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  1. #1
    Registered User PeterParker23's Avatar
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    USAA vs Credit Union, where should I go?

    Whats the better option?
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  2. #2
    Registered User skippy's Avatar
    Join Date: Sep 2002
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    USAA member since 1991.
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  3. #3
    Registered User WatchTheThrone's Avatar
    Join Date: Oct 2011
    Location: Oceanside, California, United States
    Age: 27
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    USAA, never done me wrong. I've been with Marine, Pacific and Navy. Although Navy wasnt that bad...
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  4. #4
    Banned derek_jeter's Avatar
    Join Date: Jan 2010
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    USAA for a few reasons...

    great Auto Loan rates... excellent actually. got a 13.2k loan for 3.25% lol wat?

    ATM fees from any ATM refunded up to $15 monthly. this is a HUGE perk if u need to use an expensive on in an airport or whatever

    customer service is solid, they have debit rewards but they will be phasing them out soon (sucks)

    USAA has a target audience, the military and the reason why they can offer what they do to military members is communication. If you overdrew your Acct like crazy, or can't pay your auto or home loan, they WILL call your chain of command and get it corrected. This is a huge value to any financial institution. But, if your fiscally responsible, no worries. They are awesome and prove it on a regular basis
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  5. #5
    Banned soliduparrow's Avatar
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    USAA has the same or better customer service and rates as a credit union but they also have a website that is better than any credit union ive seen.
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  6. #6
    ŻŻŻŻŻŻŻ Xenic's Avatar
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    USAA is great man, any time i've ever had a question, a problem.. or anything at all, they have been very helpful.

    banking with chase and switching to them was night and day.


    i'm looking to buy my first real estate property as well and i didn't even try to shop around for rates. i was pre-approved in under 5 minutes for a 3.75% up to $225,000. I would have taken a 4% or higher just to keep their customer service.
    Last edited by Xenic; 10-13-2011 at 07:15 PM.
    ★ ΜΟΛΩΝ ΛΑβΕ ★
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  7. #7
    Registered User PeterParker23's Avatar
    Join Date: Sep 2011
    Age: 26
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    I'm not a veteran though, just a regular citizen so I can just get the banking services
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