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  1. #1
    Banned MrGregory's Avatar
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    My grandma has died and ive been left everything in the will

    (SRS) tag brahs. however i dont mind a joke lol might make me feel better


    EVERYTHING. It is all been passed down to my name.

    I now have a £175-200,000 house thats already been paid for, only bills/running costs will need to be paid.
    A volvo estate car thats about 8 years old, very good condition.
    2 dogs
    All house contents.
    And about £80,000 worth of savings

    Its a fukin strange feeling all this when im dealing with never having my grandma in my life again.

    I dont know wtf to do.

    Advice/thoughts??
    Last edited by MrGregory; 03-25-2012 at 04:28 AM.
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  2. #2
    Registered User Scoobzor's Avatar
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    stay strong op
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  3. #3
    Registered User RagerMr's Avatar
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    do whatever you feel would help you get over your loss the best
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  4. #4
    what am i looking at ChingyEyes's Avatar
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    Originally Posted by f=ma View Post
    what are you going to do with the dildo collection?
    not cool man.
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  5. #5
    Registered User mikeyparkster's Avatar
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    are you planning to live or sell in the house?
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  6. #6
    Registered OG VANZFINEST's Avatar
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    Originally Posted by f=ma View Post
    what are you going to do with the dildo collection?

    keep the dogs, sell the rest for the prevalent market rate. alternatively, move into the house and install a stripper pole.
    jerkass/10
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  7. #7
    Registered User KJacko90's Avatar
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    I think the 250+ grand will be able to make you feel better
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  8. #8
    Registered User RH1N0BRAH's Avatar
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    owning a house at ur age would be pretty sweet...
    duno what the locations like or if u wanan live there but fark id love to never have to pay rent
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  9. #9
    Registered User Misanthropic91's Avatar
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    Move into the house
    Drive the car
    Love the dogs
    Invest the savings


    Best of luck OP
    Modnegged twice and still green, umad?

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  10. #10
    !MIZRg2G7HA TheChampion007's Avatar
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    brb year supply of supplements
    brb rides that bike all year long.

    srs. its the only thing that comes to my mind if that larger sum of money comes to me.
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  11. #11
    Registered User Num3n's Avatar
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    dont waste the gift.
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  12. #12
    Registered User AdamDTX's Avatar
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    why did everything go to you, did your entire family die in a plane crash OP?
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  13. #13
    Forever Available Micah123's Avatar
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    Sell it all and put it in a high interest account and live off the interest or put it all into gold and wait
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  14. #14
    soundcloud.com/FakItsBB FakItsBB's Avatar
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    1. Keep house
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  15. #15
    Platinum Member JordanBrah's Avatar
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    RIP to your grandma Newcastle brah
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  16. #16
    Registered User bl0wj's Avatar
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    Damn, OP. Why did she leave it all to you, by the way?
    Reps back
    Isn't in any crews brotherhood
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  17. #17
    Banned JasonXR3's Avatar
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    OP can i liv wit u srs?

    rep if u kry ery tym





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  18. #18
    Registered User plummaa's Avatar
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    why did she give it all to you? wouldn't she give it to her kids, split it up between her other grandchildren or something?

    sorry if im unaware of something
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  19. #19
    Registered User UnderDogBra's Avatar
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    sell house
    buy smaller cheeper living space
    use cash for smart, and i have to stress that OP, smart investment
    profit
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  20. #20
    Registered User syndicate91's Avatar
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    pics of car, house, dogs, and savings
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  21. #21
    Registered User James0208's Avatar
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    dam ur grandma was rich

    rip
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  22. #22
    Banned iLoLd's Avatar
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    cherish the gift, live in the house
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  23. #23
    Registered User boozebrah's Avatar
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    save money, sell house if your gradma would want you to. if not, do it up and live in it forever like a romance movie.
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  24. #24
    Registered User TheMullah's Avatar
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    Keep and move into the house, or rent it out and live with ur parents if they're around. Invest the 80k in gold for example, dont leave it in the bank to depreciate, Sell the ****ty Volvo and play with the dogs.
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  25. #25
    Misc Zymurgist J1n's Avatar
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    either move in the house or rent it out. invest the 80k. sorry for your loss.
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  26. #26
    Banned MrGregory's Avatar
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    Originally Posted by f=ma View Post
    what are you going to do with the dildo collection?
    Give them a clean and see if my mum wants them

    or shove them in my angus

    not srs

    Originally Posted by Est1999 View Post
    pics of dogs
    I dont know wtf they are called and i hav no pics but they are 2 little fluffy white dogs. will look like a flaming ******* when i walk them.

    Originally Posted by mikeyparkster View Post
    are you planning to live or sell in the house?
    Might go and live there for a bit, and see longer term if thats where i wanna be if not im selling.
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  27. #27
    One cheeky kunt. Mode7's Avatar
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    Originally Posted by MrGregory View Post
    EVERYTHING. It is all been passed down to my name.

    I now have a £175-200,000 house thats already been paid for, only bills/running costs will need to be paid.
    A volvo estate car thats about 8 years old, very good condition.
    2 dogs
    All house contents.
    And about £80,000 worth of savings

    Its a fukin strange feeling all this when im dealing with never having my grandma in my life again.

    I dont know wtf to do.

    Advice/thoughts??
    This is what I would do...

    Use some of 80k to renovate house (if needed). Rent it out, and gain yourself a steady income. Rents are high at the moment, and house prices are still recovering, so this is best course right now IMO.

    Keep or sell car depending on your requirements.

    Look after the dogs yourself. It's what your grand-ma would have wanted.

    Make diverse investments with the rest:
    You're UK, so you've got a £10'680k personal ISA allowance. £5'340 of that is cash allowance, so I would take advantage of that first. Put rest of allowance in a stocks and shares ISA. New tax year starts in April, so you've only got a few days to get money into these schemes for year ahead.

    Say you've renovated house, that still leaves you £60k to play with, so I would clear any debts I already had and look to invest most of the rest. What you do from here depends on how financially savvy your are and your appetite for risk and how long you are willing to spend managing your assets. Personally I would put say £10k in a higher risk fund, and rest in lower risk investments.

    I would also set aside £5k just to have fun with.

    Congrats OP. If you make this money work for you you can be set for life, just about.

    EDIT: Depending on personal circumstances, are you renting, or living at home, fully employed etc? I would still rent out grand ma's house, then use vast majority of her savings as deposit on a flat for yourself. Buyers market at the moment, and with the large deposit the repayments will be manageable.

    brb owning two properties with one generating an income in early 20's = balling
    Last edited by Mode7; 03-25-2012 at 04:50 AM.
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  28. #28
    I ain't a weight lifter. trano's Avatar
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    sorry for your loss, man
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  29. #29
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    150k house and 80k savings. Miring the fiscal responsibility of your grandmother.
    Where abouts in the uk is the house?
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  30. #30
    One cheeky kunt. Mode7's Avatar
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    Originally Posted by AnIrIsHbOy View Post
    150k house and 80k savings. Miring the fiscal responsibility of your grandmother.
    Where abouts in the uk is the house?
    It's a generational thing I think. They all got to buy houses at £8k in 1950 which have gone up 15-20x in value.
    Also bought up to live within means, save, not waste money etc.

    My Gran was like that anyway.
    Jan 2010 - 132lbs
    Jan 2011 - 174lbs
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