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05-26-2013, 01:37 AM #91
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05-26-2013, 01:37 AM #92
This is what i would get for 50k. The buy it now is 52,000 but you could easily get it for 50 flat with cash
http://cgi.ebay.com/ebaymotors/Dodge...a5e0a5&vxp=mtrHouston --> Jax --> Ft. Laud --> Orlando --> LA--> Vegas --> OC --> SD
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05-26-2013, 01:38 AM #93
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05-26-2013, 01:40 AM #94
So if we are dealing with a 65K car with half paid that is 32.5K over 5 years. That is 6.5K a year. That comes out to 543 a month (not counting interest). Round that up to 600 for interest and you need a monthly income of 3000 to assign 20 percent of it to the 600 dollar sticker on the car. Not bad at all. As long as you pay off half of it when you buy it.
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05-26-2013, 01:41 AM #95
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05-26-2013, 01:43 AM #96
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05-26-2013, 01:44 AM #97
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05-26-2013, 01:46 AM #98
No prob. Not sure why I was interested in doing this at this hour, just kinda hit me. Chit like a car it might be better to save up and pay the whole thing off unless you want to use the car payment as a way to build up your credit. In which case it would probably be a good idea to pay off half to begin with then pay off the other in the standard 5 year period.
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05-26-2013, 01:48 AM #99
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05-26-2013, 01:51 AM #100
yea true.. i just hate the feeling of paying off something when its already in my possession. maybe it'll wear off when im older, dunno. but paying it off helps build credit how? would that be via paying it off with a credit card (is that possible?), or by just keeping up with payments automatically would build your credit?
def showing my age here...
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05-26-2013, 01:52 AM #101
- Join Date: Aug 2010
- Location: Edmonton, AB, Canada
- Age: 31
- Posts: 1,404
- Rep Power: 1067
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05-26-2013, 01:55 AM #102
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05-26-2013, 01:55 AM #103
Lol yes you are but it is ok. And yes you will get over that as you get older because large purchases like a house and car (in most cases) will require you to pay it off while you own it. No you take out a loan through your bank or the place you buy the car to cover what you can't pay out up front. As you pay that loan off you build up credit.
It is like having a credit card and building up credit. It shows banks in the future that you will repay the money you take out, with interest, and are hence a profitable investment for them. Making payments on your credit card is a good way to build up credit but it won't get you credit for "major purchases" those include houses and cars.
So take out a loan to cover the rest of the car, pay that off, and now you have credit built up on major investments. Will help you get other loans (like mortgages) down the road.
Student loans are also a good way to build up credit (inb4 hate). Also those ARE considered investments and among the "best" debt you can have. The reason is that what you spend the money on (degree) will help you make more money in the future down the road. Inb4 hate and flames over colleges/student loans. Check lifetime income for college grad/advanced degree grads against everyone else *******s.
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05-26-2013, 01:56 AM #104
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05-26-2013, 01:59 AM #105
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05-26-2013, 02:00 AM #106
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05-26-2013, 02:01 AM #107
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05-26-2013, 02:04 AM #108
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05-26-2013, 02:05 AM #109
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05-26-2013, 02:05 AM #110
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05-26-2013, 02:06 AM #111
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05-26-2013, 02:07 AM #112
- Join Date: Aug 2010
- Location: Edmonton, AB, Canada
- Age: 31
- Posts: 1,404
- Rep Power: 1067
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05-26-2013, 02:07 AM #113
good info from years in real life, pay attention
girls like different stuff my man
I've owned quite a few different 50k+ cars, from MB, BMW, Audi, and Nissan. As a younger dude in search of pussy 24/7, I've done a lot of observing on how females react to different brands and models.
First of all, you need to know that 99.8% of females do not give a **** about the model of car, much less the ****ing HP or 0-60. They care about 1) the brand and 2) if it's newer than 2009~.
"I drive a 2012 benz" sounds the same to them as "I drive a 2012 550hp c63 AMG".
They DO NOT think like dudes. Get this out of your head. I've PERSONALLY seen a 2012 clean audi a(something) get more attention from a group of females than a 2013 GT-R. Girls don't care if the GT-R will get to 0-60 twice before the audi does once. They don't care. They don't care. They don't care.
They care if it's a luxury brand and a recent year. Points for if it looks "sexy", which is FAR different than what guys think is sexy.
Mercedes - Too common IMO. The current C and E class are boring looking and very commonplace. Pass. Exception being if you're looking to pick up mostly black chicks or lower income peeps. I'm 110% serious here.
BMW - new 3 series is nice looking and attractive to girls. The BMW brand has a lot of pull with asians and white girls. having a 'new' BMW is really a step up on the social ladder (or three). the extra 10-30k for an ///m badge is NOT worth it FOR GIRL PURPOSES.
They don't care. I promise.
Audi - This is the one, imo. These are still uncommon enough to pique a girls interest, but put off an aura of luxury and class above BMW/MB. Every rich frat ******* gets a BMW, an Audi will say you're different and far more mature to girls.
Get a nice looking one, keep it clean, act like you paid cash from your awesome job, even if you didn't.
Not really going to mention any others. Either they're too expensive to say (non bargain-bin Porsche, Lamborghini, Ferrari, Aston, etc.) or are EXTREMELY niche and will limit your choices severely (mustang, evo, subaru, etc.)
KEEP IN ****ING MIND - this is assuming you're getting a car to appeal to the WIDEST variety of girls. This doesn't assume you want a fast car, want to mod, etc. This is for GIRLS and for GIRLS only, because that's what you asked about.
The guy that gets the most pussy I know drives a ****ing accord, and the second most drives a BRZ. Cars absolutely do not make or break you, but if you want the MOST help attracting the MOST bitches from the widest variety, heed my wordz
edit: I don't own any of the above cars ATM so this is non-biased simple observation, take it or leave it
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05-26-2013, 02:13 AM #114
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05-26-2013, 02:53 AM #115
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05-26-2013, 02:55 AM #116
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05-26-2013, 02:58 AM #117
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05-26-2013, 02:59 AM #118
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05-26-2013, 08:10 AM #119
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05-26-2013, 01:05 PM #120
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