How the fk are you supposed to live as a 25yo alone these days? (average income)

[MuckSnapper]

By living with less means than you described above.

You need to find cheaper rent, cheaper car, cheaper insurance, etc. Such is life when you don't make a lot of money.

Mainly just comes down to getting a roommate. Literally frees up so much cash.


If you're not willing to get a roommate, well, cool.. sit at home and rot while your friends go have fun.

[FU3L]

Mainly just comes down to getting a roommate. Literally frees up so much cash.


If you're not willing to get a roommate, well, cool.. sit at home and rot while your friends go have fun.

That too. There's always options people are just stupid and blow money on dumb chit.

[Flognutz]

thats why you meet a girl who can help you out! where you build a life together.


















































and then she can take everything 10 years later

[InstantLoser]

Never ends honestly.


Used to say "If I could just make 60k I'd be good!"


Making 60k. Still want way more lol. I'm speaking the obvious though.. this just in, people like having more money.

Same thing. When I was in college I thought ~30-35k would be amazing. Then it was 45k, then 60k, then 70k.. now I want 6 figures. lol.

[whitesox3223]

The average for salary of a 18-34yo is 35000. thats roughly 2.3k~ a month AFTER taxes.

Now lets just input basic needs.

Rent + Utilities + Subscriptions + average city = 1300$
Car + Insurance = 500$
Food for a normal person = 100$ (Being super generous)
Phone = 150$
Gas + 50$

That leans you with what roughly 200$ for ANYTHING else. Like, how are you supposed to live life like this?

I felt obligated to post even though you already have what is likely 5 pages of people eating into you.

1. WTF do you need $150 phone for? Get a cheap pre-paid phone for less than $50 a month. But but Instagram!!! Get over yourself.

2. Cost of living too high? MOVE. You'll find another 30k job in an up and coming town and save a couple hundred on rent every month.

3. Buy a cheap used car. Mine is paid off, I pay $70 a month for some kind of liability insurance.


It's not about how much you make, it's about how much you spend. You're damn right, you can't afford to live like you make 60k so don't even try.

[Aesthetical]

I save $1000 month after all expenses. Note that I have a wife, we split rent and bills down the middle which is why its so low.

Before I has a wife I always had room mates, too expensive to live on your own making less than $50k/year in most cities.

Holy FUK if only my bills were this low I'd be living it up.

Vacations every month cuzzz

We are saving to purchase our first property right now. Wife thinks we are getting a condo but we will actually be getting a two family so that we can have passive income from the other unit. Its not favorable to me, but if we can sacrifice the next 2-3 years living there and then rent out the other unit we should have enough saved up by then to get another loan either for a small house or bigger condo than what we can afford now.

But we are going to the Bahamas tomorrow morning lol. Dat dere vacation time.

[MuckSnapper]

We are saving to purchase our first property right now. Wife thinks we are getting a condo but we will actually be getting a two family so that we can have passive income from the other unit. Its not favorable to me, but if we can sacrifice the next 2-3 years living there and then rent out the other unit we should have enough saved up by then to get another loan either for a small house or bigger condo than what we can afford now.

But we are going to the Bahamas tomorrow morning lol. Dat dere vacation time.

Hnnnnngh have fun brah.

Tfw in 2 years if I'm not an idiot my credit card and car will be paid off + new job in 75k range. Lawwwwd

[Fist-Of-Freedom]

How the fuk is car+ insurance $500/month? The fuk are you driving

lmao potatoes of peace

buy a 5k car off craigslist you ****ing retards. 50$ a month in insurance

[m1n2v5]

Never ends honestly.


Used to say "If I could just make 60k I'd be good!"


Making 60k. Still want way more lol. I'm speaking the obvious though.. this just in, people like having more money.

Yeah, I started at 25k, working 2 jobs, living like a budgeting animal. I just want to be able to comfortably afford my own place, so sick of roommates.

[Phesper]

ITT: People recommend buying used car but new car will always out value a used car becuase of:

A: Will not last longer than brand new car, thus being more expensive in the long run
B: New car can be traded in with more value than used car.
C: New cars dont need as much maintainance than used.

[athrun340]

Never ends honestly.


Used to say "If I could just make 60k I'd be good!"


Making 60k. Still want way more lol. I'm speaking the obvious though.. this just in, people like having more money.

lol this is true

made 75k the year before and thought it wasnt enough. Made 90k+ last year and still think its not enough. Theres just a lot things to save for or spend money on. ARghhh

[momo5]

go live in the trailer park homes OP if you want to live alone.

[Aesthetical]

ITT: People recommend buying used car but new car will always out value a used car becuase of:

A: Will not last longer than brand new car, thus being more expensive in the long run
B: New car can be traded in with more value than used car.
C: New cars dont need as much maintainance than used.

In the long term you may have a point, but look at the budget and the now. Having a $300+ car note plus new car insurance is idiotic.

If you have $1000 left over after all expenses are paid then I would consider it, but not if you are living pay check to paycheck and not even allocating any money to a retirement account. Poverty logic of peace.

[RudeKong]

ITT: People recommend buying used car but new car will always out value a used car becuase of:

A: Will not last longer than brand new car, thus being more expensive in the long run
B: New car can be traded in with more value than used car.
C: New cars dont need as much maintainance than used.

the point isn't used>new. It obviously isn't. The point is if you can't afford to buy a new car in cash then buy a used car in cash. If you can't afford a used car in cash then take the bus till you can.

[IlChosenOne]

My monthly expenses


Rent: $300
Utilities + Phone + Fuel + Insurance: ~ $150 or less
Food: ~ $100
Student Loan Payment: $56

[LtGoose]

So after 7 pages no one has given op an answer?

Guess the answer is, "you can't op".

[Phesper]

So after 7 pages no one has given op an answer?

Guess the answer is, "you can't op".

Repped

My monthly expenses


Rent: $300
Utilities + Phone + Fuel + Insurance: ~ $150 or less
Food: ~ $100
Student Loan Payment: $56

That student load better not be more than 20000 lmao

[MBisonSon]

The average for salary of a 18-34yo is 35000. thats roughly 2.3k~ a month AFTER taxes.

Now lets just input basic needs.

Rent + Utilities + Subscriptions + average city = 1300$
Car + Insurance = 500$
Food for a normal person = 100$ (Being super generous)
Phone = 150$
Gas + 50$

That leans you with what roughly 200$ for ANYTHING else. Like, how are you supposed to live life like this?

First off, I drive about 35 minutes to and from work every day and that's like maybe $40 per week (4 cylinder master race)

I don't know WTF you're doing spending $150 on your phone, son you retarded?

I got my phone off Amazon for like $50, I pay $40 a month.

Rent is about $800/Mo. but $500 on utilities? The ****?

$500 a month on a car and insurance?

I'm not trying to say $35,000 is some amazing yearly salary but it sounds more like you're just dumb with your money.

Off $35,000 I could easily save about $10K a year.

[MBisonSon]

It's not about how much you make, it's about how much you spend. You're damn right, you can't afford to live like you make 60k so don't even try.

A person making 60K can't even afford to live like they're making 60K.

That's the problem with people, most are one misfortune away from losing everything cause they can't resist the impulse to spend money on stupid ****.

Morons are inundated by consumerism and thing "well now that I'm making more money I should spend more money" meanwhile Steve Jobs was wearing Wranglers and Keds.

[ButcherSir]

Rent + Utilities + Subscriptions + average city = 1300$ ---- NO its not. a 25y singel guy dont need a fanct aprt. 900$ should cover all of it
Car + Insurance --------- 500$ per month???? more like 250
Food for a normal person = 100$ (Being super generous) here its stupid as phuck. at least 200$
Phone = 150$ -----no more then 25$.
Gas + 50$ ---- okay.

overall from 2.3K you have around 900$ left, and thats more then enough.

[jkupper]

ITT: People recommend buying used car but new car will always out value a used car becuase of:

A: Will not last longer than brand new car, thus being more expensive in the long run
B: New car can be traded in with more value than used car.
C: New cars dont need as much maintainance than used.

But a used car is better because its not as big of a deal when you total it.

[thehypocrit]

none of you guys ever leave the house?

what kind of calculations are these lol

fking hermits

[cmc0108]

get a better job. There plenty of jobs out there that pay good money. Especially if you have any interest in getting into sales.

My company hires people straight out of college at $80k/year. After 2 years, you'll make closer to $120k

[thehypocrit]

get a better job. There plenty of jobs out there that pay good money. Especially if you have any interest in getting into sales.

My company hires people straight out of college at $80k/year. After 2 years, you'll make closer to $120k

Then what about everyone else? Not everyone can get a high paying job lol

[Phesper]

But a used car is better because its not as big of a deal when you total it.

Aware

[ohiostate124]

Join the military you pussy.

Then you can live in the barracks or eventually get housing allowance. Problem solved.

[HairyWBush]

What iPhone with unlimited data is under 150 nowadays, srs. And companies all expect you to have this nowadays btw.

2000$ for a car? what are you driving? A toaster. Insurance is also 200+ if you are a young man at 25. Doesnt matter if youve never got tickets, insurance milk us and say we are high risk lmao

insurance is less than 70$ a month for me driving a mustang cobra

[AwkwardRetard]

Live with parents, save cash and leave the country.

[FlexLex]

Just lol at not having a quality girlfriend. Literally split like everyone of your bills in half besies phone and car. Get two couples to share renting a house and you basically livin for nothing. Everything is way cheaper.

I do agree though, that with college loans and inflation salaries really seem higher on paper than in reality. 60k is not much anymore with student loans and living in city its more like making 40

[SinaloaPaisa]

That feel when living in Saigon, Vietnam

Nice brand new studio apartment + utilities - 350
Transportation - 50
Unlimited 3G - 5
Food - 100

Total Fixed Mandatory Expenses - 505