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Absolutely it’s genetic. It’s not even that uncommon. I was thinning by the end of HS and pretty bald by mid 20s. Came down from my grandfather on mom’s side. It sucked and of course I took chit for...

This is brutal. Not seeing how he recovers from this. If this gets any traction at some point he will be asked to take them off and that will be extremely uncomfortable to watch. Not because he's...

This is a pretty good intro for conventional/boring investing for building wealth over working life

https://www.etf.com/docs/IfYouCan.pdf

Yes, it matters. After working for decades, you start to see light at the end of the tunnel, a day where your portfolio can sustain your lifestyle for the rest of your life, and you can stop the...

Where did you open your account? Only buy VFIAX if you opened on Vangaurd. VOO is fine if not on Vangaurd. This is because of fees. See my post above 3rd paragraph)

I’m not going to be technically precise (because I’m not an expert and it doesn’t matter) but ETFs are basically mutual funds that trade on an exchange, like a stock. VOO is the etf form of VFIAX....

Yeah, dividends are kind of an anachronism. Back in the day, they made sense. There were barriers to buying and selling stocks (had to call a broker, big transactions fees). Getting a check in the...

To everyone asking about the emergency fund, for accumulators it's smart to have at least 3-6 months (or more) in living expenses in cash in case of long job loss. Recessions, stock market declines...

Maybe start pursuing dev certification with one of the cloud vendors, e.g. Microsoft (Azure) or Amazon (AWS). The certification roadmaps will help you figure out what you need to learn and the...

Timely. Was having dinner with am acquaintance last night. He's a banker and said some of his customers are getting surly as they want to buy/leverage *something* and the process is too slow with...

I took it back in June. Woke up with chills in the middle of the night that lasted for about an hour and was a little tired the next day. Oh, and a little soreness at the site that lasted a day or...

$276/share as I type this. Damn

going to open at $230 lol

ETA - let's say *over* 230 - it's at 241 now and still isn't trading.

There's a holding period for those who bought in the IPO (I think) that'll help me sleep better....

I looked into getting in on this IPO through Fidelity. Even to submit an indicator of interest (which doesn't guarantee an allocation of shares even if you qualify) required a 500K minimum in trading...

he's back, apparently a shooting outside by secret service.

Live stream:

sdTKOYbZERE

live stream still up for now

https://www.youtube.com/watch?v=sdTKOYbZERE

my girlfriend is an elementary school teacher and her team just received a questionnaire from district. The question was basically asking if they favored full time, in class for the fall, full time...

More like mid 40s. I felt pretty much the same ages 25-early 40s. Mid 40s things got a little weird. That's when your eyes start to lose the ability to focus and you need reading glasses, sex drive...

Keep in mind I was in a relationship for 25 years then left it, largely due to the influence of the more recent one I’m trying to get over now. So, it was one relationship into another, really, and...

Good question. I’m open to it and this meetup was for 40+ so there were some there significantly younger than me, but without an age cap, most were older.

It’s just serendipity I ended up with my...