Stuff no one will tell you about life (GTFIH youngins)

[Skirrel]

OP i already knew everything you wrote. but i agree with it 100%, they are harsh truths that many of us seem to forget.

also, gpa does matter to some extent, whether if its getting that first entry level job/internship and/or competing with another applicant on your level with a different gpa

[k589]

Do what you love and love what you do.

[Revolutionasia]

ITT: Op is a college drop out who was too dumb to pass now he works a minimum wage job and needs to justify it.

strong this.

OP only works blue collar or mediocre sales jobs. Age: 24
For big law/banking/consulting/ anything commercial where the $$ is, go tell that to your graduate employer GPA doesn't mean ****. Maybe if you have 5+ years of good experience and reference then not.

[Reservoir Dog]

There are three rules that I live by: never get less than twelve hours sleep; never play cards with a guy who has the same first name as a city; and never get involved with a woman with a tattoo of a dagger on her body. Now you stick to that, and everything else is cream cheese.

[adamrandall2]

It's not who you know, it's who you blow.

it is pointless fighting who you are on the inside - ie, trying to be someone you are not.

Do not discount a life of crime, its not true what they say, sometimes it does pay.

[G3LesPaul]

-Pay everything with cash. If you don't have the money, don't put it on a card unless you know you can pay it off in time. Pay the whole thing off by the due date. There is no need to pay $300 for a $100 item

[PeterSuu]

Being the "best" often depends more on politics than meritocracy.

[RampageRoc]

in for moree

[zer0time]

ALWAYS, AL-FUKEN-WAYS listen to the voice inside you, not the voice in your head, your ego, but the voice inside you. Trust your gut.

[G3LesPaul]

-Laugh as much as you can. People will like you more if you like to laugh. Life is too short to be serious all the time

-Stop giving a chit about politics and religion. There is no point in getting stressed and angry over something you cannot control

-STOP WATCHING THE NEWS (this one has completely changed my life)

[tetrasarin]

strong this.

OP only works blue collar or mediocre sales jobs. Age: 24
For big law/banking/consulting/ anything commercial where the $$ is, go tell that to your graduate employer GPA doesn't mean ****. Maybe if you have 5+ years of good experience and reference then not.

does it require a 4.0 gpa to become an employer?

[Bushmaster]

ALWAYS, AL-FUKEN-WAYS listen to the voice inside you, not the voice in your head, your ego, but the voice inside you. Trust your gut.

Strong this.

[G3LesPaul]

strong this.

OP only works blue collar or mediocre sales jobs. Age: 24
For big law/banking/consulting/ anything commercial where the $$ is, go tell that to your graduate employer GPA doesn't mean ****. Maybe if you have 5+ years of good experience and reference then not.

If you think good GPA=hard worker then you are in for a rude awakening

[War Machine]

Colllege is good for churning out dumbasses who are deep in debt.

[PatheticPeter]

- stay in shape; contrary to popular belief, the grown up world mires sometimes harder than high school sloots
- dont get married cuz it's *insert cliche here *, do it because you want that person to be in your life forever
- don't spend money on stupid crap; invest/save every penny you can but don't short yourself on simple things every now and then (go have a beer with a friend or see a movie, don't buy 50 pairs of jordans at age 29)
- keep friends you've known for a while (assuming they're worth keeping); sometimes spouse or family ain't gonna cut it
- 99% of making it in life is not hard work or gpa; it's navigating yourself succesfully through a world infested with idiots

[glenn777]

save your fukking money for fuk sake you little kunt.

[silvrmoos]

- life is hard and it is not fair, nor should it be

- if you have the choice between owning your house/condo versus renting, buy that chit.

- Less can give you more. I.e. having fewer cars, fewer "toys" gives you less stuff that needs to be maintained and more time and money for what really matters.

- If you pursue a career in something you are passionate about, you will likely find happiness. You are also more likely to have a comparative advantage over others who invested less in it.

-

[SoutheastBeast1]

GPA doesn't mean anything unless you want a masters or internship aka a job


Durrr looks like gpa does matter. You are right college doesn't prepare you for **** which makes internships all the more important thus making gpa important


Real advice is to be active. Anything that will look good on a resume do it no matter how stupid or small you think it is. You can play it up as the greatest thing ever. A lot of people never do sh*t in college then think just cause they graduated they'll come out CEO 10k a day

Doesn't work like that. College is merely a platform for opportunity. It's still on you to go get it. OP clearly didn't learn this which is why his advice to you all quite frankly sucks

[spk1996]

-Just cause you don't go to college, doesn't mean you can't be successful. College is the biggest scam

-College GPA doesn't mean chit, unless you are going for masters or internships.

-College doesn't prepare you for jack chit about the real world.

-There will always be losers in the world. This everyone is a winner/special chit is miss leading

-The best way to stay employed is do anything you are asked, even if you are inexperienced. People will teach you and it looks good on you.

-You are never too good to work a minimum wage job. Everyone has to start somewhere

-Put at LEAST whatever your company will match in your 401K

-There isn't someone for everyone. People go trough their entire life not finding someone to spend it with

-Unless you are going for a special position, a masters degree barely increases your salary

Post yours

My estimated iq is 75-85 and I figured this all out on my Own

[dannyg2127]

Be honest and ruthless

[Lolzing]

in for advice

[usersignup2]

Employers will never know your GPA. EVER. The only way they know is if they ask for a college transcript but they need your approval for that.

Been on many interviews and never had one employer ask about GPA. They don't give a chit

this is true. really.


it's pretty amazing if you think about it. employers only care about what you can do in the real world. high gpa means jack. if you are a creative brah, your portfolio in uni means jack. srsly. after going through many prospects, it is clear that what you do in school means zero in the real world.

[G3LesPaul]

Listen/watch old movies/music that you listened to as a kid. The nostalgia will make you tons happier

[MinisterOfLust]

It is all a dream. We are not even alive. Nothing is real. We are all clones.

[ctownballer04]

Employers will never know your GPA. EVER. The only way they know is if they ask for a college transcript but they need your approval for that.

Been on many interviews and never had one employer ask about GPA. They don't give a chit

Curious how much money you are making at 24?

Need a very good GPA to get into any sought after positions in Finance at least. Good luck getting a legit investment banking gig with anything less than like 3.6. I have a 4.0 and it's set me up to get good internships. Through internships I've been able to meet important people that can actually help me in my conquest of getting a job. I'll be making roughly 90-120K directly out of undergrad.

I'd agree that a GPA is largely irrelevant if you are well connected. If you can get an interview you are fine, GPA 100% goes out the door, but unless you are incredibly well connected you won't get any interview anywhere important w/ a **** GPA.

I'm also speaking in terms of Finance and just about investment banking jobs.

[IIIIIIIIIIIIIIl]

op is education hater

Curious how much money you are making at 24?

Need a very good GPA to get into any sought after positions in Finance at least. Good luck getting a legit investment banking gig with anything less than like 3.6. I have a 4.0 and it's set me up to get good internships. Through internships I've been able to meet important people that can actually help me in my conquest of getting a job. I'll be making roughly 90-120K directly out of undergrad.

lol people still thinking investment banking is making the same money it was 10-15 yrs ago

[usersignup2]

when a woman tells you her problems, she DOES NOT want your advice or for you to solve it.

[Igmann]

GPA only matters when getting into schools. Other then that, no one gives a chit

Except that most Fortune 500 companies have a 3.0 - 3.6 GPA minimum (depending on the company). Meaning that regardless to what else you did in college, if your transcript reads less than their requirement, your resume gets tossed into the recycling bin.

My advice broken into 2 categories, financial and personal:

Financial:

- GPA matters if you want an above average paying entry level job. Anyone who says otherwise has never applied for such a job. Some places don't care about your GPA but most places that pay good do.

- There is nothing wrong with debt if you use it right. Like any financial tool, it is a tool. It can leverage an investment and speed up progress. That said, don't run up a credit card buying vanities that don't provide a return.

- Go to community college for your first 2 years. Live at home unless you live in the middle of nowhere and don't have a good university in the area. You'll save at least $50,000 (face value; not including interest accrued as a result of debts) over your 4 years doing so.

- Get a degree that will get you a job. That is one in business, finance, accounting, risk management, STEM, etc. Get a practical degree. Ignore the advice that tells you "just do what interests you." That's good advice when you have free time but when you're paying $40,000/year for it, no don't do what interests you, do something pragmatic. If you want to go into law, study the easiest subject to run up your GPA as high as possible, don't be a hero.

- Don't save your money, spend it on appreciating assets.

- Buy a used car, never buy new unless you are financially stable.

- There is nothing wrong with buying a house as opposed to renting. It is a good way to build equity.

- Money does matter. People who say that money doesn't matter lack ambition or they realize that they will be financially average their entire lives so they try to justify it by saying that money doesn't matter. Kind of like the 30 year old virgins in the RH who say that women don't matter.

I may add personal later, don't feel like typing anymore at the moment.

[ctownballer04]

op is education hater



lol people still thinking investment banking is making the same money it was 10-15 yrs ago

I'm probably much more aware of what investment bankers make than you. I just got back from working in NY on the NYSE floor for the summer.

Base salary 70K, first year median bonus for tier 1 analysts is 55K. Speaking about bulge bracket.

[Igmann]

Curious how much money you are making at 24?

Need a very good GPA to get into any sought after positions in Finance at least. Good luck getting a legit investment banking gig with anything less than like 3.6. I have a 4.0 and it's set me up to get good internships. Through internships I've been able to meet important people that can actually help me in my conquest of getting a job. I'll be making roughly 90-120K directly out of undergrad.

I'd agree that a GPA is largely irrelevant if you are well connected. If you can get an interview you are fine, GPA 100% goes out the door, but unless you are incredibly well connected you won't get any interview anywhere important w/ a **** GPA.

I'm also speaking in terms of Finance and just about investment banking jobs.

The misc e-stating is strong in this one.

op is education hater

lol people still thinking investment banking is making the same money it was 10-15 yrs ago

Yes but Leo did it in Wolf on Wall Street so now I want to do it too.