shoeless Wonder View Post
    theres also a thing as having "not enough credit"
    ^ This. When you need a loan for a car or house, not having credit will suck.
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  12. #162
    Banned Farley1324's Avatar
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    Originally Posted by chazzy1864 View Post
    ^ This. When you need a loan for a car or house, not having credit will suck.
    Not having enough credit history will suck if that happens.

    Steady income only goes so far if you are asking somebody to loan you tens or hundreds of thousands of dollars. A history of borrowing money and paying it back is important. So is not currently owing too much money!
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  13. #163
    Banned Farley1324's Avatar
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    That feel when you switch routers and go from 9 Mbps download speed to 17 Mbps download speed.

    Hell yeah.
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  14. #164
    I have a bellybutton The Shoeless Wonder's Avatar
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    Originally Posted by Farley1324 View Post
    That feel when you switch routers and go from 9 Mbps download speed to 17 Mbps download speed.

    Hell yeah.
    time to fap.












    srs. super speed porn dl
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  15. #165
    isness is the bizness matt297's Avatar
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    chazzy, forget that PM, just realised there is a new thread. Except the second part. you can answer that
    "Be like water making its way through cracks. Do not be assertive, but adjust to the object, and you shall find a way round or through it. If nothing within you stays rigid, outward things will disclose themselves…" - Dao de Ching

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  16. #166
    Encyclochuzzle chazzy1864's Avatar
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    Originally Posted by matt297 View Post
    chazzy, forget that PM, just realised there is a new thread. Except the second part. you can answer that
    haha i was going to ask if maybe the old one was locked and you didn't realize there was a new one.

    + Yeah, I know that NPH is gay in real life. There is two plausible explanations:

    1. NPH went gay as the ultimate bro to give the rest of us bros a solid chance.

    2. Someone said, "I bet you can't act gay for the rest of your life!" and NPH replied, "Challenge accepted!"
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  17. #167
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    Originally Posted by dopamine72 View Post
    that was hilarious
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  18. #168
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    in on 11th Shack
    Squat: 475 Bench: 355 Dead: 585 Press: 245

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  19. #169
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    i am now kicking myself for not figuring out how to use a belt to deadlift before today lol.

    Squat: 475 Bench: 355 Dead: 585 Press: 245

    You would be surprised just how much time I have to waste.

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  20. #170
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    Is it just me, or is this creepy?

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  21. #171
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    Originally Posted by 400Lb Gorilla View Post
    i am now kicking myself for not figuring out how to use a belt to deadlift before today lol.

    How hard can it be? Use a smaller/less stiff belt, maybe put it a little higher...profit?
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  22. #172
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    Originally Posted by chazzy1864 View Post
    If you pay off the balance by the end of each month (before your statement is posted) the nyou will incur no interest fees.

    You'll boost your crdit score, as the credit company makes their money by charging the stores/vendors a fee for each credit purchase (why some small stores will say they won't allow credit purchases under a certain $ amount. Generally stores are charged like $3-5 fee for credit charges or something. So it is not worth it for a small time company to have a zero profit charge)
    suggest getting one? I rarely spend money on things. Only on essentials.
    Last year I spent more money on spilled liquor in bars than 99% of miscers make in a year.
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  23. #173
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    Originally Posted by Farley1324 View Post
    How hard can it be? Use a smaller/less stiff belt, maybe put it a little higher...profit?
    i am wearing it high lol. i just havent bothered to try belted deads for a long time.
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  24. #174
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    Originally Posted by 400Lb Gorilla View Post
    i am wearing it high lol. i just havent bothered to try belted deads for a long time.
    did it help?
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    Originally Posted by im2manly View Post
    did it help?
    definitely. i cant really cant say how though lol. it just felt like a "tighter" lift because of the belt.
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  26. #176
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    Originally Posted by 400Lb Gorilla View Post
    definitely. i cant really cant say how though lol. it just felt like a "tighter" lift because of the belt.
    The proprioceptive feedback of a belt is usually nice, if nothing else. (I hope I spelled that right, my browser doesn't know WTF to do with that word)

    You probably were tighter. I've always operated under the assumption that the belt provides something for the core to contract against, allowing it to do a little more work/work a little more efficiently, and stabilize the torso a little better.
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    Originally Posted by 400Lb Gorilla View Post
    definitely. i cant really cant say how though lol. it just felt like a "tighter" lift because of the belt.
    Gotcha, never used a belt in my life so I feel like it'd be pretty awkward at first. Real impressive pulling 4G coming along nicely.
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    you guys ever listen to this song?



    gets me super pumped for some reason (srs).
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    Originally Posted by Farley1324 View Post
    The proprioceptive feedback of a belt is usually nice, if nothing else. (I hope I spelled that right, my browser doesn't know WTF to do with that word)

    You probably were tighter. I've always operated under the assumption that the belt provides something for the core to contract against, allowing it to do a little more work/work a little more efficiently, and stabilize the torso a little better.
    i dont even know what that means and google couldnt do anything with it

    i think that is it lol.

    Originally Posted by im2manly View Post
    Gotcha, never used a belt in my life so I feel like it'd be pretty awkward at first. Real impressive pulling 4G coming along nicely.
    thanks Manly. i have used it for squats since i got it but never really had an interest in pulling with it. but with the way my low back has been tight, sore, and very slow to recover lately i figured belting up was probably the smarter decision. i know it isnt a crutch to be used in place of good form but i am hoping it takes some of the risk out of the lift.
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  30. #180
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    Originally Posted by 400Lb Gorilla View Post
    i dont even know what that means and google couldnt do anything with it

    i think that is it lol.
    Proprioceptive feedback? That is you/your body knowing where it is in space because of the feedback received from 'feeling' something such as a belt, knee sleeves, clothing, your gut touching your quads, your hamstrings touching your calves, I think would all qualify.
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