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  1. #1
    Registered User ProteinEnough's Avatar
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    Exclamation Start your Roth IRA now

    While you're young.
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  2. #2
    American Patriot McKlown's Avatar
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    in. fuk traditional IRA's brah
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    Fishing Crew
    Arctic Cat Crew
    Copenhagen Crew
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  3. #3
    Registered User ProteinEnough's Avatar
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    bump
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  4. #4
    Registered User E_P_C's Avatar
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    why
    |~| EXTREME PULL UPS CREW |~|

    2014 RAW PR's: Squat 365x1 | Paused Bench 275x1 | Deadlift 525x1 | OH Press 205x1

    Clear Muscle Log: http://forum.bodybuilding.com/showthread.php?t=161934133
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  5. #5
    Registered User ProteinEnough's Avatar
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    Originally Posted by E_P_C View Post
    why
    Because it grows tax free.
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  6. #6
    Registered User m_levin's Avatar
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    Roth 10% every paycheck checking in.
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  7. #7
    skinny talls ragealot's Avatar
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    on dat der roth 401(k) time, company matches %5

    investing 35% of my paycheck, wish I had started when I was a bit younger (22 now)
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  8. #8
    Registered User ProteinEnough's Avatar
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    Originally Posted by ragealot View Post
    on dat der roth 401(k) time, company matches %5

    investing 35% of my paycheck, wish I had started when I was a bit younger (22 now)
    You're doing it right brah.
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  9. #9
    Registered User Hysteresis's Avatar
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    Make sure you bump up your contributions for the 2013 limit increase to $5500.

    http://www.irs.gov/Retirement-Plans/...ibution-Limits
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  10. #10
    BattleBorn. DesertSider's Avatar
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    In. I started one when I was 20.
    A man asked two bricklayers what they were doing. The first said "I'm laying bricks." The second said, "I'm building a cathedral."

    Never trust a fart.
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  11. #11
    Registered User ProteinEnough's Avatar
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    Originally Posted by Hysteresis View Post
    Make sure you bump up your contributions for the 2013 limit increase to $5500.

    http://www.irs.gov/Retirement-Plans/...ibution-Limits
    I saw that, I can't wait!
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  12. #12
    Keanu Reeves Checking In Zackad's Avatar
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    in after DesertSider

    inb4 snizzle77
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  13. #13
    Registered User Hysteresis's Avatar
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    Originally Posted by ProteinEnough View Post
    I saw that, I can't wait!
    Dat $458.33/mo dollar cost averaging
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  14. #14
    brb ord11b's Avatar
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    i'm 25 now and still not doing **** with my money. Steady and decent income yet It sits in a checking account. Wtf am i doing. Guidance please now
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  15. #15
    Acquiring Mass palmdale_mob's Avatar
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    Originally Posted by DesertSider View Post
    In. I started one when I was 20.
    lol wut, aren't you a stripper?
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  16. #16
    BattleBorn. DesertSider's Avatar
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    Originally Posted by palmdale_mob View Post
    lol wut, aren't you a stripper?
    Not lately, although I'm thinking about going back. Maybe the misc could come help me out financially.

    For those who have not started a Roth IRA its time to start.
    A man asked two bricklayers what they were doing. The first said "I'm laying bricks." The second said, "I'm building a cathedral."

    Never trust a fart.
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  17. #17
    Registered User DrMiscerMDPhD's Avatar
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    too rich
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  18. #18
    Registered User MickeyDs's Avatar
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    someone aware me on this? I got my money in some ING thing through my work
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  19. #19
    Registered User iron_monster's Avatar
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    Aware me finance scras
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  20. #20
    Registered User BDub85's Avatar
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    You can only contribute a small amount right now. Tax hikes next year will make the value of having a roth ira significantly less next year.
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  21. #21
    Registered User ProteinEnough's Avatar
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    Originally Posted by ord11b View Post
    i'm 25 now and still not doing **** with my money. Steady and decent income yet It sits in a checking account. Wtf am i doing. Guidance please now
    go to vanguard and set it up now. don't keep putting it off. do it now. takes about 5 mins serious.
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  22. #22
    Banned lookatmeimcool's Avatar
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    nah, spend like a sailor. we're a banana republic, it'll all crash by the time I retire. Our currency is a joke. Twenty years left, maybe.
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  23. #23
    MIZ-ZOU NCK MIZ's Avatar
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    Best thing to do is 401k to company match. Then max out Roth IRA. For most people that should get you 10-11k in savings per year.
    "When you get a BS you think you know everything
    When you get your MS you realize you know nothing
    When you get your PhD you still realize you know nothing but it is ok because now you know no one else does either"
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  24. #24
    Registered User ProteinEnough's Avatar
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    Originally Posted by MickeyDs View Post
    someone aware me on this? I got my money in some ING thing through my work
    sounds like you have a 401k, 403b or 457?
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    Originally Posted by NCK MIZ View Post
    Best thing to do is 401k to company match. Then max out Roth IRA. For most people that should get you 10-11k in savings per year.
    lol wtf do you base these numbers on?
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    opened mine when i was 18, 5k in that bish every year
    ₪ ₪ ₪TRUE MI$CER₪ ₪ ₪
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    Originally Posted by BDub85 View Post
    You can only contribute a small amount right now. Tax hikes next year will make the value of having a roth ira significantly less next year.
    I disagree. Always better to pay taxes before growth rather than after. If the investment appreciates first contribution should be to a Roth IRA.
    A man asked two bricklayers what they were doing. The first said "I'm laying bricks." The second said, "I'm building a cathedral."

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    Keanu Reeves Checking In Zackad's Avatar
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    Originally Posted by DesertSider View Post
    Not lately, although I'm thinking about going back. Maybe the misc could come help me out financially.

    For those who have not started a Roth IRA its time to start.
    you can strip for me unomsaiyan

    not srs. in case you didn't know, strippers get the most tips at the peak of the menstrual cycle, and the least during the luteal phase, aka lowest point of the menstrual cycle. proven by science. srs
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    Originally Posted by lookatmeimcool View Post
    nah, spend like a sailor. we're a banana republic, it'll all crash by the time I retire. Our currency is a joke. Twenty years left, maybe.
    Dumbfounding logic
    If money is worth nothing, then why not risk it in investments? You either A) Come out ahead. B) Break even C) Lose it all and you're in the same boat as everyone else

    Anyone looking for a place to start should check out

    That is the best book I have ever read. 100% srs
    Next would be A Random Walk Down Wall Street, but that's slightly more advanced information, still very useful.
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  30. #30
    Registered User ProteinEnough's Avatar
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    Originally Posted by dryst View Post
    opened mine when i was 18, 5k in that bish every year
    good man
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