I'm about to co-sign my Gf for a car

[BoomPowSurprise]

Wow you idiot. She's going to break up with you and you'll be on the hook for payments. GG

[Hesher]

No matter what The Misc says, he's still gonna do it. He'll hit her with the "Oh, well...let me think about it" line, then she'll give him the ol', "I thought you loved me? Don't you want me to be safe?" routine. He'll cave.

Sleep tight credit.

Some friends and I were having a conversation today about financial chemistry between two people. I honestly couldn't focus on the convo because I had you on my mind. I just had this big grin on my face. I thought about how we click....when you touch me, kiss me....when I cosign stuff for you. I love it. I want to try something if you're game. I want you to fukc my credit. Default on me and just grind on it. I wanna suck up your debts and get them all over my credit report. I'm not gonna touch you, I just wanna use my pen and let you get as nasty as you want. Then, let me turn you over the title to my car and then try to get it back.....slowly. Dribble out my savings, let you slowly bankrupt me. Then, after I've eaten my fill, whatever happens next, does. I don't even care about the sex, I just need to be ruined by you.

[Alwaysbrah7]

Good idea. Dump and problem solved.

Ok, maybe he could talk to her and teach her. It's possible. But in my expeince, a 20 year old chick with entitlement mentality is not going to enjoy being lectured to. She will get emotional and do the whole "If you loved me..." and who knows what else.
Even if she knows you are right, that only makes it worse.

Oh sure, there are exceptions. I rarely see them, but they do exist.

It's the same as trying to carefully tell a gf that you think her weight gain is not healthy and she should stop eating so bad and should start going to the gym with you and how much you care about her health and happiness.
How often does that work?

Been there, done that. That's why whenever money comes up in any relationship, I say "No" and it doens't go beyond that.
No explanations
No reasons
Just No.

What age are you brah if you don't mind me asking? You're giving some great advice and seem to have had a lot of experience of debt with friends etc.

[dabbmw2002]

my dad co-signed me in April 2014,last July I traded my charger for an Altima payments went up $20 and the Loan is all Under my name. I'm not stuck with the Loan with her for the whole 6 years

[ven33]

my dad co-signed me in April 2014,last July I traded my charger for an Altima payments went up $20 and the Loan is all Under my name. I'm not stuck with the Loan with her for the whole 6 years

After reading through all of this, it has become obvious that you do not want the help of the misc. You came here in the hopes that others would agree with your poor decision, and when they didn't you decided to go into denial mode and argue with literally 50 people that tell you this is a terrible idea.

Let me be the 51st person to say this is a TERRIBLE idea. If her parents won't cosign there is a reason. Nobody your age "needs" an audi. Find something that is reasonable and reliable. When that audi breaks down (and let me tell you, it will) the repairs will cost more than the two of you can afford and what then? I doubt you've even taken that into account, so again this is a terrible idea.

If you won't see logic and reason, then please stop replying and go sign the damn lease. The rest of the misc'ers and I will be waiting for your thread in 6 months titled "My GF broke up with me and stopped making payments on her car, MISC LAWYERS HELP!"

[kingHanley]

I haven't co-signed yet brahs don't understand the negs. Day off is Tomorow so I still have time to think about it.

[quadfecta]

Age 22. Don't be a muppet bro

Edit: why do you need time to "think about this"? Every response itt has told you it's a bad idea. Don't do it *******

[ShortDave]

I haven't co-signed yet brahs don't understand the negs. Day off is Tomorow so I still have time to think about it.

Don't.

Get.

An.


Audi.


I don't care if you cosign for a car for her, but she obviously knows nothing about vehicles other than "it looks pretty", if you're going to be financially liable for this thing then make her get something reliable.

Also that one dude who said you should put it in your name and have her cosign on that hit it on the head, if you're on the hook, you should own the car.

[Fang2]

Don't do it bro. If you two break up, she will refuse to pay the car.

[backintheda]

I haven't co-signed yet brahs don't understand the negs. Day off is Tomorow so I still have time to think about it.

There's nothing to think about. If she wants this car, she needs to do it on her own.

[Fang2]

Don't sign your name for a car for anyone, not even your own family because they will not hesitate to screw you over and fuk with your life.

[AD117]

I haven't co-signed yet brahs don't understand the negs. Day off is Tomorow so I still have time to think about it.

STFU it's not a hard decision. You know you're gonna do it and you deserve every neg coming your way for even entertaining the idea.

[BustaCapp]

If she expects a 3yr old Audi then she doesn't love you OP.

Fukking money grabbing twatslag.

Fukking negging you if you go through with this.

I bet she won't even let you PIITB.

If you tell her no then she breaks up with you, then you know you did right.

[JMath]

I haven't co-signed yet brahs don't understand the negs. Day off is Tomorow so I still have time to think about it.

Not negging you, but lol. If all of the advice in this thread hasn't swayed you 1) nothing will, so just go sign it and 2) you shouldn't have wasted your time making this thread. Although if/when it doesn't work out, PLEASE be willing to suck up your pride and post a "you were right misc" thread.

If you just don't want to hurt her feelings, say "I can't co-sign for you, my credit isn't good enough. I had to have my dad co-sign for me just to get my own car". Unless she knows you have good credit then just say "sorry, but I can't." Like someone said on the first page the amount of time you're name is attached to that car loan is probably longer than any of your relationships have lasted in the past....

Did you already say why her own family won't co-sign? I didn't read the entire thread. I'm sure her own father saying no isn't for no reason.

[VicxSpecies]

Some friends and I were having a conversation today about financial chemistry between two people. I honestly couldn't focus on the convo because I had you on my mind. I just had this big grin on my face. I thought about how we click....when you touch me, kiss me....when I cosign stuff for you. I love it. I want to try something if you're game. I want you to fukc my credit. Default on me and just grind on it. I wanna suck up your debts and get them all over my credit report. I'm not gonna touch you, I just wanna use my pen and let you get as nasty as you want. Then, let me turn you over the title to my car and then try to get it back.....slowly. Dribble out my savings, let you slowly bankrupt me. Then, after I've eaten my fill, whatever happens next, does. I don't even care about the sex, I just need to be ruined by you.

Holy wow. This made my day. Take my measly reps.

OP. Urine idiot if you sign for anything you do not have your name on physically. That dude from ******** who bought another man's girlfriend a car comes to mind.

[Benihanas]

I haven't co-signed yet brahs don't understand the negs. Day off is Tomorow so I still have time to think about it.

brah I gave you a very legitimate response a page or so back and didn't neg, curious what you think about it

[xvicknumber7x]

Some friends and I were having a conversation today about financial chemistry between two people. I honestly couldn't focus on the convo because I had you on my mind. I just had this big grin on my face. I thought about how we click....when you touch me, kiss me....when I cosign stuff for you. I love it. I want to try something if you're game. I want you to fukc my credit. Default on me and just grind on it. I wanna suck up your debts and get them all over my credit report. I'm not gonna touch you, I just wanna use my pen and let you get as nasty as you want. Then, let me turn you over the title to my car and then try to get it back.....slowly. Dribble out my savings, let you slowly bankrupt me. Then, after I've eaten my fill, whatever happens next, does. I don't even care about the sex, I just need to be ruined by you.

how did nobody see this? holy fuucking lol

[GatorsBrah]

I haven't co-signed yet brahs don't understand the negs. Day off is Tomorow so I still have time to think about it.

ho lee phuk hes gonna do it. itshappening.gif
shes gonna ride off into the sunset in that audi with chad leaving you with the bill
the amount of *******ry you are about to commit is astounding
i hate using the word cuck but it fits here man

[BK909]

If you can accept Jamal driving around town in the car after she replaces you then fine.

Inb4
"I got a bad bitch with a Audi on everything"

[AtomicVeggie]

Lmao at cosigning for anybody that's not your child who you raised responsibly.

[YesWayNoWeigh]

Would be pretty funny if op says no and she breaks up with him. He would owe everyone itt a blow job for saving him

[xvicknumber7x]

if you actually do end up signing, i'm moving to arizona to fuuck your girlfriend in the car you're helping to pay for.

[jawbruh]

sleep tight pupper

[kingHanley]

The Audi was just the car she fell
In love with, the Audi is not the point of the discussion it's consigning. She can get something like an accord, Altima, Camry etc

[porcupinetree]

What age are you brah if you don't mind me asking? You're giving some great advice and seem to have had a lot of experience of debt with friends etc.

I'm 46.
I've been through a lot. Experience is a good teacher, and i am good at learning from other people's dumb mistakes.
I've make my share of mistakes too.

I have too much experience with debt and friends because it's my nature to help people out, especially my friends.
Just considering my brother when I paid for his gym membership. i thought I was doing him a favor. Made sense to me.
But it was bad for him. Sure I saved him money in the long run, but I put him in a bad position. Most decent people WANT to pay their own way. I know that because I want to. I don't want anyone's charity.
Paying for my brother put too much pressure on him and I would not do that to him again.
It's one thing to help someone in a desperate situation. Sure, he could not afford to pay it all up front, but he could pay the payments and that's what he should have done. The pressure he felt was not worth it.

I went through the same thing a while ago. My parents loaned me a few thousand dollars and I was in a tight spot. I paid them back in a couple of months by going on complete poverty living. They didn't like me doing that and said I didn't have to pay them back right away.
I couldn't. I had to pay them back immediately. For my own integrity and peace of mind. And I did. I could not in good conscious pay for anything non-essential when I could be paying them. But I even went beyond that.

My sister found out that they had given me that loan and she got really upset and said they shouldn't have done that and even complained about this affecting her inheritance.
It made me sick to my stomach because she took loans from my parents and then didn't want to pay them all back and my parents let her off the hook sometimes.
Then she marries into money and resents me for getting a loan?
Well, she sucks with money and has entitlement issures.
She was pretty shocked when she heard how fast I paid it back.

[YesWayNoWeigh]

I hope this thread never dies

[jasonpullar]

I haven't co-signed yet brahs don't understand the negs. Day off is Tomorow so I still have time to think about it.

whats funny is i haven't seen 1 post saying do it, out of 160 post and you still have to think about it? do you really think this is misc being the misc? we are saying its stupid because it is

just LMAO if you go through with it in no way shape or form with this end well

[porcupinetree]

If you tell her no then she breaks up with you, then you know you did right.

This is wisdom.

I had a gf a few years ago who wanted something major from me. She assured me over and over that I could trust her. I had concerns and told her so. She promised that she would NEVER do anything like that to me. We knew each other for 5 years.

Well, I finally told her no. What she was asking for was too much and I could not do it. She went crazy and actually did ALL of the things that she said she would never do.

That wasn't enough. Later, after I thought it was all over and hadn't spoken to her in a while, I suddenly find out that she called my boss and my landlord and made some pretty awful accusations about me.
Lucky for me, they knew me well enough to not believe her, but her goal was to make me lose my job and my home.

Girls are capable of pretty amazing things when they don't get what they want.

[JoshR324]

Don't fukking do it. Take it from me. I was with someone for four years and co-signed on a loan. Next thing I know I'm laid off, she sloots and I'm stuck with a loan and no income to pay for it. Your credit is worth more than your girl's desire to drive a fukin Audi. Trust me.

[YIAMSOMEBODY]

Some friends and I were having a conversation today about financial chemistry between two people. I honestly couldn't focus on the convo because I had you on my mind. I just had this big grin on my face. I thought about how we click....when you touch me, kiss me....when I cosign stuff for you. I love it. I want to try something if you're game. I want you to fukc my credit. Default on me and just grind on it. I wanna suck up your debts and get them all over my credit report. I'm not gonna touch you, I just wanna use my pen and let you get as nasty as you want. Then, let me turn you over the title to my car and then try to get it back.....slowly. Dribble out my savings, let you slowly bankrupt me. Then, after I've eaten my fill, whatever happens next, does. I don't even care about the sex, I just need to be ruined by you.

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