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  1. #1
    Banned Phesper's Avatar
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    Unhappy How the fk are you supposed to live as a 25yo alone these days? (average income)

    The average for salary of a 18-34yo is 35000. thats roughly 2.3k~ a month AFTER taxes.

    Now lets just input basic needs.

    Rent + Utilities + Subscriptions + average city = 1300$
    Car + Insurance = 500$
    Food for a normal person = 100$ (Being super generous)
    Phone = 150$
    Gas + 50$

    That leans you with what roughly 200$ for ANYTHING else. Like, how are you supposed to live life like this?
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  2. #2
    Das it Mein Dontoewsmebro's Avatar
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    Just lol at paying $150 for a phone.
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  3. #3
    Registered User TobiramaSenju's Avatar
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  4. #4
    Registered User PatheticPeter's Avatar
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    i always chuckle when i see 25-30 yr old bros at bars ballin it up when statistically we know it will take him a month to pay off that night he won't even remember.

    tfw sloots take the drinks and laugh.

    yes, nothing to do with the question.
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  5. #5
    Registered User shoelaces's Avatar
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    I don't want to be that guy but $35k/yr average seems awfully low especially for living in the city. If you are making a poverty wage why are you taking out loans for a car instead of buying a cheap beater in cash? Why are you living alone instead of with roommates or with your parents? Make more money or learn to live within your means. Not everyone is going to be able to live a comfortable lifestyle.
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  6. #6
    Registered User Thekittenking's Avatar
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    G.O.A.T. cardioman_23's Avatar
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    lol your numbers are completely wrong, who the phuc only spends 100 on food but 150 on a phone bill? 50 for gas? you drive a smart car? insurance 500? you have premioum protection on that smart car?



    its about priorities and money management if you value your phucking phone bill over food your going to starve very fast
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  8. #8
    Registered User shoelaces's Avatar
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    Originally Posted by Dontoewsmebro View Post
    Just lol at paying $150 for a phone.

    Priorities bruh. Barely make over $2k/month but spends $150/month just for a phone lmao. That's why people stay poor.
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  9. #9
    Registered User whtcoupe's Avatar
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    Originally Posted by cardioman_23 View Post
    lol your numbers are completely wrong, who the phuc only spends 100 on food but 150 on a phone bill? 50 for gas? you drive a smart car? insurance 500? you have premioum protection on that smart car?



    its about priorities and money management if you value your phucking phone bill over food your going to starve very fast
    This. and after my divorce i learned quickly that i didnt need a new car. Cash car of peace. So now its just insurance.
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  10. #10
    OK! JonEh10's Avatar
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    $150 for phone? You on that Verizon time?
    Should of bought a used $2000 car.
    There's an extra $400 a month
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  11. #11
    Always keeping it Real TommyRO's Avatar
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    Originally Posted by shoelaces View Post
    Priorities bruh. Barely make over $2k/month but spends $150/month just for a phone lmao. That's why people stay poor.
    I know what you are trying to say but one doesn't become rich from saving money especially at that earning lol
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  12. #12
    Registered User shoelaces's Avatar
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    Originally Posted by TommyRO View Post
    I know what you are trying to say but one doesn't become rich from saving money especially at that earning lol

    People who make stupid decisions stay broke. Doesn't matter if he makes $20k/month if he is spending more than he makes.
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  13. #13
    Registered User Metz00's Avatar
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    What was your education in? And what job do you work?
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  14. #14
    Banned Phesper's Avatar
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    Originally Posted by JonEh10 View Post
    $150 for phone? You on that Verizon time?
    Should of bought a used $2000 car.
    There's an extra $400 a month
    What iPhone with unlimited data is under 150 nowadays, srs. And companies all expect you to have this nowadays btw.

    2000$ for a car? what are you driving? A toaster. Insurance is also 200+ if you are a young man at 25. Doesnt matter if youve never got tickets, insurance milk us and say we are high risk lmao
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  15. #15
    Truth Teller Aesthetical's Avatar
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    Originally Posted by Phesper View Post
    The average for salary of a 18-34yo is 35000. thats roughly 2.3k~ a month AFTER taxes.

    Now lets just input basic needs.

    Rent + Utilities + Subscriptions + average city = 1300$
    Car + Insurance = 500$
    Food for a normal person = 100$ (Being super generous)
    Phone = 150$
    Gas + 50$

    That leans you with what roughly 200$ for ANYTHING else. Like, how are you supposed to live life like this?
    You need to fix your numbers

    Rent is okay $1300
    Car + Ins $250 tops (car should be used either paid off at 25 or payments under $200/mo + insurance)
    Food $200
    Phone $50 or less
    Gas $150
    Totals $1770

    You should also budget yourself spedning money. you can do it on $50-60/week.
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  16. #16
    The ment, enjoy it. Antonio519's Avatar
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    Yeah I probably wouldn't be able to live on 2.3k/month

    I'm at about 4k/month after taxes and do ok, but I like to travel often, and have toys (motorcycle, couple of cars)

    I don't really drink or go out partying all the time tho

    gf currently doesn't work tho, back in school
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  17. #17
    Duke of New York ANumber1's Avatar
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    Originally Posted by shoelaces View Post
    I don't want to be that guy but $35k/yr average seems awfully low especially for living in the city. If you are making a poverty wage why are you taking out loans for a car instead of buying a cheap beater in cash? Why are you living alone instead of with roommates or with your parents? Make more money or learn to live within your means. Not everyone is going to be able to live a comfortable lifestyle.
    Pretty much.

    If you're making average-people money, you had better do average-people things: used car, studio or 1BR apartment, and forget having an iPhone with unlimited data.

    That's for the above-average-people, not you.
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  18. #18
    Banned Phesper's Avatar
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    Originally Posted by Aesthetical View Post
    You need to fix your numbers

    Rent is okay $1300
    Car + Ins $250 tops (car should be used either paid off at 25 or payments under $200/mo + insurance)
    Food $200
    Phone $50 or less
    Gas $150
    Totals $1770

    You should also budget yourself spedning money. you can do it on $50-60/week.

    Idk what part of the states you live in, but in northern virginia you cant even lease a chit beater with 200 dollars a month. also, a car cant be paid off at 25 unless you slaved your self through college
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    Registered User TobiramaSenju's Avatar
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    Originally Posted by Phesper View Post
    What iPhone with unlimited data is under 150 nowadays, srs. And companies all expect you to have this nowadays btw.

    2000$ for a car? what are you driving? A toaster. Insurance is also 200+ if you are a young man at 25. Doesnt matter if youve never got tickets, insurance milk us and say we are high risk lmao
    prepaid you dumb *******
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  20. #20
    Banned Snine's Avatar
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    Numbers look pretty sketchy bruh. And don't pay for things you can't afford. If you make a poverty wage wtf are you doing paying $150 for a phone, while only $100 for food. You want to pay for that chit, maybe you should go out and get a better job and make more money.
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  21. #21
    6'2" 227 soaponarope1's Avatar
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    Originally Posted by Phesper View Post
    The average for salary of a 18-34yo is 35000. thats roughly 2.3k~ a month AFTER taxes.

    Now lets just input basic needs.

    Rent + Utilities + Subscriptions + average city = 1300$
    Car + Insurance = 500$
    Food for a normal person = 100$ (Being super generous)
    Phone = 150$
    Gas + 50$

    That leans you with what roughly 200$ for ANYTHING else. Like, how are you supposed to live life like this?
    Well, for one, if I make 35000 a year I don't sign up for a car payment of $400/month (assuming ins. makes up the other 100 here), and my phone bill is only 85.

    Buying a used car for a few thousand, paying 50/month for ins., and 85 for your phone. Theres an extra 515/month OP.
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  22. #22
    Registered User shoelaces's Avatar
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    Originally Posted by Phesper View Post
    What iPhone with unlimited data is under 150 nowadays, srs. And companies all expect you to have this nowadays btw.

    2000$ for a car? what are you driving? A toaster. Insurance is also 200+ if you are a young man at 25. Doesnt matter if youve never got tickets, insurance milk us and say we are high risk lmao

    Why do you need a nice phone with unlimited data and a nice car if you are making $2k/month?

    I feel like I am being trolled here.
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  23. #23
    LIBTARD from KS bezarker's Avatar
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    live within your means...


    How you gonna rip it like that son? I don't play that, cause its action, I go... pat, pat, pat 'cause i'm black son! That's right, i'm the black sheep, the real black sheep. I'm the black sheep, the real black sheep. I'm the black sheep, the real black sheep.
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  24. #24
    Truth Teller Aesthetical's Avatar
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    Originally Posted by Phesper View Post
    What iPhone with unlimited data is under 150 nowadays, srs. And companies all expect you to have this nowadays btw.

    2000$ for a car? what are you driving? A toaster. Insurance is also 200+ if you are a young man at 25. Doesnt matter if youve never got tickets, insurance milk us and say we are high risk lmao
    LOLOLOLOLOL

    I pay $30/mo for iphone 5s w/ 5gb data, can increase to 10gb for $5 more.

    You are a cuck.
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  25. #25
    Democrats are terrorists cncman's Avatar
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    Originally Posted by shoelaces View Post
    I don't want to be that guy but $35k/yr average seems awfully low especially for living in the city. If you are making a poverty wage why are you taking out loans for a car instead of buying a cheap beater in cash? Why are you living alone instead of with roommates or with your parents? Make more money or learn to live within your means. Not everyone is going to be able to live a comfortable lifestyle.
    that's 17 an hour. Without a trade, no it isn't low.
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  26. #26
    Maximum Effort gixxer0.6g's Avatar
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    That's life son. Just wait until you throw a kid or two in the mix. I spend $200-$250 A WEEK on food.

    I've always said you need to make a min. of $50k/year just to break even living the american dream.

    And where's your health insurance? I'm telling Obama.
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  27. #27
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    Originally Posted by Phesper View Post
    Idk what part of the states you live in, but in northern virginia you cant even lease a chit beater with 200 dollars a month. also, a car cant be paid off at 25 unless you slaved your self through college
    Who the fuk gets a new car making those wages?

    Buy a used car from 2006 and pay it in cash for $5k.
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  28. #28
    Registered User FFailed's Avatar
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    Originally Posted by Phesper View Post
    What iPhone with unlimited data is under 150 nowadays, srs. And companies all expect you to have this nowadays btw.

    2000$ for a car? what are you driving? A toaster. Insurance is also 200+ if you are a young man at 25. Doesnt matter if youve never got tickets, insurance milk us and say we are high risk lmao
    200/MO on insurance? What are you driving?

    My WRX right now costs me $900 for the year with full coverage although I am 27 but I have never paid that high in my entire life. I had my Evo IX a few years ago and that was around $1600/yr. You must be driving something pretty baller and sporty if its costing you $2400/yr which maybe you might need to reconsider if you are struggling to get by making 35k
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  29. #29
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    you dont, im on the brink of living out of my car
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  30. #30
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    Originally Posted by shoelaces View Post
    Why do you need a nice phone with unlimited data and a nice car if you are making $2k/month?

    I feel like I am being trolled here.
    These are average salaries, i didnt list my own.
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