Is £9,000 a year for Uni really worth it? srs

[NoLongerLurking]

I've applied to uni but having second thoughts


brb being in debt till im 60

[Donster]

I've applied to uni but having second thoughts


brb being in debt till im 60

What Uni and what course? (srs)....and where do you see yourself after uni work-wise?

I can tell you whether it will be worth it..

[NoLongerLurking]

What Uni and what course? (srs)....and where do you see yourself after uni work-wise?

I can tell you whether it will be worth it..

Teesside, Psychology and want to work in Psychological field

[Bruceybaby]

To be perfectly honest no it's not worth it. The job market is totally ****ed. I have a 2:1 Law degree from Durham uni and I can't get a job. Luckily I have rich parents who've paid for everything, but my friends are now in debt AND jobless.

Now is the time to enter the trade business, perhaps become an expert artisan or crafter.

[mapes345]

Of course it's worth it. Maybe not in the short term, but we're not gonna be in recession for ever and employment will pick up. On average university graduates earn 2.5x more than non-graduates.

[SSRabbitohs]

To be perfectly honest no it's not worth it. The job market is totally ****ed. I have a 2:1 Law degree from Durham uni and I can't get a job. Luckily I have rich parents who've paid for everything, but my friends are now in debt AND jobless.

Now is the time to enter the trade business, perhaps become an expert artisan or crafter.

Not sherriff srs...You must have nothing else going for you.

[Zeezprah]

What Uni and what course? (srs)....and where do you see yourself after uni work-wise?

I can tell you whether it will be worth it..

This. I'm at uni now and am doing Ancient History as my main degree and am learning Italian as well. Possibility of teaching history / in Italy, and if not then I'll come out of it knowing a language with a degree in a subject that shows I can analyse and study the phuck out of something. Since I'm gonna come out of it with barely any debt it's worth it for me, but if it was 9k/year I wouldn't go for it.

Even at 9K/year our uni debts won't enslave us like the Yanks, since you'll only start paying back once you're earning X amount a year, and even then it's a tiny percentage of it, but just ask yourself if you think that what you're getting will be practical for you and if you wanna end up paying back for it. If you want it, go for it.

[musselsbrah]

Man I graduated uni at the right time where it was around £3000

I feel bad for kids paying 9 G at uni, firstly u gotta ask is it a top 20 uni?

usually this matters, you wouldnt pay that much for a crap Uni..

secondly you need to have you career mapped out RIGHT about now, u cant wait for uni to end to start making connections, after ur first year, look for internships and jobs etc, if you're focused on your career and really make an effort then the £9000 could be worth it depending on ur subject

example, you need a degree for law, but you don't need a degree for something like property negotiating.

If you wanna become a doctor/dentist/lawyer/economist obviously you need that degree

but certain subjects you don't, theres alternatives.. all depends

[Donster]

To be perfectly honest no it's not worth it. The job market is totally ****ed. I have a 2:1 Law degree from Durham uni and I can't get a job. Luckily I have rich parents who've paid for everything, but my friends are now in debt AND jobless.

Now is the time to enter the trade business, perhaps become an expert artisan or crafter.

2:1 Durham? Excellent stuff...

Although getting a training contract involves being in London brah (srs)

[MiKey4]

Check out the student loan regulations, there is a time limit before the debt expires so you'll never be 60 and in debt. You need to work out whether it will benefit you, given your intended future job/salary and how much savings you have now.

[Donster]

Teesside, Psychology and want to work in Psychological field

Teeside? Where is that ranked for Pysch???

If its not top20 at least. Forget it..

[Skarm]

You won't get any serious answers from the misc, because pretty much everyone on here thinks they will be a self made millionaire by the time they're 25 with no need for further education at all.
UK brah here as well, it's a pretty good loan all things considering. You only pay back what you can, not like a proper loan where tye start repossessing stuff.
All in all depends on the course and uni. Obviously a degree in golf course management from London Met is useless, but a respected degree from a well known university will stand you in good stead if there is a job market for it.

[Dawes]

Don't worry about Uni debt.
You only start paying it off when you start earning x amount of money anyway.
You have 25 years to pay it off. So it really isn't that much out of a salary per year. Plus if you can't pay it off, you won't have to.
I'm at uni now and I'm glad I went off to do Geoscience rather than sit around in an insurance company office 9-5 for the next 3 years, you meet tonnes of new people and most days are pretty fun.

[musselsbrah]

To be perfectly honest no it's not worth it. The job market is totally ****ed. I have a 2:1 Law degree from Durham uni and I can't get a job. Luckily I have rich parents who've paid for everything, but my friends are now in debt AND jobless.

Now is the time to enter the trade business, perhaps become an expert artisan or crafter.

same man, I graduated Kings with a 2:1 in Law and haven't been able to land me a job in that particular field. I had a spot for the LPC at BPP london but i deferred it a year to keep my options open. I'm working part time at a property investment firm on and off till they find a permanent spot for me and to be honest i'm thinking of sticking to the property thing, i'm earning money nd have potential to earn a lot in the future.

Law was always my priority but its impossible to find a firm that will take you on with experience with the amount of law graduates and non law graduates who are applying for firms, you really gotta be the best of the best and a 2:1 don't cut it anymore for the big firms. And I wasn't gonna pay £13,000 for the Legal practice course and come out in uni debt, LPC debt and have no job. I took a risk with a different route but I already had property knowledge due to family being involved in it, i had an internship and then got a job with it.

i'm one of many people who have changed career paths due to he lack of jobs for sure lol

[Amrit90]

I think it was worth it for me, it gave me time to think about what I want to do with my life. I went in thinking I wanted to be a Financial Accountant, 2 years into the course I realised it wasn't for me. I didn't know what I want to do and had a few ideas in mind, so I switched from Accounts to Business Management, luckily early enough to not get charged for the second year. I'm in my final year and have finally decided what I want to do, so I'm glad I had time to think about it, I will come out with a qualification so what I did wasn't a waste of time.

[Bruceybaby]

Not sherriff srs...You must have nothing else going for you.

Well I'm not applying to tescos for some menial job... I've been applying for pupillage which I just can't get, not even an interview. There are some 15k qualified barristers applying for 400 odd spaces in London

Unless you have contacts or a degree from oxbridge it's very difficult getting a decent job in the UK atm

[Sapporo]

Wtf it's that expensive? Ppl in Holland complain because students used to get money from the government, which will be a loan soon.

Before:
- Pay about €1.700 a year for tuition
- Receive free cash every month. If u graduate within 10 years, u can keep the money as a gift. If u do not graduate within 10 years, u have to pay it back.
- Amount varies, depending on how much your parents earn, if u live on campus/dorm or at home.
- Lowest amount received is about €90, highest can be as high as €500. You will get the highest amount if for example your parents live on welfare and you live on campus.
- If you need more money you can get a loan and pay it off in 20 years with very low interest.

How the situation will be next year/in a few years:
- Pay about €1.700 tuition.
- Receive the same amount of cash, based on your situation. But now you have to pay everything back, it's no longer a gift anymore. You can also still get a loan, or you can get nothing if you don't want to pay back anything.
- If you study longer than 5 years, the tuition in your 6th year will be €4.700.

But imo it's worth it, even if its higher like 9k/year. You will earn it back especially when you have a degree, and the job you get will be much better than doing some random uneducated job. Maslow's pyramid and everything, hierarchy of needs.

[algeriaBrah]

if you do a science degree it'll help massively. debt is actually minor when you consider mortgage, car etc.

complete waste of money if you do english, philosophy, film studies, art etc. you may as well kill yourself if you think those degrees will help you in the coming 20 years.

engineering or computer science will guarantee you a high paying job at the end


edit: saw that you want to attend teesside, honestly bro i don't know if it's worth it. the course you're picking is alright for job prospects but you should aim for a better uni

[shanks1992]

Brb from Scotland
Brb free university education for all Scottish nationals
Brb among the top universities in the country
Brb my university has the highest percentage of graduate's going straight into employment
Brb England is a phucking chithole
Brb brb

[Rupert IV]

It's only worth it if is definitely going to help your career. Which is the way it should be imo.

Also don't look at it as a loan because it basically isn't a loan, a much more accurate description is that it is a graduate tax. It'll cost you 9% of everything you earn over 25k for the next 30 years. If you do the maths it's not really that painful.

In summary, yea its worth it so long as you degree helps you earn more money long term.

[NoLongerLurking]

thanks so far niqquhs

[fuzionite]

Well I'm not applying to tescos for some menial job... I've been applying for pupillage which I just can't get, not even an interview. There are some 15k qualified barristers applying for 400 odd spaces in London

Unless you have contacts or a degree from oxbridge it's very difficult getting a decent job in the UK atm

If you have rich parents and they don't have a network to make connections for you, they did it wrong.

[Dawes]

Brb from Scotland
Brb free university education for all Scottish nationals
Brb among the top universities in the country
Brb my university has the highest percentage of graduate's going straight into employment
Brb England is a phucking chithole
Brb brb

Brb 3rd world

[Ricky116]

Look at jobs. Look at the requirements. That will tell you if it's worth it or not.

(Every single entry-level job that I am interested in requires degree level qualification. No brainer for me, although I pay £3000 lol).

[Aamon]

Brb from Scotland
Brb free university education for all Scottish nationals
Brb among the top universities in the country
Brb my university has the highest percentage of graduate's going straight into employment
Brb England is a phucking chithole
Brb brb

Brb why don't you phuckers go independent already so we don't have to fund shiet like this.

[shanks1992]

Brb 3rd world

[CHUNKUK]

Teesside, Psychology and want to work in Psychological field

you cheeky ****, i will rape your nose if i have the chance

[Rupert IV]

Brb from Scotland
Brb free university education for all Scottish nationals
Brb among the top universities in the country
Brb my university has the highest percentage of graduate's going straight into employment
Brb England is a phucking chithole
Brb brb

Oh the joys of being a charity case. Good luck with your not being able to afford anything when you ginger ****s finally get independence goals in 2013

[Lewwwww]

It's honestly only worth it if you go to a good university and get a good degree, not some crappy fancy arts or something degree that isn't going to get you anywhere.

[commonflaws]

Worth every penny brah, if it wasnt for student finance I'd have no gym
Membership and can't buy any proteinz