I have about 28k debt from student loans and it fuking blows. On a really aggressive payback plan so I'm paying like $1500 a month to try and get rid of it asap.
what about you guys?
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Thread: How much debt do you have?
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07-21-2016, 08:43 AM #1
How much debt do you have?
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07-21-2016, 08:45 AM #2
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07-21-2016, 08:46 AM #3
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07-21-2016, 08:48 AM #4
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07-21-2016, 08:51 AM #5
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07-21-2016, 08:52 AM #6
$0
That said, there is good debt and bad debt.
Glad to see you are aggressively paying it back. Average american household has something like 16k just in credit card debt
amount per average household:
Credit cards $15,762
Mortgages $168,614
Auto loans $27,141
Student loans $48,172
https://www.nerdwallet.com/blog/cred...ebt-household/"Act as if what you do makes a difference. It does." -William James
My positivity thread: http://forum.bodybuilding.com/showthread.php?t=172531971&p=1464356701#post1464356701
My experiments with no soap and cold showers: http://forum.bodybuilding.com/showthread.php?t=173382601
balding journey: https://forum.bodybuilding.com/showthread.php?t=174082771&p=1505298321#post1505298321
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07-21-2016, 08:52 AM #7
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07-21-2016, 08:54 AM #8
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07-21-2016, 08:54 AM #9
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07-21-2016, 08:55 AM #10
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07-21-2016, 08:55 AM #11
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07-21-2016, 08:57 AM #12
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those are crazy numbers
i can understand the mortgage debt completely and the student loans to some extent but $30k AVERAGE in car loans?? and $15k credit cards on top of that? holy fuk
sounds like the "keeping up with the joneses" type of debt.. personally i have about $2300 left in my student loans and nothing else
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07-21-2016, 08:59 AM #13
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07-21-2016, 09:00 AM #14
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07-21-2016, 09:01 AM #15
Yep pretty much. People living outside their means. American culture, media and advertising are insanely materialistic. I think people think that having more possessions will somehow fulfill them....Goodluck with that
I mean look at how many shows are about rich people or how much the average american cares about celebrities."Act as if what you do makes a difference. It does." -William James
My positivity thread: http://forum.bodybuilding.com/showthread.php?t=172531971&p=1464356701#post1464356701
My experiments with no soap and cold showers: http://forum.bodybuilding.com/showthread.php?t=173382601
balding journey: https://forum.bodybuilding.com/showthread.php?t=174082771&p=1505298321#post1505298321
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07-21-2016, 09:02 AM #16
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07-21-2016, 09:03 AM #17
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07-21-2016, 09:03 AM #18
Auto: 15k
Medical bills: about 1k
Even with good insurance medical bills can still overwhelm you. Been paying on mine for a couple of years.The problems we face today are there because the people who work for a living are now out numbered by those who vote for a living.
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07-21-2016, 09:04 AM #19
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07-21-2016, 09:07 AM #20
tell me about it its been 9 months since my day of fun, and im still taking care of bills. i have the money. i want them all paid off. but some places didnt send them in for fking months. and when i finally got it, they say the insurance didnt cover a whole bunch of expensive X for Y reason, but i have two insurances currently (i got fukd up..), so most the time they just 'assume the other insurance i had was the primary' or some chit. idk. gettin there...just want this all paid off/behind me chits annoying lol
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07-21-2016, 09:08 AM #21
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07-21-2016, 09:09 AM #22"Act as if what you do makes a difference. It does." -William James
My positivity thread: http://forum.bodybuilding.com/showthread.php?t=172531971&p=1464356701#post1464356701
My experiments with no soap and cold showers: http://forum.bodybuilding.com/showthread.php?t=173382601
balding journey: https://forum.bodybuilding.com/showthread.php?t=174082771&p=1505298321#post1505298321
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07-21-2016, 09:09 AM #23
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07-21-2016, 09:10 AM #24
0..
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07-21-2016, 09:10 AM #25
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07-21-2016, 09:11 AM #26
I work for a hospital and have great insurance that pays 90%. I had a simple endoscopy that ended up costing me $1,000 spead across 6 different bills. Without insurance it would have been over 10k. I work to live and get hit with this chit and deadbeats who live off the government get all the free Healthcare they want.
The problems we face today are there because the people who work for a living are now out numbered by those who vote for a living.
Misc Firearms Crew
Bicycle Crew
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07-21-2016, 09:12 AM #27
strong cope lol. I dropped out of CC after 3 semesters just to go into STEM early before all my ******* 4 year degree peers. Was working in STEM years before they got their poverty degrees and their 50k debt lmfao. Been working in STEM since 19. 26 now, no debt at all. Own 2 Motorcycles, a nice car and rent a condo. Everything paid for in cash. Quitting my current job tomorrow and starting my new one this Monday and will be making even more money than ever. lol
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07-21-2016, 09:14 AM #28
rite. im just very very very happy i had insurance and wasnt a peasant not paying for it before my accident. i was in the hospital (in patient) for about 2 weeks, had a traumatic brain injury and cracked a few vertebrates, and fairly recently (~2 months ago) finished up my outpatient therapy.....this....this is why i currently have two separate health insurance plans lmao. couldve been so much worse but yeah its still a lot of money even with proper insurance..unreal
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07-21-2016, 09:17 AM #29
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07-21-2016, 09:19 AM #30
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