How's your financial situation (srs)

[Reserrection]

are you breaking even
in debt
making good money
getting mogged by inflation
etc

[Zelensky]

both
making good money
getting mogged by inflation

[Reserrection]

both
making good money
getting mogged by inflation

what percent are you saving per month
can you afford $1000 emergency?

[elterrible987]

getting cucked by inflation. i only make 140k. a few years ago i dreamed about early retirement, now that is out of grasp unless i move to a 3rd world chithole

[bsrkoacar2]

Doing better than most fortunately

[Reserrection]

getting cucked by inflation. i only make 140k. a few years ago i dreamed about early retirement, now that is out of grasp unless i move to a 3rd world chithole

true if huge

[bhicks3712]

Need more mula

[Polaris]

Pretty good.

Make a pretty solid income (poverty by Misc standards though, of course), and live well below my means. Have a lot saved and invested.

[wave_length]

Investments doing well, no worries.

[Zelensky]

what percent are you saving per month
can you afford $1000 emergency?

I honestly don't know. a few k most months
Yes

[Reserrection]

Doing better than most fortunately

Nice

Need more mula

Same

Pretty good.

Make a pretty solid income (poverty by Misc standards though, of course), and live well below my means. Have a lot saved and invested.

Mirin

Investments doing well, no worries.

Mirin

I honestly don't know. a few k most months
Yes

mirin ceo status

[ispy]

getting cucked by inflation. i only make 140k. a few years ago i dreamed about early retirement, now that is out of grasp unless i move to a 3rd world chithole

not to worry. give it another ~10 years, and merica might actually get to that point as well.

[OliverHeldens]

I have a ton of money in savings and low expenses, so I'm not worried. But my income this year was the lowest since 2016, and that honestly bothers the fuk out of me. To earn less than $100k anytime in the prime earning years of my career feels like a giant fuking setback.

[Zelensky]

I have a ton of money in savings and low expenses, so I'm not worried. But my income this year was the lowest since 2016, and that honestly bothers the fuk out of me. To earn less than $100k anytime in the prime earning years of my career feels like a giant fuking setback.

I know a number of real estate brahs on the struggle bus since rates jumped. It really does look like they'll start declining next year so could be a better year for you. Best of luck brah

[WWWWWWWQWWWWWWW]

I save 40-45% of my income. Roughly even split into HYSA, CDs and stock.

[Nicklol]

Cheque to cheque atm after buying winter tires and sht

guess working 2 days a week isn't enough in this city but w.e

[OffwhiteBrah]

I'm riiiich biiiich

[SmokedOut420]

i have bout 350$ in the bank

and rents due in a week

ayyyyyyyyyyyyyyyy lmao

guess the landlord aint getting paid

[Rylol]

Dropping thousands at a time on sports bets and so not really affected by things like inflation. It's just more of an annoyance in that you're not receiving enough bang for your buck.

As for overall finances, not exactly Mclaren balling, but the idea is to gain enough funds across 2024 so that I can essentially retire and focus on music (which for now is a hobby).

[Fred87nc]

Enough to live comfortably , not enough to live the play boy life style indefinitely . Hit or miss.

[Eatforgains]

I make enough to support my string cheese and sushi addiction so I’m good.

[friesbruh]

wood say but not gonna jinx myself. maybe in like a year, then ill be like "this is what i made last yr."

[Redfish225]

Nice try I.R.S.

[BigDeeps01]

Doing great but not rich
Weird in between
Still feel weird spending money unnecessarily

[TugOfPeace]

I save 40-45% of my income. Roughly even split into HYSA, CDs and stock.

what's the point of a CD these days if HYSA are paying ~5%?

[Adam16121]

I don’t have much. My wife and I both work, but also pay a lot in taxes and on our two kids. Not much in liquid saving, just equity. While I am on the title of our house, so are my parents (I once helped them refinance with consigning, so their interest rate went down). I helped pay off the mortgage and invested a lot into the property.

Still, income streams are good for now, and i’m not worried about emergencies. I have enough for that stuff. I know there are people in worse circumstances, so I am thankful and grateful for what I have.

[kusok]

Very comfortable, semi retired. Lately flying and LOLing hard at bears. Got my bags full during the bear market, now just watching the phone screen, rubbing my eyes to make sure I see what I think I see, and then loling hard at bear porn.

[WWWWWWWQWWWWWWW]

what's the point of a CD these days if HYSA are paying ~5%?

My HYSA is 4.35, 9Mo CD right now is 5.3 through my bank. I dont really trust those smaller banks offering a couple more tenths of a percent

[stevemckenna]

Down to my last $100. Thinking about hitting the roulette table and betting it on 16.

[kusok]

My HYSA is 4.35, 9Mo CD right now is 5.3 through my bank. I dont really trust those smaller banks offering a couple more tenths of a percent

5% per year? As in if you have 100k the bank gives you 5k every 12 months? In this bull market I feel like kicking myself in the balls when some stock or crypto goes up “only” 10% per month. Seething! Srs.