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  1. #1
    Registered User datbrobrahbruh's Avatar
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    I just got rejected when applying for a Discover card

    Wtf Misc?

    It was the student one because I want to build my credit since I don't even have any, I make pretty good money for a 19 year old....I don't why I would be rejected from such a basic card.

    Feeling pretty rustled.
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  2. #2
    Banned AgentYellow's Avatar
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    Go for visa
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  3. #3
    Registered User datbrobrahbruh's Avatar
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    How will I know if I'll be rejected by them too? Anyway to avoid it?
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  4. #4
    Banned AgentYellow's Avatar
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    Originally Posted by datbrobrahbruh View Post
    How will I know if I'll be rejected by them too? Anyway to avoid it?
    The guy at Discover was just being a bro when he realized someone was applying for their phaggy time card
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  5. #5
    The Great Beard Sage GDPONE's Avatar
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    Time to get a secured CC
    Dont ban me bro.

    Proud to be:

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  6. #6
    Registered User vegasbrah08's Avatar
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    Don't know why you would so discover. Definitely try some kind of Visa card

    Check through your bank, that's how I got my first credit card. Otherwise, capital one has a student card as well.

    Be careful about applying for too many though because it does affect your credit the more applications you run.

    Edit. Or this^^^
    Secured may be the way to go
    my push/pull/legs log: http://forum.bodybuilding.com/showthread.php?t=152384423&p=1036385613#post1036385613

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  7. #7
    awol 1cav's Avatar
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    dont know that feel..800 credit score

    try somewhere else
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  8. #8
    Son of Plitt? Josh81's Avatar
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    i applied for a capital one secured credit card with 0 credit a year ago, i'm at 680 rating now and would be over 700 if i didn't have a medical bill sent to collections because my insurance messed up

    try them
    You don't need a reason to help people.
    do what makes you happy
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  9. #9
    Banned Benny_Lava's Avatar
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    i just upped my visa to 20,000 with the click of a button
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  10. #10
    Banned TorontoBeast's Avatar
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    Originally Posted by datbrobrahbruh View Post
    Wtf Misc?

    It was the student one because I want to build my credit since I don't even have any, I make pretty good money for a 19 year old....I don't why I would be rejected from such a basic card.

    Feeling pretty rustled.
    ohhhhhhhhhh lawd! capital one never rejects, srs
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  11. #11
    Registered User Psychit's Avatar
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    With no credit history it can be a pain in the ass to get approved for a credit card.

    You might honestly need to get a secured card where you put money into it to be able to use it - almost like a debit card but they build credit.

    Apply for one of those, banks have em.
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  12. #12
    Son of Plitt? Josh81's Avatar
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    Originally Posted by Psychit View Post
    With no credit history it can be a pain in the ass to get approved for a credit card.

    You might honestly need to get a secured card where you put money into it to be able to use it - almost like a debit card but they build credit.

    Apply for one of those, banks have em.
    yea i paid 100$ and i have a 300$ credit line
    You don't need a reason to help people.
    do what makes you happy
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  13. #13
    Banned TorontoBeast's Avatar
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    Originally Posted by AgentYellow View Post
    Go for visa
    I suggest master card
    Originally Posted by 1cav View Post
    dont know that feel..800 credit score

    try somewhere else
    lmao
    Originally Posted by Benny_Lava View Post
    i just upped my visa to 20,000 with the click of a button
    O_O you srs? how much you make per year?
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  14. #14
    Token Deaf Guy MrDeafMuscle's Avatar
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    You have to start out with something basic such as a cell phone plan. Or a secured credit card. Capital one is probably the best and least risky of them all.


    Work on those for 1-2 years and then get real credit card.
    //// MrDeafMuscle //// Reps owed: Mainsane
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  15. #15
    Registered User lsiberian's Avatar
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    Good luck living paycheck to paycheck never being rich OP.

    It's called save up and pay for things with cash. A novel concept that only those on the path to wealth understand.

    1. Never ever go into debt always find another way.
    2. Build emergency funds and sinking funds to pay for things including cars, tv's etc. Never buy extended warranties instead invest that money and you can make the profit.
    3. Invest in good long term investments(Mutual funds are a good start) that get 12 percent historically over 20 years at least.

    OP Work like crazy and build wealth so you never are tempted to use credit.
    Baylor/Spurs/Cowboys/Rangers/UTA
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  16. #16
    Son of Plitt? Josh81's Avatar
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    Originally Posted by lsiberian View Post
    Good luck living paycheck to paycheck never being rich OP.

    It's called save up and pay for things with cash. A novel concept that only those on the path to wealth understand.

    1. Never ever go into debt always find another way.
    2. Build emergency funds and sinking funds to pay for things including cars, tv's etc. Never buy extended warranties instead invest that money and you can make the profit.
    3. Invest in good long term investments(Mutual funds are a good start) that get 12 percent historically over 20 years at least.

    OP Work like crazy and build wealth so you never are tempted to use credit.
    its amazing how ignorant people are on credit cards, they are great for cash back after you've built credit with a secured one.. if you aren't a retard who misses payments a credit card is nothing but good
    You don't need a reason to help people.
    do what makes you happy
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  17. #17
    probably drunk eviseri's Avatar
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    apply for the capital one student card...i've been using it for like 2 years and i was accepted even though i only work part time
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  18. #18
    Son of Plitt? Josh81's Avatar
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    Originally Posted by eviseri View Post
    apply for the capital one student card...i've been using it for like 2 years and i was accepted even though i only work part time
    i was accepted for their secured card when i had no job, they accept anyone
    You don't need a reason to help people.
    do what makes you happy
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  19. #19
    Registered User Psychit's Avatar
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    Originally Posted by Josh81 View Post
    its amazing how ignorant people are on credit cards, they are great for cash back after you've built credit with a secured one.. if you aren't a retard who misses payments a credit card is nothing but good
    ^ this.

    No reason not to have a credit card as long as your not a complete dumbass. Just dont fuking use them if you dont have the money...pay off at end of month...simple.

    Brb free flights 3-4 times a year, brb 5% cashback on most of my purchases
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  20. #20
    Registered User datbrobrahbruh's Avatar
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    Originally Posted by lsiberian View Post
    Good luck living paycheck to paycheck never being rich OP.

    It's called save up and pay for things with cash. A novel concept that only those on the path to wealth understand.

    1. Never ever go into debt always find another way.
    2. Build emergency funds and sinking funds to pay for things including cars, tv's etc. Never buy extended warranties instead invest that money and you can make the profit.
    3. Invest in good long term investments(Mutual funds are a good start) that get 12 percent historically over 20 years at least.

    OP Work like crazy and build wealth so you never are tempted to use credit.
    I was never going to buy things that I couldn't purchase with the cash I have. It's simply to build up credit which lets be real man, you need in the real world. Even doing all those things it takes a while for cash to build up and there'll probably be times I need to get a loan or have credit behind me to get things like, a house or even a car which I desperately need.

    As long as it's paid off each month I see no need for it to be nothing but a benefit to me.
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  21. #21
    Spurs/Bills/Yankees GooBaaa's Avatar
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    Originally Posted by lsiberian View Post
    Good luck living paycheck to paycheck never being rich OP.

    It's called save up and pay for things with cash. A novel concept that only those on the path to wealth understand.

    1. Never ever go into debt always find another way.
    2. Build emergency funds and sinking funds to pay for things including cars, tv's etc. Never buy extended warranties instead invest that money and you can make the profit.
    3. Invest in good long term investments(Mutual funds are a good start) that get 12 percent historically over 20 years at least.

    OP Work like crazy and build wealth so you never are tempted to use credit.

    lmao goodluck doing anything in life with no credit
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