Dividend vs Growth for long term investing

[GainzMcgee]

>10 year time frame what do you think yields better returns for your portfolio. Would love all opinions.

[guest89]

It really just depends. Depending on what you invest in you can expect 2-4% dividends with a safe company. 5 to 8% from a higher risk dividend option.

If you get the stock at a good price and it appreciates that’s a bonus.


Thing is. If you hit big on a growth stock/crypto you can increase by 100-1000x in a short time frame.


Also factor in you have to pay taxes on dividends and growth is typically tax free until you cash out and sell.

Growth is a clear winner. But Building a dividend portfolio is the best option if you want a passive income.

[MinisterOfLust]

Dividends only if you have 300.000 to 500.000 dollars portfolio

[kusok]

Obviously growth. Look at the returns for last 10 years.

That being said, if you have a lot of money, like millions of dollars, dividend stocks are a very good way to just allow you to sit on the beach and do precisely dick squat.

[Tough92]

You have 10k misc

what mix of growth and dividend stocks are you picking rn

[RobParks2M]

Tough to say. I personally wouldn't buy a dividend company unless they are near 52 week lows and they've already cut/removed their dividend. Then buy and hold till their troubles pass and be amazed when shares double and suddenly my annual dividend is 10-20% of my buy in cost. I've had good luck doing that with XOM and WFC(presuming WFC dividend goes up soonish). I think my TGA shares will more or less do the same (bought some at 40 cents and a majority between 0.9-1.25)

So obviously based on what I just typed I'd say growth is more important than buying a company that is humming along and just trying to get rich collecting 4-6%.

[Briangumble]

How about getting both? or Dividend Growth Stocks?

[ontclone]

Obviously growth. Look at the returns for last 10 years.

That being said, if you have a lot of money, like millions of dollars, dividend stocks are a very good way to just allow you to sit on the beach and do precisely dick squat.

pretty much this, are you trying to build wealth or just chill and relax? depends where you are in life

[guest89]

You have 10k misc

what mix of growth and dividend stocks are you picking rn

I'd put all 10K in Tesla. But that's just me.

Thinking more about where it'll be in 20-30 years rather then a short horizon.

[headturner1]

I personally like low yield stocks.. most of the high yields I have bought were fukin dogs.

[GainzMcgee]

Thing is. If you hit big on a growth stock/crypto you can increase by 100-1000x in a short time frame.
.

Big ifs, how would you know?

[PattBattmann]

I'm nearly all growth. However, I mix in some value stocks just to have a small hedge when things go south.

[_zman]

I'm currently in all growth and will slowly merge to dividends as time goes on and as I approach retirement. It depends on the size of your portfolio, do you need the cash flow, and your goals.

If you're trying to make the most money possible, dividends are not the way to go.

[guest89]

Big ifs, how would you know?

When I first started investing I bought into the value company's/dividend hype. All the 'traditional' investor stuff. And since then have evolved into high growth companies and am now hedging into Crypto.


People who are trying to promote investing on instagram/youtube like to tell new people if you get 10% returns you can double your portfolio every 7 years. That's all find and dandy and is quite safe and nice.


My portfolio is closer to doubling every two years. And I don't play options or buy puts or any of that jazz. Buy & hold high growth companies in stocks. Buy Crypto and take profits when they are available and reinvest those profits in btc/eth.




I'm not a genius. I just follow the trends and look at what people that are making a crapload of gains are doing. Right now those major gains are in Crypto. Its going to be exploding even more over the next few years.

[_zman]

When I first started investing I bought into the value company's/dividend hype. All the 'traditional' investor stuff. And since then have evolved into high growth companies and am now hedging into Crypto.


People who are trying to promote investing on instagram/youtube like to tell new people if you get 10% returns you can double your portfolio every 7 years. That's all find and dandy and is quite safe and nice.


My portfolio is closer to doubling every two years. And I don't play options or buy puts or any of that jazz. Buy & hold high growth companies in stocks. Buy Crypto and take profits when they are available and reinvest those profits in btc/eth.




I'm not a genius. I just follow the trends and look at what people that are making a crapload of gains are doing. Right now those major gains are in Crypto. Its going to be exploding even more over the next few years.

Agreed. Crypto train crew. I'm up 70% in 6 months with ethereum and bitcoin.

But IRS is coming for those crypto gains unless you're in a Roth IRA.