What is the GOAT credit card? 25k reps

[james21561]

bout to sign up for one. Which one has the best perks?

[Kellonnn]

prolly chase. their reward system p good. Often have referral bonus too

[laxster]

ebt

[backintheda]

Really depends on what type of rewards you're after. I have a Capitol One something or other. I get 1.75 airline miles fore very $1 spent. I get about 1 'free' plane ticket a year.

[RyGla]

the american express black card

[Griggz]

Chase Freedom. Thank me later.


I cash out 30-60 bucks in rewards every month.

[Xarelto]

The Centurion.

I have an nfl rewards visa. I guess it's okay. I think avoiding an annual fee is more important than any perks

[Wrench7]

Have never had a credit card crew checking in.

Have never needed a credit card and I dont ever want one. My credit score is great without one

[BioDiver]

Chase Freedom or AmEx Platinum. Freedom gives you cash rewards and has low interest while the AmEx Platinum gives you lounge access pretty much everywhere, top notch concierge service, and probably the best Amazon credit transfer out there. The only kicker with AmEx is that you have to pay your balance in full every month. I have both and use the Freedom when I want credit and the Platinum when I need to wait a paycheck before buying something.

[invrlose123]

Have never had a credit card crew checking in.

Have never needed a credit card and I dont ever want one. My credit score is great without one

How do you shop online? Stay at a hotel? Rent a car? Srs.

I have one and only use it to get points. Never paid a cent of interest and probably put around $3500 on it since I got it last year

[buzkil]

the american express black card

this if you're rich AF,

i use visa

[shoelaces]

American Express.


No credit limit, pay off balance every month. GOAT.

[Rawp0wer1O1]

Ive been using the paypal mastercard for the past few years...it gave the most reward points for gas which is what i buy most and they do a lot of promo's for extra points during the year

iirc i have 200$ cash back waiting for me

[Wrench7]

How do you shop online? Stay at a hotel? Rent a car? Srs.

I have one and only use it to get points. Never paid a cent of interest and probably put around $3500 on it since I got it last year

My debit card or paypal, directly from my account. Fuk buying something then paying it back with interest

[shoelaces]

Ive been using the paypal mastercard for the past few years...it gave the most reward points for gas which is what i buy most and they do a lot of promo's for extra points during the year

iirc i have 200$ cash back waiting for me

Paypal not even once.

BRB freeze your account, can't access your own funds.

[deerdiary]

1.5% cash back on all purchases.
$100 back if you spend $500 the first 3 months.

[pWally]

AMEX sky miles reward card

[dizzin9]

AmEx

[onelochevy]

Chase freedom or capital one venture. Both have good rewards. Find one that has a 0% introductory APR. My chase freedom came with 15 months at 0%

[Rawp0wer1O1]

Paypal not even once.

BRB freeze your account, can't access your own funds.

Huh? I don't keep any funds in paypal

My paypal is linked to my paypal master card

[shoelaces]

AMEX sky miles reward card

AmEx

This x10. No limits, rewards/cash back, have to pay balance in full every month so you have to spend with caution.

[M1LD_S]

My debit card or paypal, directly from my account. Fuk buying something then paying it back with interest

You're missing out on free money for no reason. I have never paid a cent of interest on my credit card and have gotten thousands in rewards and cashback programs.

And OP you wont be able to just get the best cc for your first card. Very few will approve you with no credit or stable income. My first was the Discover IT and its a pretty solid card that you should be approved for as it is targeted at students.

[deerdiary]

Have never had a credit card crew checking in.

Have never needed a credit card and I dont ever want one. My credit score is great without one

I think whoever doesn't have a credit card is a colossal moron.

Brb get cash back, rewards, increase/improve credit, etc, etc by just using a card. Brb just pay off what you use and you will not pay any interest. Like how stupid do you have to be not to use a credit card if you're financially responsible?

[CWGame]

Chase freedom

[deerdiary]

This x10. No limits, rewards/cash back, have to pay balance in full every month so you have to spend with caution.

Are you retarded? OP is 20 years old. Chances of him qualifying for a good AMex card are slim to none.

[Ace50]

I have an Amex Gold and Chase Freedom.

Chase Freedom is pretty GOAT, 5% cash back on different categories every few months. Then 1% cash back on everything else. No annual fee and pretty high limit.

Amex Gold, I don't know I just have it but the sign up bonus was 50k points.

[shoelaces]

I think whoever doesn't have a credit card is a colossal moron.

Brb get cash back, rewards, increase/improve credit, etc, etc by just using a card. Brb just pay off what you use and you will not pay any interest. Like how stupid do you have to be not to use a credit card if you're financially responsible?

This. Pay for groceries, gas and utilities with CC. Get cash back and sky miles.

[shoelaces]

Are you retarded? OP is 20 years old. Chances of him qualifying for a good AMex card are slim to none.

AmEx Green is easy to qualify for, even with limited credit history.

[ChrisVigor]

Credit union

[deerdiary]

AmEx Green is easy to qualify for, even with limited credit history.

Not anymore. It used to be.

Also, why go for Amex Green when you have a card like Quicksilver? Not sure if srs.