great Auto Loan rates... excellent actually. got a 13.2k loan for 3.25% lol wat?
ATM fees from any ATM refunded up to $15 monthly. this is a HUGE perk if u need to use an expensive on in an airport or whatever
customer service is solid, they have debit rewards but they will be phasing them out soon (sucks)
USAA has a target audience, the military and the reason why they can offer what they do to military members is communication. If you overdrew your Acct like crazy, or can't pay your auto or home loan, they WILL call your chain of command and get it corrected. This is a huge value to any financial institution. But, if your fiscally responsible, no worries. They are awesome and prove it on a regular basis
USAA is great man, any time i've ever had a question, a problem.. or anything at all, they have been very helpful.
banking with chase and switching to them was night and day.
i'm looking to buy my first real estate property as well and i didn't even try to shop around for rates. i was pre-approved in under 5 minutes for a 3.75% up to $225,000. I would have taken a 4% or higher just to keep their customer service.