Forum: Education/Career/Finance

Why should i put money into a 401k/IRA if i were to put that money towards stonks instead

Trying to learn more about options before I just go out and buy a bunch of calls. I know that 1 contract = 100 shares. How is this hypothetical contract (of 100 shares) more valuable than just buying 100 shares of said stock to begin with? Can someone explain this in layman's terms? I was a...

Doesn't include insurance, gas, maintenance.

Working in help desk with cs degree Idk if this is embarrassing? I graduated in may 2020 and working In help desk since February 2021. I make 62k a year on my new help desk job that I started in July 2021 and it’s fully remote and easy. I am using nothing from cs that I learnt. I have also...

Dear misc finance bros, I'm just a brokecel saving cash for a house down payment. Is there a projected housing market crash on the horizon where I can potentially get a better deal on a house if I continue to wait out this market? The housing market in Houston is insane right now and there's no way...

Do any of you guys know about legitimate well paying work at home jobs? Appreciate any help, reps for solid advice.

6-month emergency fund in a savings account at 0.6% Max out traditional 401k and get a 50% employer match Max out HSA but don't use it ("health IRA" strategy) Max out backdoor Roth IRA Anything leftover goes into a brokerage account to buy low-cost ETFs using a robo-advisor

I'm looking at houses to rent because I've sold all my current homes. The prices seem to be rising steeply and some are downright just out of line with the market. I've offered a landlord about 7% less than they were asking when they were about 15% over market since they are closer to my work. ...

I am a huge dumass for not applying while in college or post college. I didn't know gaps wer a bad thing, good thing at least covid is going on so employers a lil more lenient, but i need to get a job asap. So, i graduated last may 2020. I didn't even apply and still haven't applied. I was...

A lot of people are probably going to suggest STEM majors but the funny thing is I met so many computer science majors who are unemployed or underemployed. I don't know about the other STEM fields though.

What are the best Hot Items To Buy Wholesale For Quick Flipping? Looking to double the money or more in profit. What are the best Niches?

The only forum I know that has real people and minimal shills is the misc, well because I literally have been on these boards for a decade and know the people are real average joes living life trying to make an extra buck investing. I'm not a regular on other forums and see a lot of pump shills on...

If I sell a stock right now, I turned $4k into $50k profit. Ive held this stock for over a year. When I calculate the taxes on a long term capital gains calculator, it says I have to pay federal taxes even though my taxable income is below $40k.

What small businesses can you start with less than $5000 that can earn serious money in 2021?

Anyone use them? Apparently stuff like Notion and Obsidian is really popular for college students Im trying out LogSeq because it has flashcards

Quick briefing. I’m extremely new. Don’t even know what type of account to buy. I’m going to buy small amounts of stuff to get an understanding.

I've got about 2/3 of the funds for a project on my house. Asked my wife to call bank to make a general inquiry only with regards to obtaining the remaining funds (to see what our options are). I know women aren't the best at negotiating but she claims the douche on the phone told her it would...

Only downside is hoa which someone will end up paying

Has it helped u in finding jobs? Are you getting paid higher than peers etc? Was it worth the time money effort?

Anybody else here feel like they go through imposter syndrome in their career? Making well over 6 figures (yeah I know everyone here does…) and feel like I know nothing and am an imposter compared to C suite above… Is everything just fake it til you make it, or is this a normal feeling for...

so when xrp gets delisted from an exchange you got your xrp on. what happens to the xrp? will it still sit there?

I had a pretty decent career going in the Casino/Hospitality industry before covid raped my industry to death. I'm thinking about learning welding or construction or some other skill at a community college while working full time. A colleague of mine told me that people in construction don't...

Currently looking for an affordable IT Online University I was checking out Phoenix University and then I found Western Governors University: BACHELOR OF SCIENCE Network Operations and Security Certs Included With no added time or cost to you, this program currently incorporates certifications*...

I'm thinking about relocating to one of these four states for career/life purposes and I was wondering if any of you had advice/tips? Thanks

The term Forex stands for Foreign Currency Exchange. Although it means foreign exchange transactions in Bengali, online forex traders do not trade in raw dollars like money exchanges. He sells virtual money on his computer or mobile. It is the largest market in the world. More than ট্র 4 trillion 1...