Bodybuilding.com Information Motivation Supplementation
in:

    The World’s #1 Bodybuilding And Fitness Forum - Save Up To 50% Off Retail Prices In Our Bodybuilding.com Store!

Closed Thread
Page 77 of 334 FirstFirst ... 27 67 75 76 77 78 79 87 127 177 ... LastLast
Results 2,281 to 2,310 of 10019
  1. #2281
    Polar Bear Mod Final_Rep's Avatar
    Join Date: Dec 2009
    Location: North Pole, Alaska, United States
    Stats: 9'11", 999 lbs
    Posts: 14,888
    Rep Power: 1103455
    Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000)
    Visit Final_Rep's BodySpace
    Final_Rep is offline
    Originally Posted by PowderMonkey View Post
    you can get a 0% zero down loan for a car? really?


    even if true i'm still with pg on this one and buy my cars with money i have in my bank account.
    yeah man my truck.. 0% loan, zero down..
    link to a picture of it
    ☆ Legacy Mod Crew Appreciation Crew ☆

  2. #2282
    logical mofo PowderMonkey's Avatar
    Join Date: Oct 2010
    Stats: 5'11", 220 lbs
    Posts: 7,437
    Rep Power: 33918
    PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000)
    Visit PowderMonkey's BodySpace
    PowderMonkey is offline
    Originally Posted by Final_Rep View Post
    yeah man my truck.. 0% loan, zero down..
    link to a picture of it
    wow (loan. seen truck before. also mountains and snow and road and stuff).

    tbh i haven't done much looking because i own a car already that works just fine, but i would be surprised if such loans existed over here. in my extremely limited experience of loans, the more money you borrow, the higher the interest and more mandatory the deposit. i've seen 0%/0 on electronics and whitegoods though.

    i'm wary of loans in general, i don't even own a credit card. i'm very very against spending beyond my means.
    .

    Crede quod habes, et habes.
    Believe that you have it, and you have it.
    .

    1919

  3. #2283
    Rant FF League Champion PeterGibbons316's Avatar
    Join Date: Sep 2010
    Stats: 5'10", 199 lbs
    Posts: 12,202
    Rep Power: 38025
    PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000)
    Visit PeterGibbons316's BodySpace
    PeterGibbons316 is offline
    Originally Posted by Final_Rep View Post
    What would you do, hypothetically, if you made ~$200,000/year?

    Edit: I'm guessing the answer is still buy with cash outright, just maybe a bit nicer of a vehicle. That makes a lot of sense, but so does getting a 0%, zero down, loan that can help you build strong credit history and not have you paying anything on interest.
    We saved up enough for a new car last year and when we went to buy it we tried to get their 0% financing that they were offering. They said we didn't qualify and tried to give us like a 4 or 5% rate on a 5 or 6 year loan - I can't remember the details, but we just declined the offer and paid cash for the car. So now instead of paying the bank $5/6/700 a month for 5 years, we are paying ourselves that money. And instead of having an old car to show for it at the end of that 5 year period, we will have an old car and nearly $40,000 to spend on a new car at that time if we need one.

    It took A LOT of convincing to get my wife to agree to take the financing if they offered us a low enough interest rate - that's like free money. But they wouldn't go lower than 4% so we just bought it outright. Honestly there is nothing more satisfying than watching that ****-eating grin disappear from the financing guys face when he thinks he has screwed you on the financing, and you just write him a check for the negotiated price. A lot of people think that you can get a better deal if you are paying cash, but my experience was the opposite. Let them think you are financing and they will be more likely to give you a good price thinking they will screw you over on the financing end. Then you just pay in full and the jakes on them.
    My Journal:
    http://forum.bodybuilding.com/showthread.php?t=134256491

    DIY Plyo Boxes:
    http://forum.bodybuilding.com/showthread.php?t=151765733

  4. #2284
    Barkley Farlesworth II Farley1324's Avatar
    Join Date: Mar 2008
    Location: Georgia, United States
    Stats: 6'0", 212 lbs
    Posts: 71,118
    Rep Power: 133481
    Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000)
    Visit Farley1324's BodySpace
    Farley1324 is online now
    Originally Posted by PowderMonkey View Post
    wow (loan. seen truck before. also mountains and snow and road and stuff).

    tbh i haven't done much looking because i own a car already that works just fine, but i would be surprised if such loans existed over here. in my extremely limited experience of loans, the more money you borrow, the higher the interest and more mandatory the deposit. i've seen 0%/0 on electronics and whitegoods though.

    i'm wary of loans in general, i don't even own a credit card. i'm very very against spending beyond my means.
    Over here 0 down/0% interest can be had from time to time on brand new vehicles. That's the tradeoff, you have to pay the brand new price at the dealer to get the 0/0. I think it all evens out in the end, one way or the other.
    Successful people do what they need to, especially when they don't feel like it.

    Motivation is what gets you started. Habit is what keeps you going.

    *Misc Firearms Crew*

  5. #2285
    Polar Bear Mod Final_Rep's Avatar
    Join Date: Dec 2009
    Location: North Pole, Alaska, United States
    Stats: 9'11", 999 lbs
    Posts: 14,888
    Rep Power: 1103455
    Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000)
    Visit Final_Rep's BodySpace
    Final_Rep is offline
    Originally Posted by PowderMonkey View Post
    wow (loan)
    Yeah I figured you had seen that pic before and I posted it once which is why I did just the link this time. But ... the 0% loan means they are tacking on at least 4,000-5,000 to the sticker price for the vehicle over what they really need... which is why the other promotion is, you guessed it, 5,000 'cash back'. So they are getting me either way if I buy new...

    In the end, what Peter and D1 are talking about is always going to be more financially intelligent, imho.

    Edit: Farley'd ^^
    ☆ Legacy Mod Crew Appreciation Crew ☆

  6. #2286
    logical mofo PowderMonkey's Avatar
    Join Date: Oct 2010
    Stats: 5'11", 220 lbs
    Posts: 7,437
    Rep Power: 33918
    PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000)
    Visit PowderMonkey's BodySpace
    PowderMonkey is offline
    Originally Posted by PeterGibbons316 View Post
    Let them think you are financing and they will be more likely to give you a good price thinking they will screw you over on the financing end. Then you just pay in full and the jakes on them.
    this is what i should have done last time, but you can bet i will be doing it next time.
    .

    Crede quod habes, et habes.
    Believe that you have it, and you have it.
    .

    1919

  7. #2287
    Rant FF League Champion PeterGibbons316's Avatar
    Join Date: Sep 2010
    Stats: 5'10", 199 lbs
    Posts: 12,202
    Rep Power: 38025
    PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000)
    Visit PeterGibbons316's BodySpace
    PeterGibbons316 is offline
    Originally Posted by Farley1324 View Post
    Over here 0 down/0% interest can be had from time to time on brand new vehicles. That's the tradeoff, you have to pay the brand new price at the dealer to get the 0/0. I think it all evens out in the end, one way or the other.
    There are all kinds of hidden details though. In our case, it was $500 off or 0%/0 down. We negotiated a purchase price for the car, and then when we went to talk to the financing guy he told us that the price we agreed upon included the $500 off deal - even though it was never brought up. Car salesmen are sneaky mother ****ers. If I had another couple hours to waste I probably could have gotten another $500 off, but we were already getting a great deal and I didn't think it was worth my time.
    My Journal:
    http://forum.bodybuilding.com/showthread.php?t=134256491

    DIY Plyo Boxes:
    http://forum.bodybuilding.com/showthread.php?t=151765733

  8. #2288
    Polar Bear Mod Final_Rep's Avatar
    Join Date: Dec 2009
    Location: North Pole, Alaska, United States
    Stats: 9'11", 999 lbs
    Posts: 14,888
    Rep Power: 1103455
    Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000)
    Visit Final_Rep's BodySpace
    Final_Rep is offline
    Originally Posted by PeterGibbons316 View Post
    Then you just pay in full and the jakes on them.
    Damn son, nice move. Putting that one in the 'save for later' category for sure.
    ☆ Legacy Mod Crew Appreciation Crew ☆

  9. #2289
    Bruce Campbell's Soup GeneralSerpant's Avatar
    Join Date: Feb 2011
    Location: United States
    Stats: 5'11", 196 lbs
    Posts: 10,863
    Rep Power: 20338
    GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000)
    Visit GeneralSerpant's BodySpace
    GeneralSerpant is offline
    Originally Posted by PeterGibbons316 View Post
    If you are already open to taking a loan out for a car, then I'll concede that often times it will make more sense to lease than finance.
    Leases and financing are just loans in themselves if you end up buying the car. So why would you take out a loan just to take out another loan?

    Originally Posted by Final_Rep View Post
    What would you do, hypothetically, if you made ~$200,000/year?

    Edit: I'm guessing the answer is still buy with cash outright, just maybe a bit nicer of a vehicle. That makes a lot of sense, but so does getting a 0%, zero down, loan that can help you build strong credit history and not have you paying anything on interest.
    You vs. Inflation. Flawless victory

  10. #2290
    Polar Bear Mod Final_Rep's Avatar
    Join Date: Dec 2009
    Location: North Pole, Alaska, United States
    Stats: 9'11", 999 lbs
    Posts: 14,888
    Rep Power: 1103455
    Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000) Final_Rep has reached the pinnacle! Best possible rank! (+1000000)
    Visit Final_Rep's BodySpace
    Final_Rep is offline
    Originally Posted by GeneralSerpant View Post
    Leases and financing are just loans in themselves if you end up buying the car. So why would you take out a loan just to take out another loan?

    Inflation.
    This whole post = da fuk??
    ☆ Legacy Mod Crew Appreciation Crew ☆

  11. #2291
    Bruce Campbell's Soup GeneralSerpant's Avatar
    Join Date: Feb 2011
    Location: United States
    Stats: 5'11", 196 lbs
    Posts: 10,863
    Rep Power: 20338
    GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000)
    Visit GeneralSerpant's BodySpace
    GeneralSerpant is offline
    Originally Posted by Final_Rep View Post
    This whole post = da fuk??
    I get that if you take out a loan to finance a car at 0%, you're just paying the loan. But, adding the interest of the loan and the extra money on the lease, why would you want to pay off two separate finances?

  12. #2292
    Rant FF League Champion PeterGibbons316's Avatar
    Join Date: Sep 2010
    Stats: 5'10", 199 lbs
    Posts: 12,202
    Rep Power: 38025
    PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000)
    Visit PeterGibbons316's BodySpace
    PeterGibbons316 is offline
    Originally Posted by GeneralSerpant View Post
    I get that if you take out a loan to finance a car at 0%, you're just paying the loan. But, adding the interest of the loan and the extra money on the lease, why would you want to pay off two separate finances?
    You can't lease and finance a car at the same time? It's one or the other?

    I'm confused as to what you are trying to say here.....
    My Journal:
    http://forum.bodybuilding.com/showthread.php?t=134256491

    DIY Plyo Boxes:
    http://forum.bodybuilding.com/showthread.php?t=151765733

  13. #2293
    logical mofo PowderMonkey's Avatar
    Join Date: Oct 2010
    Stats: 5'11", 220 lbs
    Posts: 7,437
    Rep Power: 33918
    PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000)
    Visit PowderMonkey's BodySpace
    PowderMonkey is offline
    Originally Posted by PeterGibbons316 View Post
    You can't lease and finance a car at the same time? It's one or the other?

    I'm confused as to what you are trying to say here.....
    I'm sure a car salesman would let you if you asked him
    .

    Crede quod habes, et habes.
    Believe that you have it, and you have it.
    .

    1919

  14. #2294
    Bruce Campbell's Soup GeneralSerpant's Avatar
    Join Date: Feb 2011
    Location: United States
    Stats: 5'11", 196 lbs
    Posts: 10,863
    Rep Power: 20338
    GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000)
    Visit GeneralSerpant's BodySpace
    GeneralSerpant is offline
    Originally Posted by PeterGibbons316 View Post
    You can't lease and finance a car at the same time? It's one or the other?

    I'm confused as to what you are trying to say here.....
    I always figured the advantage of leasing a car was that you didn't have to buy it at the end. If you do buy it at the end however, you are paying a considerable amount more.

    I also thought someone mentioned taking out a loan to finance OR lease a car. I'll see if I read that right, but my main question was: why would you take out a loan to lease a car, if you did in fact intend on buying it?

  15. #2295
    Barkley Farlesworth II Farley1324's Avatar
    Join Date: Mar 2008
    Location: Georgia, United States
    Stats: 6'0", 212 lbs
    Posts: 71,118
    Rep Power: 133481
    Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000)
    Visit Farley1324's BodySpace
    Farley1324 is online now
    Originally Posted by GeneralSerpant View Post
    I always figured the advantage of leasing a car was that you didn't have to buy it at the end. If you do buy it at the end however, you are paying a considerable amount more.

    I also thought someone mentioned taking out a loan to finance OR lease a car. I'll see if I read right. My main question was: why would you take out a loan to lease a car, if you did in fact intend on buying it?
    I have no idea as that makes no sense.

    I don't recall anybody saying that either?
    Successful people do what they need to, especially when they don't feel like it.

    Motivation is what gets you started. Habit is what keeps you going.

    *Misc Firearms Crew*

  16. #2296
    Registered User ossizen's Avatar
    Join Date: Mar 2006
    Location: Shawnee Mission, Kansas, United States
    Age: 39
    Stats: 6'1", 200 lbs
    Posts: 20,237
    BodyPoints: 18175
    Rep Power: 64174
    ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000)
    Visit ossizen's BodySpace
    ossizen is offline
    Originally Posted by Farley1324 View Post
    I have no idea as that makes no sense.

    I don't recall anybody saying that either?
    Leasing is not a good idea if you do a lot of driving. Another dumb idea is taking out a loan to pay for a lease.
    Journal: http://forum.bodybuilding.com/showthread.php?goto=lastpost&t=945353

    Am I missing an eyebrow?

    I reject your reality and substitute my own!

    I'm not lazy; I'm extremely efficient!

  17. #2297
    Registered User ossizen's Avatar
    Join Date: Mar 2006
    Location: Shawnee Mission, Kansas, United States
    Age: 39
    Stats: 6'1", 200 lbs
    Posts: 20,237
    BodyPoints: 18175
    Rep Power: 64174
    ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000) ossizen has reached the pinnacle! Best possible rank! (+1000000)
    Visit ossizen's BodySpace
    ossizen is offline
    Originally Posted by Final_Rep View Post
    yeah man my truck.. 0% loan, zero down..
    link to a picture of it
    I have 0% interest with $3,500 down on my '10 Corolla. Only bad thing was that I was $10,000 upside down on my '08 Fusion when I traded it in Jan '11.
    Journal: http://forum.bodybuilding.com/showthread.php?goto=lastpost&t=945353

    Am I missing an eyebrow?

    I reject your reality and substitute my own!

    I'm not lazy; I'm extremely efficient!

  18. #2298
    Rant FF League Champion PeterGibbons316's Avatar
    Join Date: Sep 2010
    Stats: 5'10", 199 lbs
    Posts: 12,202
    Rep Power: 38025
    PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000) PeterGibbons316 has reached the pinnacle! Best possible rank! (+1000000)
    Visit PeterGibbons316's BodySpace
    PeterGibbons316 is offline
    Originally Posted by GeneralSerpant View Post
    I always figured the advantage of leasing a car was that you didn't have to buy it at the end. If you do buy it at the end however, you are paying a considerable amount more.

    I also thought someone mentioned taking out a loan to finance OR lease a car. I'll see if I read that right, but my main question was: why would you take out a loan to lease a car, if you did in fact intend on buying it?
    Taking out a loan to lease a car doesn't make any sense, not even renferos would suggest something so stupid. It was (take out a loan to finance a car) OR (lease a car), not take out a loan to (finance OR lease) a car.

    Hope that clears things up for you.
    My Journal:
    http://forum.bodybuilding.com/showthread.php?t=134256491

    DIY Plyo Boxes:
    http://forum.bodybuilding.com/showthread.php?t=151765733

  19. #2299
    ErgoGenix.com / Mabulous mab23's Avatar
    Join Date: Apr 2008
    Location: San Diego, California, United States
    Age: 28
    Stats: 5'8", 155 lbs
    Posts: 10,411
    Rep Power: 65640
    mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000)
    Visit mab23's BodySpace
    mab23 is offline
    Originally Posted by GeneralSerpant View Post
    I always figured the advantage of leasing a car was that you didn't have to buy it at the end. If you do buy it at the end however, you are paying a considerable amount more.

    I also thought someone mentioned taking out a loan to finance OR lease a car. I'll see if I read that right, but my main question was: why would you take out a loan to lease a car, if you did in fact intend on buying it?
    Good point

    - would you lease a Lambo tho - for 300 a month?
    ~~~2011 Mens First place winner of the ERGOGENIX QBM Transformation Challenge~~~
    ^^^^^EXTREME PULL-UPS CREW^^^^^30 Reps Crew^^^
    Marathon time = 03:26:32 - average pace 07:53
    Half Iron Man - 6hrs 14 min ( with no training )
    LeadMan 125k - 8hrs 21mins

  20. #2300
    Poster G theshoupguy's Avatar
    Join Date: Oct 2007
    Location: Georgia, United States
    Stats: 6'2", 245 lbs
    Posts: 17,998
    Rep Power: 98981
    theshoupguy has reached the pinnacle! Best possible rank! (+1000000) theshoupguy has reached the pinnacle! Best possible rank! (+1000000) theshoupguy has reached the pinnacle! Best possible rank! (+1000000) theshoupguy has reached the pinnacle! Best possible rank! (+1000000) theshoupguy has reached the pinnacle! Best possible rank! (+1000000) theshoupguy has reached the pinnacle! Best possible rank! (+1000000) theshoupguy has reached the pinnacle! Best possible rank! (+1000000) theshoupguy has reached the pinnacle! Best possible rank! (+1000000) theshoupguy has reached the pinnacle! Best possible rank! (+1000000) theshoupguy has reached the pinnacle! Best possible rank! (+1000000) theshoupguy has reached the pinnacle! Best possible rank! (+1000000)
    Visit theshoupguy's BodySpace
    theshoupguy is offline
    Originally Posted by mab23 View Post
    Good point

    - would you lease a Lambo tho - for 300 a month?
    No, because it'd most likely be a sh!tty-ass lambo or you'd get sucked into some insane fine print and/or extra costs.
    ω

  21. #2301
    Barkley Farlesworth II Farley1324's Avatar
    Join Date: Mar 2008
    Location: Georgia, United States
    Stats: 6'0", 212 lbs
    Posts: 71,118
    Rep Power: 133481
    Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000)
    Visit Farley1324's BodySpace
    Farley1324 is online now
    Originally Posted by mab23 View Post
    Good point

    - would you lease a Lambo tho - for 300 a month?
    300 what? Payments of $10 each?
    Successful people do what they need to, especially when they don't feel like it.

    Motivation is what gets you started. Habit is what keeps you going.

    *Misc Firearms Crew*

  22. #2302
    ErgoGenix.com / Mabulous mab23's Avatar
    Join Date: Apr 2008
    Location: San Diego, California, United States
    Age: 28
    Stats: 5'8", 155 lbs
    Posts: 10,411
    Rep Power: 65640
    mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000)
    Visit mab23's BodySpace
    mab23 is offline
    Originally Posted by theshoupguy View Post
    No, because it'd most likely be a sh!tty-ass lambo or you'd get sucked into some insane fine print and/or extra costs.
    no it was perfect because this is MY hypothetical scenario

    Originally Posted by Farley1324 View Post
    300 what? Payments of $10 each?
    300 bucks a month!
    ~~~2011 Mens First place winner of the ERGOGENIX QBM Transformation Challenge~~~
    ^^^^^EXTREME PULL-UPS CREW^^^^^30 Reps Crew^^^
    Marathon time = 03:26:32 - average pace 07:53
    Half Iron Man - 6hrs 14 min ( with no training )
    LeadMan 125k - 8hrs 21mins

  23. #2303
    Barkley Farlesworth II Farley1324's Avatar
    Join Date: Mar 2008
    Location: Georgia, United States
    Stats: 6'0", 212 lbs
    Posts: 71,118
    Rep Power: 133481
    Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000) Farley1324 has reached the pinnacle! Best possible rank! (+1000000)
    Visit Farley1324's BodySpace
    Farley1324 is online now
    Originally Posted by mab23 View Post

    300 bucks a month!
    What is it...an old tractor?
    Successful people do what they need to, especially when they don't feel like it.

    Motivation is what gets you started. Habit is what keeps you going.

    *Misc Firearms Crew*

  24. #2304
    Bruce Campbell's Soup GeneralSerpant's Avatar
    Join Date: Feb 2011
    Location: United States
    Stats: 5'11", 196 lbs
    Posts: 10,863
    Rep Power: 20338
    GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000)
    Visit GeneralSerpant's BodySpace
    GeneralSerpant is offline
    Originally Posted by theshoupguy View Post
    No, because it'd most likely be a sh!tty-ass lambo or you'd get sucked into some insane fine print and/or extra costs.
    Originally Posted by mab23 View Post
    Good point

    - would you lease a Lambo tho - for 300 a month?
    If you could spare the monthly expense, and you knew the car would be a classic worth 15x as much as you payed for it, it wouldn't be any different than investing in a house.

  25. #2305
    Bruce Campbell's Soup GeneralSerpant's Avatar
    Join Date: Feb 2011
    Location: United States
    Stats: 5'11", 196 lbs
    Posts: 10,863
    Rep Power: 20338
    GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000)
    Visit GeneralSerpant's BodySpace
    GeneralSerpant is offline
    Originally Posted by PeterGibbons316 View Post
    If you are already open to taking a loan out for a car, then I'll concede that often times it will make more sense to lease than finance.
    This is the quote that I was talking about? confusedronburgandy.jpg

    Peoples were saying that you could be smart and get a superb lease, and I didn't knows why it would be so superb!?!

    Anyways, I thought Peter was talking about someone who already took out a loan, and that the smart move after would be to lease the car.

    Originally Posted by Final_Rep View Post
    Yeah I figured you had seen that pic before and I posted it once which is why I did just the link this time. But ... the 0% loan means they are tacking on at least 4,000-5,000 to the sticker price for the vehicle over what they really need... which is why the other promotion is, you guessed it, 5,000 'cash back'. So they are getting me either way if I buy new...

    In the end, what Peter and D1 are talking about is always going to be more financially intelligent, imho.

    Edit: Farley'd ^^
    Just watch out for the 500,000 mile warranty.

  26. #2306
    ErgoGenix.com / Mabulous mab23's Avatar
    Join Date: Apr 2008
    Location: San Diego, California, United States
    Age: 28
    Stats: 5'8", 155 lbs
    Posts: 10,411
    Rep Power: 65640
    mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000) mab23 has reached the pinnacle! Best possible rank! (+1000000)
    Visit mab23's BodySpace
    mab23 is offline
    Originally Posted by Farley1324 View Post
    What is it...an old tractor?
    no it was a hypothetical question!!!
    ~~~2011 Mens First place winner of the ERGOGENIX QBM Transformation Challenge~~~
    ^^^^^EXTREME PULL-UPS CREW^^^^^30 Reps Crew^^^
    Marathon time = 03:26:32 - average pace 07:53
    Half Iron Man - 6hrs 14 min ( with no training )
    LeadMan 125k - 8hrs 21mins

  27. #2307
    Bruce Campbell's Soup GeneralSerpant's Avatar
    Join Date: Feb 2011
    Location: United States
    Stats: 5'11", 196 lbs
    Posts: 10,863
    Rep Power: 20338
    GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000) GeneralSerpant has reached the pinnacle! Best possible rank! (+1000000)
    Visit GeneralSerpant's BodySpace
    GeneralSerpant is offline
    Originally Posted by mab23 View Post
    no it was a hypothetical question!!!
    Hmm, as a hypothetical question, I'll say yes. YES! I'll take the lambergini for one payment of $300 USD, considering that it is a good lambergini.

  28. #2308
    Soaking in a Digital Bath ShaneSwan's Avatar
    Join Date: Jan 2011
    Location: State / Province, New Zealand
    Stats: 6'0", 267 lbs
    Posts: 1,438
    Rep Power: 2382
    ShaneSwan has reached the pinnacle! Best possible rank! (+1000000) ShaneSwan has reached the pinnacle! Best possible rank! (+1000000) ShaneSwan has reached the pinnacle! Best possible rank! (+1000000) ShaneSwan has reached the pinnacle! Best possible rank! (+1000000) ShaneSwan has reached the pinnacle! Best possible rank! (+1000000) ShaneSwan has reached the pinnacle! Best possible rank! (+1000000) ShaneSwan has reached the pinnacle! Best possible rank! (+1000000) ShaneSwan has reached the pinnacle! Best possible rank! (+1000000) ShaneSwan has reached the pinnacle! Best possible rank! (+1000000) ShaneSwan has reached the pinnacle! Best possible rank! (+1000000) ShaneSwan has reached the pinnacle! Best possible rank! (+1000000)
    Visit ShaneSwan's BodySpace
    ShaneSwan is offline
    Originally Posted by Lencho View Post
    Stymied! You win, ShaneSwan...this round.
    Feed me here
    Fill me up again
    Temporarily pacify this hunger thats so cruel

  29. #2309
    Moderately neato GREENFEATHER's Avatar
    Join Date: Dec 2004
    Stats: 6'5", 252 lbs
    Posts: 13,022
    BodyPoints: 18184
    Rep Power: 113493
    GREENFEATHER has reached the pinnacle! Best possible rank! (+1000000) GREENFEATHER has reached the pinnacle! Best possible rank! (+1000000) GREENFEATHER has reached the pinnacle! Best possible rank! (+1000000) GREENFEATHER has reached the pinnacle! Best possible rank! (+1000000) GREENFEATHER has reached the pinnacle! Best possible rank! (+1000000) GREENFEATHER has reached the pinnacle! Best possible rank! (+1000000) GREENFEATHER has reached the pinnacle! Best possible rank! (+1000000) GREENFEATHER has reached the pinnacle! Best possible rank! (+1000000) GREENFEATHER has reached the pinnacle! Best possible rank! (+1000000) GREENFEATHER has reached the pinnacle! Best possible rank! (+1000000) GREENFEATHER has reached the pinnacle! Best possible rank! (+1000000)
    Visit GREENFEATHER's BodySpace
    GREENFEATHER is offline
    Originally Posted by Defiant1 View Post
    I agree. In fact, anyone who is not driving a few models with a few options bought used at 2 years is often not making the "best" decision monetarily.

    That was part of what I meant about money pit. They aren't an investment-they are expensive losses that are often driven by a degree of emotion to purchase.
    Which is why I drive older cars. Cars are the worst investment EVAR unless you have a piss pot full of money to buy collector cars.

    Originally Posted by Farley1324 View Post
    What is it...an old tractor?
    Some of those old Lambo tractors fetch damn good money at auction.
    "Socialism is a philosophy of failure, the creed of ignorance, and the gospel of envy, its inherent virtue is the equal sharing of misery.."
    -- Winston Churchill

    "When the government fears the people there is liberty, when the people fear the government there is tyranny."
    Thomas Jefferson

  30. #2310
    logical mofo PowderMonkey's Avatar
    Join Date: Oct 2010
    Stats: 5'11", 220 lbs
    Posts: 7,437
    Rep Power: 33918
    PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000) PowderMonkey has reached the pinnacle! Best possible rank! (+1000000)
    Visit PowderMonkey's BodySpace
    PowderMonkey is offline
    Originally Posted by GREENFEATHER View Post
    Which is why I drive older cars. Cars are the worst investment EVAR unless you have a piss pot full of money to buy collector cars.
    oh, they are still a terrible investment. they are just a terrible investment you can afford to spend money on.
    .

    Crede quod habes, et habes.
    Believe that you have it, and you have it.
    .

    1919

Closed Thread
Page 77 of 334 FirstFirst ... 27 67 75 76 77 78 79 87 127 177 ... LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts

Home Store Products Careers Help Contact Us Terms of Use Checkout