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  1. #1
    Registered User bigdeadlift's Avatar
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    Exclamation How much debt do you have?

    I have about 28k debt from student loans and it fuking blows. On a really aggressive payback plan so I'm paying like $1500 a month to try and get rid of it asap.

    what about you guys?
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  2. #2
    Far from a SoyBoy. Andresthetic1's Avatar
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    None.. never took a loan lol, and i don't use more money than what i have.
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  3. #3
    Registered User dipatel13's Avatar
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  4. #4
    エステティック zuocruz's Avatar
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    $0

    >went to cc in city
    >will transfer to a uni in city
    >???
    >profit
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  5. #5
    Banned White-Belt's Avatar
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    This is why Trades are the goat profession.

    Guaranteed job, no student debt, not a man-child living like a peasant until your mid 20s
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  6. #6
    Philosophizer ssg10587's Avatar
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    $0

    That said, there is good debt and bad debt.

    Glad to see you are aggressively paying it back. Average american household has something like 16k just in credit card debt

    amount per average household:
    Credit cards $15,762
    Mortgages $168,614
    Auto loans $27,141
    Student loans $48,172

    https://www.nerdwallet.com/blog/cred...ebt-household/
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  7. #7
    inb4 clive PokLim's Avatar
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    $0 also
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  8. #8
    Registered User SazabiBrah's Avatar
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    $1000 in credit card debt, however this will be mostly paid off by my next paycheck

    I have $0 in student loans thanks to dat dere GI Bill
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  9. #9
    Registered User nrowles's Avatar
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    Just built a home so about three fitty. srs. oh lawd I fukd up.
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  10. #10
    ( ͡° ͜ʖ ͡°) .aeterna's Avatar
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    0 debt

    but when i buy a house next year, i'll have a chit ton of debt
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  11. #11
    Got it Memorized? Succeeded's Avatar
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  12. #12
    drink more water amikaelmorris's Avatar
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    Originally Posted by ssg10587 View Post
    amount per average household:
    Credit cards $15,762
    Mortgages $168,614
    Auto loans $27,141
    Student loans $48,172

    https://www.nerdwallet.com/blog/cred...ebt-household/
    those are crazy numbers

    i can understand the mortgage debt completely and the student loans to some extent but $30k AVERAGE in car loans?? and $15k credit cards on top of that? holy fuk

    sounds like the "keeping up with the joneses" type of debt.. personally i have about $2300 left in my student loans and nothing else
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  13. #13
    ( ͡° ͜ʖ ͡°) .aeterna's Avatar
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    Originally Posted by ssg10587 View Post
    $0

    That said, there is good debt and bad debt.

    Glad to see you are aggressively paying it back. Average american household has something like 16k just in credit card debt

    amount per average household:
    Credit cards $15,762
    Mortgages $168,614
    Auto loans $27,141
    Student loans $48,172

    https://www.nerdwallet.com/blog/cred...ebt-household/
    fuark bro

    hope u got a plan to pay all that off. Derogatory debt and credit concerns = employment opportunities = byebye
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  14. #14
    Registered User yooho's Avatar
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    Will have about 75k debt once I'm done school, plan to pay off 4,000 monthly though to get through it quick.
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  15. #15
    Philosophizer ssg10587's Avatar
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    Originally Posted by amikaelmorris View Post
    those are crazy numbers

    i can understand the mortgage debt completely and the student loans to some extent but $30k AVERAGE in car loans?? and $15k credit cards on top of that? holy fuk

    sounds like the "keeping up with the joneses" type of debt.. personally i have about $2300 left in my student loans and nothing else
    Yep pretty much. People living outside their means. American culture, media and advertising are insanely materialistic. I think people think that having more possessions will somehow fulfill them....Goodluck with that

    I mean look at how many shows are about rich people or how much the average american cares about celebrities.
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  16. #16
    Banned Yachty's Avatar
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    cero. thankfully.
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  17. #17
    Registered User dipatel13's Avatar
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    Originally Posted by ssg10587 View Post
    Yep pretty much. People living outside their means. American culture and advertising are insanely materialistic. I think people think that having more possessions will somehow fulfill them....Goodluck with that
    That and having basic financial knowledge is just not that common for the average person.
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  18. #18
    ΜΟΛΩΝ ΛΑΒΕ nightmare69's Avatar
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    Auto: 15k

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    Even with good insurance medical bills can still overwhelm you. Been paying on mine for a couple of years.
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  19. #19
    Proud Dad 5x10's Avatar
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  20. #20
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    Originally Posted by nightmare69 View Post
    Even with good insurance medical bills can still overwhelm you. Been paying on mine for a couple of years.
    tell me about it its been 9 months since my day of fun, and im still taking care of bills. i have the money. i want them all paid off. but some places didnt send them in for fking months. and when i finally got it, they say the insurance didnt cover a whole bunch of expensive X for Y reason, but i have two insurances currently (i got fukd up..), so most the time they just 'assume the other insurance i had was the primary' or some chit. idk. gettin there...just want this all paid off/behind me chits annoying lol
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  21. #21
    Registered User TR88's Avatar
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    like 10k student loans, but I dont plan to work in US so I am on that income based plan, after like 10 or 25 ? years if I make it to that time, Ill just need to pay like 200,300 in taxes and the loan goes away
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  22. #22
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    Originally Posted by .aeterna View Post
    fuark bro

    hope u got a plan to pay all that off. Derogatory debt and credit concerns = employment opportunities = byebye
    Notsureifsrs but you may want to consider

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  23. #23
    Keanu Reeves Checking In Zackad's Avatar
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    Currently like $500 in CC debt, but only cuz I just went to vegas and blew a bunch of money. Should be paid off by the end of the month, or maybe a little later.
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  24. #24
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    "Come over here, then," I said. He responded with, "You come over here.'I didn't hesitate. I got up and walked over to the foot of his bed.

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    Originally Posted by .aeterna View Post
    0 debt

    but when i buy a house next year, i'll have a chit ton of debt
    nice brah! I have maybe 20k debt (car + student loans) and I'll be buying a house soon (offer accepted!)
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    ΜΟΛΩΝ ΛΑΒΕ nightmare69's Avatar
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    Originally Posted by Yachty View Post
    tell me about it its been 9 months since my day of fun, and im still taking care of bills. i have the money. i want them all paid off. but some places didnt send them in for fking months. and when i finally got it, they say the insurance didnt cover a whole bunch of expensive X for Y reason, but i have two insurances currently (i got fukd up..), so most the time they just 'assume the other insurance i had was the primary' or some chit. idk. gettin there...just want this all paid off/behind me chits annoying lol
    I work for a hospital and have great insurance that pays 90%. I had a simple endoscopy that ended up costing me $1,000 spead across 6 different bills. Without insurance it would have been over 10k. I work to live and get hit with this chit and deadbeats who live off the government get all the free Healthcare they want.
    The problems we face today are there because the people who work for a living are now out numbered by those who vote for a living.

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    Originally Posted by White-Belt View Post
    This is why Trades are the goat profession.

    Guaranteed job, no student debt, not a man-child living like a peasant until your mid 20s
    strong cope lol. I dropped out of CC after 3 semesters just to go into STEM early before all my ******* 4 year degree peers. Was working in STEM years before they got their poverty degrees and their 50k debt lmfao. Been working in STEM since 19. 26 now, no debt at all. Own 2 Motorcycles, a nice car and rent a condo. Everything paid for in cash. Quitting my current job tomorrow and starting my new one this Monday and will be making even more money than ever. lol
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    Originally Posted by nightmare69 View Post
    I work for a hospital and have great insurance that pays 90%. I had a simple endoscopy that ended up costing me $1,000 spead across 6 different bills. Without insurance it would have been over 10k. I work to live and get hit with this chit and deadbeats who live off the government get all the free Healthcare they want.
    rite. im just very very very happy i had insurance and wasnt a peasant not paying for it before my accident. i was in the hospital (in patient) for about 2 weeks, had a traumatic brain injury and cracked a few vertebrates, and fairly recently (~2 months ago) finished up my outpatient therapy.....this....this is why i currently have two separate health insurance plans lmao. couldve been so much worse but yeah its still a lot of money even with proper insurance..unreal
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  30. #30
    Buy high, sell higher. HMFIC_BROWSIN's Avatar
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    no debt. Just bought my car a couple months ago with cash.
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