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  1. #1
    Registered User Fleshka's Avatar
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    Question Question (SERIOUS) Can you write on a check a stipulation to cashing it? i.e contract

    like i sent someone a check and i said by cashing this check you agree that all debt has been settled in full.

    this was written on the check. they cashed it, but now later are saying no i want more money i reject the stipulations on that check.

    however if they didnt agree why did they cash it instead of saying no this isnt right?


    anyone?
    Michael: Bros before hoes. Why? Because your bros are always there for you. They got your back after your ho rips your heart out for no good reason. And you were nothing but great to your ho, and you told her that she was the only ho for you. And that she was better than all the other hoes in the world. And then suddenly...she's not yo' ho no mo'.


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  2. #2
    Registered User Fleshka's Avatar
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    anyone?
    Michael: Bros before hoes. Why? Because your bros are always there for you. They got your back after your ho rips your heart out for no good reason. And you were nothing but great to your ho, and you told her that she was the only ho for you. And that she was better than all the other hoes in the world. And then suddenly...she's not yo' ho no mo'.


    reps owed: wobz, bubba289, thailegacy, hampo, LegendAmI, ManLaw, ken_wright88, irishkid, zacht, Econ_Haircut

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  3. #3
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    I think when you sign and date it all bets are off sorry man.
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  4. #4
    B ^) InViSiBlE JuIcE's Avatar
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    Thats a similar trick that insurance companies pull with settlements.

    Did you write it very small or in invisible ink?
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  5. #5
    Registered User AlmostReeves's Avatar
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    if you actually wrote that down and he agreed, then that is kinda enforceable in court. So sue him/her.
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    Deal yo.
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  6. #6
    Registered User Fleshka's Avatar
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    i got a bank check from Bank of America. addressed to his name.

    i wrote on it w/ a black pen in the front "note: cashing check satisfies all debts of rent and security. by cashing check you agree all money owed is satisfied as well as rent"

    i was giving some roommate his security deposit back.

    the final utilities were deducted as well as damages for breaking a 5 drawer wooden dresser i let him use as part of the agreement he signed when he rented a bedroom in my place (he broke the bottom of it)

    now he is saying, i reject the statement you wrote on that check and will only accept this as partial payment.

    the guy also stole my utility bills that came in the mail addressed to me and opened them. so now he holding my mail and **** as ransom too.
    Last edited by Fleshka; 06-20-2007 at 08:44 PM.
    Michael: Bros before hoes. Why? Because your bros are always there for you. They got your back after your ho rips your heart out for no good reason. And you were nothing but great to your ho, and you told her that she was the only ho for you. And that she was better than all the other hoes in the world. And then suddenly...she's not yo' ho no mo'.


    reps owed: wobz, bubba289, thailegacy, hampo, LegendAmI, ManLaw, ken_wright88, irishkid, zacht, Econ_Haircut

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  7. #7
    Registered User Fleshka's Avatar
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    Originally Posted by wbm1204 View Post
    I think when you sign and date it all bets are off sorry man.
    can you elaborate more on what you said here? like all bets are off for whom?
    Michael: Bros before hoes. Why? Because your bros are always there for you. They got your back after your ho rips your heart out for no good reason. And you were nothing but great to your ho, and you told her that she was the only ho for you. And that she was better than all the other hoes in the world. And then suddenly...she's not yo' ho no mo'.


    reps owed: wobz, bubba289, thailegacy, hampo, LegendAmI, ManLaw, ken_wright88, irishkid, zacht, Econ_Haircut

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  8. #8
    Undocumented User Ex-Terminator's Avatar
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    Originally Posted by Fleshka View Post
    like i sent someone a check and i said by cashing this check you agree that all debt has been settled in full.

    this was written on the check. they cashed it, but now later are saying no i want more money i reject the stipulations on that check.

    however if they didnt agree why did they cash it instead of saying no this isnt right?


    anyone?
    No. It's an urban legend. Click here for the story:

    http://www.snopes.com/business/bank/paidfull.asp
    If you can read this, thank a teacher.

    If you're reading it in English, thank a veteran.

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  9. #9
    Banned leonidas300's Avatar
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    Nope you are right, he no longer can pursue a claim against you, the check satisfied the debt. He may contact a credit agency, so monitor your credit and if it shows up make sure you dispute the claim. Legally you are in the clear. Try to get a copy of the check from your bank after it has been processed and keep it for your records.
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  10. #10
    Registered User Fleshka's Avatar
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    Originally Posted by leonidas300 View Post
    Nope you are right, he no longer can pursue a claim against you, the check satisfied the debt. He may contact a credit agency, so monitor your credit and if it shows up make sure you dispute the claim. Legally you are in the clear. Try to get a copy of the check from your bank after it has been processed and keep it for your records.
    i already got the copy, it showed his signature.



    "Section 3-311 of the Uniform Commercial Code does state that a debt can be discharged with a check designated as payment in full "if the person against whom the claim is asserted proves that the instrument or an accompanying written communication contained a conspicuous statement to the effect that the instrument was tendered as full satisfaction of the claim." However, it's up to the claimant to prove "that within a reasonable time before collection of the instrument was initiated, the claimant, or an agent of the claimant having direct responsibility with respect to the disputed obligation, knew that the instrument was tendered in full satisfaction of the claim." So if you receive a check marked "paid in full" made out for less than the amount you have agreed upon, you'd best not cross out the words "paid in full" or write "disputed" on it and cash it anyway, as you risk having the entire debt discharged. However, this condition does not apply to "transactions conducted or performed, in whole or in part, by electronic means or electronic records, in which the acts or records of one or both parties are not reviewed by an individual in the ordinary course [of business]," which means that this scheme will not work at all for most bill or credit card payments, as those payments are typically handled by automated systems and not humans. "
    Michael: Bros before hoes. Why? Because your bros are always there for you. They got your back after your ho rips your heart out for no good reason. And you were nothing but great to your ho, and you told her that she was the only ho for you. And that she was better than all the other hoes in the world. And then suddenly...she's not yo' ho no mo'.


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  11. #11
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    Originally Posted by Ex-Terminator View Post
    No. It's an urban legend. Click here for the story:

    http://www.snopes.com/business/bank/paidfull.asp
    You did not read the entire link you posted, otherwise you would see that you are incorrect. That link actually supports this situation.
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  12. #12
    Registered User Fleshka's Avatar
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    this guy initially was trying to get me to give him money before i got bills. so i sent him it with deductions.

    i later got credits on my bills and since he stole my mail he sees this and now wants more back. he called my friends and family up (got their contact info from my old landlord!!!!!)

    i try to call him and left him a txt i said if u want to discuss the utilities and the deposit please call me. he didnt respond till yesterday in a text saying "what's the point of talking, you owe me quite a bit of money"

    guy is really pissing me off.
    Michael: Bros before hoes. Why? Because your bros are always there for you. They got your back after your ho rips your heart out for no good reason. And you were nothing but great to your ho, and you told her that she was the only ho for you. And that she was better than all the other hoes in the world. And then suddenly...she's not yo' ho no mo'.


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  13. #13
    the chosen one Carpathia's Avatar
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    Originally Posted by Fleshka View Post
    the guy also stole my utility bills that came in the mail addressed to me and opened them. so now he holding my mail and **** as ransom too.
    if thats the truth then he is commiting a crime
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  14. #14
    Registered User Fleshka's Avatar
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    Originally Posted by Carpathia View Post
    if thats the truth then he is commiting a crime
    100% the truth. my mail was delayed in forwarding due to a postal error. so my mail still got deliverred. he then took this mail and opened it. he was like the bill for this bill is x dollars etc etc. im like wtf is this guy opening my mail and ****.

    but if that is the case how do you prove it? they can just say no i dont have their mail.
    Michael: Bros before hoes. Why? Because your bros are always there for you. They got your back after your ho rips your heart out for no good reason. And you were nothing but great to your ho, and you told her that she was the only ho for you. And that she was better than all the other hoes in the world. And then suddenly...she's not yo' ho no mo'.


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  15. #15
    the chosen one Carpathia's Avatar
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    Originally Posted by Fleshka View Post
    100% the truth. my mail was delayed in forwarding due to a postal error. so my mail still got deliverred. he then took this mail and opened it. he was like the bill for this bill is x dollars etc etc. im like wtf is this guy opening my mail and ****.

    but if that is the case how do you prove it? they can just say no i dont have their mail.
    yeah i would think it would be tough to prove
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  16. #16
    Registered User Fleshka's Avatar
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    Originally Posted by Carpathia View Post
    yeah i would think it would be tough to prove

    im pretty sure the postal inspector isn't going to get a warrant to search for my missing mail ya know lol. kinda sucks b/c id info is on there and whatnot.
    Michael: Bros before hoes. Why? Because your bros are always there for you. They got your back after your ho rips your heart out for no good reason. And you were nothing but great to your ho, and you told her that she was the only ho for you. And that she was better than all the other hoes in the world. And then suddenly...she's not yo' ho no mo'.


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    Originally Posted by Carpathia View Post
    if thats the truth then he is commiting a crime
    Yep that is a felony, contact your local post office, they do not mess around with this and will go after him if you can substantiate your claims.
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  18. #18
    Registered User Fleshka's Avatar
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    Originally Posted by leonidas300 View Post
    Yep that is a felony, contact your local post office, they do not mess around with this and will go after him if you can substantiate your claims.
    only way i could get proof is recording him admitting this. that is all. he won't call me though. state laws allow recording of phone call as long as 1 party knows the call is being recorded (i would be that party). hence he txt message me saying "what's to talk about, you owe me quite a bit of money"
    Michael: Bros before hoes. Why? Because your bros are always there for you. They got your back after your ho rips your heart out for no good reason. And you were nothing but great to your ho, and you told her that she was the only ho for you. And that she was better than all the other hoes in the world. And then suddenly...she's not yo' ho no mo'.


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    Originally Posted by Fleshka View Post
    can you elaborate more on what you said here? like all bets are off for whom?
    The way I understand it is that once you sign a check over it is a legally binding note and unless there is an actual contract you are liable for it.
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    Originally Posted by wbm1204 View Post
    The way I understand it is that once you sign a check over it is a legally binding note and unless there is an actual contract you are liable for it.
    so by him signing the check he is legally bound to what i put on the check?
    Michael: Bros before hoes. Why? Because your bros are always there for you. They got your back after your ho rips your heart out for no good reason. And you were nothing but great to your ho, and you told her that she was the only ho for you. And that she was better than all the other hoes in the world. And then suddenly...she's not yo' ho no mo'.


    reps owed: wobz, bubba289, thailegacy, hampo, LegendAmI, ManLaw, ken_wright88, irishkid, zacht, Econ_Haircut

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